General Insurance Corporation of India quarterly results and financials

General Insurance Corporation of India (GICRE)₹334.65−1.31%(9 Nov 2026 close)General Insurance

Key facts

In the Sep 2026 quarter (consolidated), General Insurance Corporation of India reported revenue of ₹15,005 Cr, up 17.5% from Sep 2025, and net profit of ₹2,962 Cr, up 3.2% year on year. For the year to Mar 2026, revenue were ₹53,043 Cr and net profit ₹9,647 Cr.

Revenue (Sep 2026): ₹15,005 Cr
Net profit (Sep 2026): ₹2,962 Cr
Revenue (FY Mar 2026): ₹53,043 Cr
Net profit (FY Mar 2026): ₹9,647 Cr
EPS (Sep 2026): ₹16.88
Borrowings (Mar 2026): ₹0 Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

General Insurance Corporation of India quarterly results

₹ crore unless stated; each column is a quarter.

General Insurance Corporation of India Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	11,167	10,262	12,906	12,396	11,150	13,214	14,628	12,771	12,606	13,032	14,426	15,005
Expenses	9,481	7,257	11,362	9,958	9,181	10,177	11,965	9,948	10,182	10,521	12,334	11,487
Operating Profit	1,625	2,964	1,472	2,377	1,928	2,995	2,605	2,759	2,363	2,461	2,020	3,459
OPM %	15.1%	29.1%	11.0%	19.0%	17.1%	23.0%	18.0%	22.0%	19.0%	19.0%	14.1%	23.0%
Other Income	196	131	17.07	−93.31	256	147	59.22	555	136	648	172	140
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	1,817	3,088	1,487	2,280	2,180	3,136	2,658	3,308	2,495	3,101	2,186	3,589
Tax %	24.0%	18.0%	25.0%	18.0%	26.0%	25.0%	18.0%	19.0%	24.0%	23.0%	26.0%	18.0%
Net Profit	1,438	2,579	1,399	1,853	1,676	2,498	2,531	2,870	1,723	2,529	1,741	2,962
EPS (Rs)	8.19	14.70	7.97	10.57	9.55	14.23	14.43	16.36	9.83	14.43	9.93	16.88

General Insurance Corporation of India profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

General Insurance Corporation of India Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	15,360	26,822	38,220	45,007	50,363	48,635	49,000	46,711	46,015	49,635	53,043	55,068
Expenses	16,779	27,470	39,750	41,021	52,252	45,313	45,626	39,572	38,332	40,691	42,782	44,524
Operating Profit	−1,512	−785	−1,701	3,723	−2,098	3,069	3,146	6,919	7,471	8,785	10,055	10,304
OPM %	−10.0%	−2.9%	−4.5%	8.0%	−4.2%	6.0%	6.0%	15.1%	16.1%	18.0%	19.0%	18.7%
Other Income	4,565	4,592	5,371	146	1,761	11.04	620	1,116	467	325	1,397	1,095
Interest	1.99	6.98	11.96	0.00	0.00	0.00	0.00	0.99	0.99	0.00	0.00	0.00
Depreciation	8.98	9.97	7.99	13.98	18.97	14.98	13.98	9.99	11.98	14.98	5.99	0.00
Profit before tax	3,012	3,758	3,618	3,847	−365	3,059	3,743	8,008	7,904	9,081	11,422	11,372
Tax %	11.0%	13.0%	12.0%	32.0%	−24.0%	41.0%	41.0%	18.0%	18.0%	23.0%	21.0%	—
Exceptional items	1,291	1,430	1,631	486	0.00	0.00	0.00	0.00	1,000	0.00	0.00	—
Net Profit	2,818	3,667	3,141	2,754	−186	1,992	2,384	6,898	6,683	7,429	9,647	8,956
EPS (Rs)	16.41	21.33	17.91	15.71	−1.05	11.34	13.59	39.35	38.08	42.33	55.03	51.07
Dividend payout %	18.9%	26.9%	38.0%	42.9%	0.0%	0.0%	16.9%	17.9%	25.9%	23.9%	24.0%	—

General Insurance Corporation of India balance sheet

₹ crore, at each year end.

General Insurance Corporation of India Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	431	431	429	439	874	875	875	875	874	876	875	878
Reserves	43,866	41,555	19,742	23,737	24,607	23,072	31,539	35,115	44,299	54,419	60,579	69,746
Borrowings	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Liabilities	30,893	34,392	77,443	88,753	97,168	97,101	1,08,285	1,16,389	1,18,090	1,29,816	1,33,908	1,35,896
Total Liabilities	75,189	76,378	97,614	1,12,928	1,22,651	1,21,049	1,40,699	1,52,380	1,63,263	1,85,111	1,95,364	2,06,520
Fixed Assets	181	213	191	199	224	209	200	200	323	317	326	331
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	8.01	12.03
Investments	56,977	55,875	66,687	74,099	82,373	71,194	94,293	1,05,061	1,15,110	1,36,213	1,43,673	1,48,946
Other Assets	18,032	20,290	30,735	38,630	40,053	49,646	46,206	47,118	47,829	48,581	51,356	57,230
Cash & equivalents	7,753	9,794	12,243	14,267	12,953	16,137	18,612	21,493	23,724	24,876	25,305	28,523
Total Assets	75,189	76,378	97,614	1,12,928	1,22,651	1,21,049	1,40,699	1,52,380	1,63,263	1,85,111	1,95,364	2,06,520

General Insurance Corporation of India cash flow

₹ crore, for each year.

General Insurance Corporation of India Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	2,631	6,008	7,890	8,828	7,600	8,618	13,264	9,046	11,712	−212	1,976	466
Cash from investing activity	−2,755	−3,322	−4,404	−5,589	−7,483	−4,005	−10,775	−6,168	−9,048	1,745	−274	1,276
Cash from financing activity	−386	−648	−1,033	−1,205	−1,425	−1,425	0.00	0.00	−394	−1,261	−1,750	−1,751
Net cash flow	−516	2,034	2,455	2,028	−1,326	3,180	2,485	2,869	2,255	274	−53.09	−7.01
Capex	33.95	42.89	3.99	15.98	39.90	2.99	5.99	14.98	134	5.98	24.95	13.98
Free cash flow	2,603	5,976	7,903	8,831	7,563	8,614	13,275	9,036	11,587	−217	1,951	454
CFO / OP %	−144.9%	−401.9%	−1,046.0%	−543.0%	240.1%	−440.0%	467.0%	334.0%	195.1%	22.1%	48.1%	30.1%

General Insurance Corporation of India ratios

Working-capital days and returns, by year.

General Insurance Corporation of India Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor days	0	0	0	0	0	0	0	0	0	0	0	0
Cash conversion cycle	0	0	0	0	0	0	0	0	0	0	0	0
Working capital days	−719	−739	−395	−335	−320	−352	−446	−495	−563	−603	−594	−594
ROCE %	3.0%	3.0%	7.0%	7.0%	13.0%	−1.0%	11.0%	11.0%	20.0%	13.0%	16.0%	17.0%

General Insurance Corporation of India: frequently asked questions

What are the latest quarterly results of General Insurance Corporation of India?

For the Sep 2026 quarter, General Insurance Corporation of India reported revenue of ₹15,005 Cr, up 17.5% year on year and net profit of ₹2,962 Cr, up 3.2% year on year. The operating margin was 23.0%.

What is the annual revenue of General Insurance Corporation of India?

General Insurance Corporation of India's revenue for the year to Mar 2026 were ₹53,043 Cr; over the last twelve months they were ₹55,068 Cr.

What is the net profit of General Insurance Corporation of India?

Net profit for the year to Mar 2026 was ₹9,647 Cr, and ₹8,956 Cr over the last twelve months. Earnings per share over the same trailing period were ₹51.07.

How much debt does General Insurance Corporation of India have?

General Insurance Corporation of India reported borrowings of ₹0 Cr at Mar 2026, against cash and equivalents of ₹28,523 Cr.

What is the free cash flow of General Insurance Corporation of India?

Cash from operations was ₹466 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹454 Cr.

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