Finkurve Financial Services (FINKURVE)₹67.42−2.67%Non Banking Financial Company (NBFC)
In the Mar 2026 quarter (standalone), Finkurve Financial Services reported revenue of ₹67.30 Cr, up 67.0% from Mar 2025, and net profit of ₹8.01 Cr, up 105.9% year on year. For the year to Mar 2026, revenue were ₹207 Cr and net profit ₹25.91 Cr.
Company filings, standalone accounts; latest reported quarter Mar 2026
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 19.98 | 23.05 | 23.63 | 23.33 | 28.42 | 31.91 | 39.85 | 40.30 | 39.85 | 48.04 | 51.99 | 67.30 |
| Interest | 1.58 | 1.18 | 1.66 | 1.79 | 2.50 | 3.91 | 4.34 | 5.63 | 7.09 | 8.38 | 13.63 | 19.93 |
| Net interest income | 18.40 | 21.87 | 21.97 | 21.54 | 25.92 | 28.00 | 35.51 | 34.67 | 32.76 | 39.66 | 38.36 | 47.37 |
| Expenses | 15.71 | 16.27 | 15.27 | 15.00 | 19.99 | 23.36 | 27.47 | 28.99 | 25.34 | 31.55 | 28.27 | 37.46 |
| Financing Profit | 2.68 | 5.61 | 6.70 | 6.55 | 5.92 | 4.60 | 8.03 | 5.61 | 7.45 | 8.08 | 10.05 | 9.90 |
| Financing Margin % | 13.3% | 24.2% | 28.2% | 28.0% | 20.7% | 14.3% | 20.1% | 13.9% | 18.6% | 16.8% | 19.3% | 14.6% |
| Other Income | 0.03 | 0.03 | 0.06 | 0.07 | 0.07 | 0.22 | 0.12 | 0.13 | 0.15 | 0.08 | 0.50 | 1.88 |
| Depreciation | 0.11 | 0.11 | 0.11 | 0.11 | 0.07 | 0.15 | 0.31 | 0.49 | 0.74 | 0.74 | 0.58 | 1.33 |
| Profit before tax | 2.60 | 5.53 | 6.65 | 6.51 | 5.92 | 4.67 | 7.84 | 5.26 | 6.85 | 7.41 | 9.98 | 10.46 |
| Tax % | 26.2% | 20.8% | 25.8% | 24.6% | 25.6% | 25.5% | 27.9% | 25.4% | 25.5% | 19.8% | 29.9% | 22.8% |
| Net Profit | 1.89 | 4.35 | 4.89 | 4.87 | 4.37 | 3.45 | 5.62 | 3.89 | 5.07 | 5.89 | 6.95 | 8.01 |
| EPS (Rs) | 0.14 | 0.33 | 0.38 | 0.38 | 0.34 | 0.26 | 0.43 | 0.30 | 0.35 | 0.41 | 0.49 | 0.56 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 8.99 | 9.99 | 11.99 | 15.01 | 16.01 | 19.98 | 43.99 | 49.98 | 89.92 | 141 | 207 | 207 |
| Interest | 8.02 | 9.01 | 8.01 | 12.01 | 8.01 | 7.01 | 3.01 | 5.01 | 6.01 | 17.02 | 49.10 | 49.03 |
| Net interest income | 0.97 | 0.98 | 3.98 | 3.00 | 8.00 | 12.97 | 40.98 | 44.97 | 83.91 | 124 | 158 | 158 |
| Expenses | 0.00 | 0.00 | 1.99 | 1.99 | 2.99 | 6.99 | 12.97 | 25.95 | 61.84 | 98.75 | 123 | 123 |
| Financing Profit | 1.01 | 1.01 | 3.01 | 1.01 | 5.01 | 6.02 | 27.06 | 20.06 | 22.08 | 25.07 | 35.11 | 35.48 |
| Financing Margin % | 9.0% | 8.0% | 21.0% | 8.0% | 33.0% | 31.0% | 63.0% | 39.0% | 24.0% | 17.0% | 17.0% | 17.1% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.99 | 2.61 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | 2.99 | 3.39 |
| Profit before tax | 1.01 | 1.01 | 3.01 | 1.01 | 5.01 | 6.02 | 27.08 | 20.08 | 21.07 | 24.08 | 35.13 | 34.70 |
| Tax % | 29.9% | 32.0% | 31.9% | 33.0% | 24.9% | 26.0% | 20.0% | 27.0% | 24.0% | 26.0% | 25.0% | — |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 16.73 | 0.00 | 0.00 | 0.00 | 0.00 | — |
| Net Profit | 0.99 | 0.99 | 1.99 | 0.99 | 3.98 | 4.98 | 21.92 | 13.95 | 15.93 | 16.93 | 25.91 | 25.92 |
| EPS (Rs) | 0.04 | 0.05 | 0.18 | 0.07 | 0.31 | 0.35 | 1.69 | 1.12 | 1.26 | 1.36 | 1.85 | 1.81 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.02 | 10.02 | 10.00 | 10.01 | 9.98 | 12.96 | 12.98 | 12.97 | 12.97 | 12.98 | 13.00 | 13.98 |
| Reserves | 1.01 | 1.01 | 2.00 | 4.00 | 3.99 | 119 | 123 | 145 | 160 | 176 | 194 | 330 |
| Borrowings | 29.91 | 71.82 | 74.75 | 110 | 92.67 | 72.68 | 75.73 | 23.91 | 51.79 | 74.72 | 240 | 844 |
| Other Liabilities | 0.00 | 0.99 | 6.97 | 2.99 | 0.01 | 1.00 | 2.99 | 3.98 | 9.95 | 19.91 | 28.85 | 40.80 |
| Total Liabilities | 40.94 | 82.84 | 92.72 | 127 | 107 | 205 | 214 | 186 | 234 | 283 | 476 | 1,229 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | 0.99 | 0.99 | 7.99 | 26.98 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 8.03 | 0.00 |
| Investments | 10.01 | 10.01 | 10.01 | 10.01 | 10.01 | 11.01 | 12.99 | 5.01 | 4.01 | 3.01 | 5.01 | 7.01 |
| Other Assets | 30.93 | 72.83 | 82.71 | 117 | 96.64 | 194 | 201 | 180 | 228 | 278 | 455 | 1,195 |
| Trade receivables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & equivalents | 1.01 | 1.01 | 3.01 | 0.00 | 1.01 | 1.01 | 2.01 | 3.01 | 4.01 | 9.02 | 15.05 | 102 |
| Total Assets | 40.94 | 82.84 | 92.72 | 127 | 107 | 205 | 214 | 186 | 234 | 283 | 476 | 1,229 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −23.92 | −32.90 | 7.98 | −29.93 | 29.94 | −83.79 | 5.98 | 28.93 | −19.96 | −6.98 | −134 | −564 |
| Cash from investing activity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | −1.01 | −1.01 | 28.09 | −1.01 | −6.01 | −5.01 | −7.02 |
| Cash from financing activity | 25.06 | 33.07 | −6.01 | 28.06 | −29.04 | 85.20 | −4.01 | −56.13 | 23.03 | 18.05 | 145 | 661 |
| Net cash flow | 1.01 | 0.00 | 2.01 | −3.01 | 1.01 | 0.00 | 1.01 | 1.01 | 2.01 | 4.01 | 7.01 | 87.14 |
| Capex | 0.11 | 0.01 | 0.01 | 0.05 | 0.02 | 0.02 | 0.07 | 0.45 | 0.84 | 6.78 | 4.46 | 6.22 |
| Free cash flow | −23.99 | −32.99 | 8.01 | −30.01 | 30.01 | −83.95 | 6.01 | 27.99 | −21.01 | −14.01 | −138 | −572 |
| CFO / OP % | −1,357.0% | −349.0% | 89.0% | −276.0% | 234.0% | −622.0% | 63.1% | 115.0% | −66.0% | −12.0% | −308.0% | −663.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 1.0% | 5.0% | 5.0% | 14.0% | 6.0% | 6.0% | 3.0% | 3.0% | 9.0% | 9.0% | 9.0% | 9.0% |
For the Mar 2026 quarter, Finkurve Financial Services reported revenue of ₹67.30 Cr, up 67.0% year on year and net profit of ₹8.01 Cr, up 105.9% year on year.
Finkurve Financial Services' revenue for the year to Mar 2026 were ₹207 Cr; over the last twelve months they were ₹207 Cr.
Net profit for the year to Mar 2026 was ₹25.91 Cr, and ₹25.92 Cr over the last twelve months. Earnings per share over the same trailing period were ₹1.81.
Cash from operations was −₹564 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹572 Cr.