Loading…
HDB Financial Services (HDBFS)₹544.45+0.64%Non Banking Financial Company (NBFC)
In the Jun 2026 quarter (standalone), HDB Financial Services reported revenue of ₹4,952 Cr, up 10.6% from Jun 2025, and net profit of ₹785 Cr, up 38.0% year on year. For the year to Mar 2026, revenue were ₹18,476 Cr and net profit ₹2,542 Cr.
Company filings, standalone accounts; latest reported quarter Jun 2026
| Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,677 | 3,893 | 4,015 | 4,153 | 4,280 | 4,476 | 4,560 | 4,689 | 4,757 | 4,952 |
| Interest | 1,373 | 1,493 | 1,595 | 1,641 | 1,645 | 1,736 | 1,689 | 1,700 | 1,678 | 1,749 |
| Net interest income | 2,305 | 2,400 | 2,420 | 2,512 | 2,634 | 2,740 | 2,872 | 2,989 | 3,079 | 3,203 |
| Expenses | 1,364 | 1,553 | 1,556 | 1,803 | 1,853 | 1,934 | 2,010 | 2,051 | 1,989 | 2,066 |
| Financing Profit | 925 | 831 | 849 | 691 | 761 | 786 | 838 | 915 | 1,069 | 1,113 |
| Financing Margin % | 25.0% | 21.0% | 21.0% | 17.0% | 18.0% | 18.0% | 18.0% | 20.0% | 22.0% | 22.0% |
| Depreciation | 39.97 | 44.01 | 47.98 | 49.01 | 53.93 | 50.97 | 51.99 | 50.96 | 54.01 | 54.98 |
| Profit before tax | 879 | 781 | 797 | 640 | 702 | 730 | 779 | 858 | 1,008 | 1,052 |
| Tax % | 26.0% | 26.0% | 26.0% | 25.9% | 25.0% | 22.0% | 26.0% | 25.0% | 25.9% | 25.9% |
| Net Profit | 656 | 582 | 591 | 472 | 531 | 568 | 581 | 645 | 751 | 785 |
| EPS (Rs) | 8.28 | 7.34 | 7.45 | 5.96 | 6.68 | 6.85 | 7.02 | 7.77 | 9.05 | 9.47 |
| Gross NPA % | 1.9% | — | 2.1% | 2.3% | 2.3% | 2.6% | 2.8% | 2.8% | 2.4% | — |
| Net NPA % | — | — | — | 0.9% | 1.0% | 1.1% | 1.3% | 1.3% | 1.1% | 1.0% |
| Provision coverage (approx., excl. write-offs) % | — | — | — | 60.0% | 56.2% | 56.6% | 54.8% | 55.5% | 55.3% | — |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|
| Revenue | 10,967 | 11,338 | 12,445 | 14,213 | 16,352 | 18,476 | 18,958 |
| Interest | 3,875 | 3,318 | 3,503 | 4,892 | 6,415 | 6,840 | 6,816 |
| Net interest income | 7,093 | 8,021 | 8,942 | 9,321 | 9,937 | 11,636 | 12,142 |
| Expenses | 6,431 | 6,512 | 6,131 | 5,799 | 6,725 | 7,948 | 8,116 |
| Financing Profit | 612 | 1,452 | 2,748 | 3,461 | 3,133 | 3,607 | 3,936 |
| Financing Margin % | 6.0% | 12.9% | 22.0% | 24.0% | 19.0% | 20.0% | 20.8% |
| Other Income | −1.99 | 0.00 | 0.99 | 0.99 | 0.00 | 0.99 | 0.00 |
| Depreciation | 108 | 98.92 | 112 | 145 | 194 | 209 | 212 |
| Profit before tax | 499 | 1,343 | 2,621 | 3,294 | 2,922 | 3,375 | 3,697 |
| Tax % | 21.9% | 25.0% | 25.0% | 26.0% | 26.0% | 24.9% | — |
| Exceptional items | 0.00 | 0.00 | 0.99 | 0.99 | 0.00 | 0.99 | — |
| Net Profit | 391 | 1,011 | 1,959 | 2,461 | 2,176 | 2,542 | 2,761 |
| EPS (Rs) | 4.97 | 12.81 | 24.77 | 31.04 | 27.38 | 30.66 | 33.31 |
| Dividend payout % | 0.0% | 8.0% | 8.0% | 10.0% | 11.0% | 13.0% | — |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Equity Capital | 792 | 793 | 794 | 797 | 800 | 833 |
| Reserves | 7,673 | 8,764 | 10,648 | 12,966 | 15,040 | 19,867 |
| Borrowings | 50,367 | 48,978 | 54,804 | 74,286 | 89,684 | 99,231 |
| Other Liabilities | 3,854 | 3,530 | 3,766 | 4,505 | 3,176 | 3,775 |
| Total Liabilities | 62,686 | 62,066 | 70,012 | 92,553 | 1,08,700 | 1,23,706 |
| Fixed Assets | 318 | 294 | 388 | 513 | 738 | 776 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1,591 | 2,233 | 1,242 | 3,378 | 2,057 | 3,744 |
| Other Assets | 60,777 | 59,540 | 68,381 | 88,662 | 1,05,905 | 1,19,186 |
| Trade receivables | 117 | 142 | 65.82 | 125 | 224 | 295 |
| Cash & equivalents | 977 | 684 | 655 | 703 | 984 | 1,674 |
| Total Assets | 62,686 | 62,066 | 70,012 | 92,553 | 1,08,700 | 1,23,706 |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Cash from operating activity | −341 | 1,983 | −6,837 | −16,688 | −13,588 | −8,590 |
| Cash from investing activity | 131 | −705 | 977 | −2,153 | 1,164 | −1,779 |
| Cash from financing activity | 608 | −1,499 | 5,798 | 19,147 | 12,780 | 10,673 |
| Net cash flow | 399 | −217 | −81.31 | 253 | 304 | 297 |
| Capex | 25.06 | 41.11 | 111 | 123 | 210 | 144 |
| Free cash flow | −365 | 1,942 | −6,938 | −16,824 | −13,788 | −8,718 |
| CFO / OP % | −11.9% | 42.1% | −98.9% | −190.9% | −135.0% | −73.9% |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| ROE % | 5.0% | 11.0% | 18.9% | 20.0% | 15.0% | 14.0% |
For the Jun 2026 quarter, HDB Financial Services reported revenue of ₹4,952 Cr, up 10.6% year on year and net profit of ₹785 Cr, up 38.0% year on year.
HDB Financial Services' revenue for the year to Mar 2026 were ₹18,476 Cr; over the last twelve months they were ₹18,958 Cr.
Net profit for the year to Mar 2026 was ₹2,542 Cr, and ₹2,761 Cr over the last twelve months. Earnings per share over the same trailing period were ₹33.31.
Cash from operations was −₹8,590 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹8,718 Cr.