HDFC Bank quarterly results and financials

HDFC Bank (HDFCBANK)₹798.15+1.79%(9 Nov 2026 close)Private Sector Bank

Key facts

In the Sep 2026 quarter (consolidated), HDFC Bank reported revenue of ₹95,173 Cr, up 9.4% from Sep 2025, and net profit of ₹21,576 Cr, up 5.8% year on year. For the year to Mar 2026, revenue were ₹3.49 L Cr and net profit ₹79,296 Cr.

Revenue (Sep 2026): ₹95,173 Cr
Net profit (Sep 2026): ₹21,576 Cr
Revenue (FY Mar 2026): ₹3.49 L Cr
Net profit (FY Mar 2026): ₹79,296 Cr
EPS (Sep 2026): ₹13.46
Borrowings (Mar 2026): ₹5.89 L Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

HDFC Bank quarterly results

₹ crore unless stated; each column is a quarter.

HDFC Bank Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	78,092	79,466	81,689	83,146	85,076	86,821	87,430	87,018	87,191	87,234	90,708	95,173
Interest	43,303	43,759	44,700	45,484	46,976	47,065	47,781	46,853	45,907	45,321	47,685	50,757
Net interest income	34,789	35,707	36,988	37,662	38,100	39,755	39,649	40,165	41,284	41,913	43,023	44,416
Expenses	50,523	62,916	49,719	52,130	41,295	47,747	64,508	45,186	54,164	44,028	58,297	50,087
Financing Profit	−15,732	−27,138	−12,700	−14,459	−3,177	−7,901	−24,796	−4,897	−12,872	−2,062	−15,301	−5,551
Financing Margin %	−20.0%	−34.0%	−16.0%	−17.0%	−4.0%	−9.0%	−28.0%	−6.0%	−15.0%	−2.0%	−17.0%	−6.0%
Other Income	37,109	45,109	35,570	38,565	27,239	33,605	45,812	31,650	39,987	29,832	42,674	34,361
Profit before tax	21,194	17,705	22,652	23,915	23,894	25,513	20,799	26,599	26,896	27,621	27,114	28,601
Tax %	17.0%	−1.0%	24.0%	22.0%	24.0%	25.0%	18.0%	24.0%	22.9%	24.0%	25.0%	25.0%
Net Profit	17,756	18,048	17,218	18,644	18,370	19,311	17,127	20,391	20,735	21,094	20,410	21,576
EPS (Rs)	11.39	11.62	10.84	11.70	11.56	12.34	10.61	12.77	12.88	13.24	12.53	13.46
Gross NPA %	1.3%	1.2%	1.3%	1.4%	1.4%	1.3%	1.4%	1.2%	1.2%	1.2%	1.2%	1.1%
Net NPA %	0.3%	0.3%	0.4%	0.4%	0.5%	0.4%	0.5%	0.4%	0.4%	0.4%	0.4%	0.4%
Provision coverage (approx., excl. write-offs) %	75.4%	73.4%	70.7%	69.9%	67.6%	67.7%	66.4%	66.1%	66.1%	67.0%	65.0%	66.7%

HDFC Bank profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

HDFC Bank Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	63,210	73,348	85,387	1,05,281	1,22,282	1,28,771	1,36,043	1,71,016	2,83,763	3,36,528	3,48,823	3,60,306
Interest	34,163	38,090	42,456	53,840	62,221	59,405	58,710	77,900	1,54,374	1,84,205	1,85,907	1,89,670
Net interest income	29,047	35,258	42,931	51,441	60,061	69,366	77,333	93,116	1,29,389	1,52,324	1,62,916	1,70,636
Expenses	20,051	23,867	29,551	34,884	45,479	52,463	56,538	63,034	1,74,135	1,87,123	2,03,635	2,06,576
Financing Profit	9,022	11,350	13,349	16,563	14,561	16,815	20,764	29,869	−44,590	−34,433	−40,423	−35,785
Financing Margin %	14.0%	16.0%	16.0%	16.0%	12.0%	13.0%	15.0%	18.0%	−16.0%	−10.0%	−12.0%	−9.9%
Other Income	11,239	12,955	16,102	19,016	24,974	27,399	31,883	34,016	1,24,763	1,35,012	1,47,316	1,46,853
Depreciation	740	888	968	1,223	1,279	1,389	1,683	2,348	3,096	3,813	4,201	0.00
Profit before tax	19,467	23,348	28,370	34,244	38,125	42,673	50,715	61,297	76,328	96,017	1,01,952	1,10,232
Tax %	34.0%	35.0%	35.0%	35.0%	29.0%	26.0%	25.0%	24.9%	15.0%	24.0%	22.0%	—
Exceptional items	0.00	25.94	−0.99	20.95	18.97	32.97	50.95	69.85	163	193	462	—
Net Profit	12,844	15,332	18,591	22,480	27,348	31,934	38,201	46,240	65,573	73,541	79,296	83,815
EPS (Rs)	12.68	14.94	17.86	20.54	24.89	28.90	34.36	41.32	42.23	46.36	49.45	52.11
Dividend payout %	19.0%	18.0%	18.0%	18.1%	5.0%	11.0%	23.0%	23.0%	23.0%	24.1%	31.1%	—

HDFC Bank balance sheet

₹ crore, at each year end.

HDFC Bank Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	499	505	511	518	544	547	549	554	556	758	763	1,534
Reserves	62,508	73,737	91,126	1,08,881	1,52,977	1,75,468	2,09,028	2,46,099	2,87,975	4,54,788	5,19,984	5,83,323
Deposits	4,49,221	5,44,777	6,41,546	7,86,132	9,20,562	11,43,569	13,30,151	15,55,390	18,78,314	23,72,781	27,05,593	30,92,153
Borrowings	59,438	1,03,768	98,358	1,56,235	1,57,843	1,86,882	1,77,606	2,26,831	2,56,158	7,30,306	6,34,832	5,88,607
Other Liabilities	34,017	38,137	58,717	48,536	59,181	71,087	77,903	90,204	1,01,294	4,64,058	5,22,298	6,33,777
Total Liabilities	6,05,682	7,60,924	8,90,258	11,00,302	12,91,105	15,77,554	17,95,238	21,19,077	25,24,297	40,22,690	43,83,470	48,99,394
Fixed Assets	3,215	3,655	3,992	3,994	4,360	4,760	5,230	6,418	8,410	12,564	15,205	16,439
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	1,49,126	1,93,225	2,10,267	2,37,844	2,89,016	3,88,351	4,38,047	4,48,193	5,10,399	10,04,135	11,84,538	12,78,505
Other Assets	4,53,339	5,64,045	6,75,999	8,58,463	9,97,730	11,84,445	13,51,959	16,64,465	20,05,488	30,05,992	31,83,727	36,04,450
Cash & equivalents	27,513	30,076	37,864	1,04,542	46,775	72,208	97,234	1,30,024	1,17,147	1,78,614	1,44,206	2,00,573
Total Assets	6,05,682	7,60,924	8,90,258	11,00,302	12,91,105	15,77,554	17,95,238	21,19,077	25,24,297	40,22,690	43,83,470	48,99,394

HDFC Bank cash flow

₹ crore, for each year.

HDFC Bank Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	−21,331	−34,552	17,329	17,265	−63,102	−16,909	42,630	−11,997	20,876	19,137	1,27,691	1,13,761
Cash from investing activity	−799	−836	−1,145	−841	−1,501	−1,401	−1,821	−2,048	−2,989	16,571	−3,644	7,460
Cash from financing activity	18,663	37,777	−5,888	57,363	23,094	24,377	−7,314	48,096	23,911	−3,979	−1,02,358	−58,942
Net cash flow	−3,395	2,545	10,257	73,850	−41,294	6,130	33,406	34,179	41,840	31,757	21,139	62,125
Capex	774	880	1,162	851	1,626	1,641	1,702	2,245	3,479	4,304	4,088	3,902
Free cash flow	−22,081	−35,432	16,194	16,433	−64,689	−18,543	40,937	−14,227	17,455	14,932	1,23,692	1,10,459

HDFC Bank ratios

Working-capital days and returns, by year.

HDFC Bank Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	20.0%	18.9%	18.0%	18.0%	17.0%	16.0%	16.0%	17.0%	17.0%	16.9%	13.9%	14.0%

HDFC Bank: frequently asked questions

What are the latest quarterly results of HDFC Bank?

For the Sep 2026 quarter, HDFC Bank reported revenue of ₹95,173 Cr, up 9.4% year on year and net profit of ₹21,576 Cr, up 5.8% year on year.

What is the annual revenue of HDFC Bank?

HDFC Bank's revenue for the year to Mar 2026 were ₹3.49 L Cr; over the last twelve months they were ₹3.60 L Cr.

What is the net profit of HDFC Bank?

Net profit for the year to Mar 2026 was ₹79,296 Cr, and ₹83,815 Cr over the last twelve months. Earnings per share over the same trailing period were ₹52.11.

What is the free cash flow of HDFC Bank?

Cash from operations was ₹1.14 L Cr in the year to Mar 2026; after capital spending, free cash flow was ₹1.10 L Cr.

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