Fusion Finance (FUSION)₹155.66−1.63%Microfinance Institutions
In the Jun 2026 quarter (standalone), Fusion Finance reported revenue of ₹459 Cr, up 3.7% from Jun 2025, and net profit of ₹62.19 Cr. For the year to Mar 2026, revenue were ₹1,702 Cr and net profit ₹14.03 Cr.
Company filings, standalone accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 548 | 594 | 647 | 689 | 693 | 475 | 467 | 443 | 401 | 417 | 425 | 459 |
| Interest | 192 | 202 | 216 | 224 | 228 | 215 | 180 | 150 | 135 | 123 | 132 | 151 |
| Net interest income | 356 | 392 | 431 | 465 | 466 | 260 | 287 | 293 | 267 | 293 | 292 | 309 |
| Expenses | 213 | 243 | 286 | 532 | 884 | 772 | 458 | 386 | 318 | 284 | 258 | 244 |
| Financing Profit | 143 | 149 | 145 | −67.07 | −420 | −514 | −171 | −93.12 | −52.05 | 9.01 | 33.01 | 64.06 |
| Financing Margin % | 26.0% | 25.0% | 22.0% | −10.0% | −61.0% | −108.1% | −37.0% | −21.0% | −13.1% | 2.0% | 8.0% | 14.0% |
| Other Income | 24.95 | 19.97 | 28.94 | 17.98 | 11.99 | 8.98 | 9.98 | 2.99 | 31.97 | 7.99 | 5.99 | 0.00 |
| Depreciation | 2.01 | 1.99 | 2.99 | 2.01 | 2.99 | 2.99 | 2.99 | 1.99 | 2.01 | 1.99 | 1.99 | 1.99 |
| Profit before tax | 165 | 165 | 171 | −50.82 | −408 | −506 | −164 | −91.70 | −21.92 | 13.94 | 36.87 | 61.73 |
| Tax % | 24.1% | 24.1% | 23.1% | −29.9% | −26.0% | 42.1% | 0.0% | 0.0% | 0.0% | 0.0% | −204.9% | 0.0% |
| Net Profit | 126 | 126 | 133 | −36.08 | −306 | −721 | −165 | −92.26 | −22.06 | 14.04 | 114 | 62.19 |
| EPS (Rs) | 7.74 | 7.78 | 8.18 | −2.19 | −18.79 | −44.29 | −10.14 | −5.68 | −1.36 | 0.86 | 7.07 | 3.85 |
| Gross NPA % | 2.7% | 3.0% | 2.9% | 5.5% | 9.4% | 12.6% | 7.9% | 5.4% | 4.6% | 4.4% | 3.2% | — |
| Net NPA % | 0.7% | 0.8% | 0.8% | 1.3% | 2.4% | 1.7% | 0.3% | 0.2% | 0.4% | 0.6% | 0.5% | — |
| Provision coverage (approx., excl. write-offs) % | 75.8% | 74.7% | 73.4% | 77.1% | 74.4% | 86.4% | 96.2% | 96.5% | 91.8% | 85.6% | 84.1% | — |
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 266 | 495 | 721 | 858 | 1,153 | 1,745 | 2,321 | 2,348 | 1,702 | 1,702 |
| Interest | 138 | 255 | 339 | 376 | 497 | 645 | 794 | 848 | 541 | 541 |
| Net interest income | 129 | 239 | 382 | 481 | 655 | 1,100 | 1,527 | 1,501 | 1,161 | 1,161 |
| Expenses | 182 | 172 | 290 | 437 | 676 | 637 | 948 | 2,643 | 1,245 | 1,103 |
| Financing Profit | −53.03 | 68.02 | 93.11 | 43.02 | −20.01 | 461 | 578 | −1,146 | −87.02 | 54.03 |
| Financing Margin % | −20.0% | 14.0% | 13.0% | 5.0% | −2.0% | 26.0% | 25.0% | −49.0% | −5.0% | 3.2% |
| Other Income | 0.99 | 2.99 | 9.98 | 16.99 | 49.89 | 57.91 | 95.81 | 24.95 | 33.93 | 45.95 |
| Depreciation | 1.99 | 1.99 | 2.99 | 4.01 | 4.99 | 7.01 | 8.99 | 11.99 | 9.99 | 7.98 |
| Profit before tax | −53.78 | 67.70 | 99.66 | 56.80 | 23.91 | 510 | 660 | −1,129 | −62.77 | 90.62 |
| Tax % | −25.9% | 26.1% | 30.1% | 23.1% | 11.1% | 24.1% | 24.1% | 8.1% | −121.9% | — |
| Net Profit | −39.08 | 51.15 | 70.22 | 44.12 | 22.07 | 388 | 506 | −1,228 | 14.03 | 168 |
| EPS (Rs) | −5.69 | 4.80 | 5.13 | 3.24 | 1.60 | 23.91 | 31.11 | −75.46 | 0.85 | 10.42 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 40.91 | 61.88 | 78.82 | 78.82 | 82.88 | 99.81 | 101 | 101 | 162 |
| Reserves | 214 | 563 | 1,118 | 1,164 | 1,254 | 2,218 | 2,744 | 1,540 | 2,291 |
| Borrowings | 1,608 | 2,930 | 2,974 | 4,434 | 5,783 | 6,783 | 8,621 | 6,403 | 5,578 |
| Other Liabilities | 105 | 55.73 | 66.68 | 158 | 176 | 262 | 309 | 246 | 267 |
| Total Liabilities | 1,967 | 3,610 | 4,238 | 5,837 | 7,294 | 9,364 | 11,773 | 8,290 | 8,297 |
| Fixed Assets | 5.02 | 6.02 | 6.02 | 18.06 | 19.05 | 21.05 | 31.10 | 27.09 | 26.08 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.01 | 2.01 | 19.03 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.01 | 2.01 | 2.01 |
| Other Assets | 1,962 | 3,603 | 4,231 | 5,819 | 7,275 | 9,342 | 11,738 | 8,258 | 8,250 |
| Trade receivables | 0.00 | 0.99 | 2.99 | 2.99 | 3.98 | 13.95 | 13.95 | 3.98 | 6.97 |
| Cash & equivalents | 506 | 989 | 817 | 1,334 | 1,154 | 1,065 | 1,551 | 853 | 2,003 |
| Total Assets | 1,967 | 3,610 | 4,238 | 5,837 | 7,294 | 9,364 | 11,773 | 8,290 | 8,297 |
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −598 | −1,422 | −751 | −796 | −1,644 | −1,667 | −1,354 | 1,453 | 1,149 |
| Cash from investing activity | 184 | 15.02 | 20.01 | 10.01 | 18.01 | 18.02 | 31.05 | 74.06 | 12.01 |
| Cash from financing activity | 739 | 1,627 | 543 | 1,453 | 1,413 | 1,577 | 1,836 | −2,205 | −66.76 |
| Net cash flow | 329 | 229 | −184 | 677 | −204 | −61.05 | 525 | −693 | 1,094 |
| Capex | 1.99 | 2.99 | 2.99 | 7.99 | 5.99 | 6.99 | 18.99 | 9.99 | 17.97 |
| Free cash flow | −597 | −1,418 | −751 | −799 | −1,642 | −1,666 | −1,366 | 1,437 | 1,125 |
| CFO / OP % | −708.0% | −433.0% | −164.0% | −177.0% | −336.0% | −140.0% | −89.0% | −489.0% | 254.0% |
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| ROE % | −15.1% | 11.9% | 8.0% | 4.0% | 2.0% | 20.9% | 19.9% | −55.1% | 1.0% |
For the Jun 2026 quarter, Fusion Finance reported revenue of ₹459 Cr, up 3.7% year on year and net profit of ₹62.19 Cr.
Fusion Finance's revenue for the year to Mar 2026 were ₹1,702 Cr; over the last twelve months they were ₹1,702 Cr.
Net profit for the year to Mar 2026 was ₹14.03 Cr, and ₹168 Cr over the last twelve months. Earnings per share over the same trailing period were ₹10.42.
Cash from operations was ₹1,149 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹1,125 Cr.