Home First Finance Company India (HOMEFIRST)₹1,079+0.47%Housing Finance Company
In the Jun 2026 quarter (standalone), Home First Finance Company India reported revenue of ₹539 Cr, up 18.3% from Jun 2025, and net profit of ₹160 Cr, up 34.4% year on year. For the year to Mar 2026, revenue were ₹1,927 Cr and net profit ₹541 Cr.
Company filings, standalone accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 274 | 297 | 314 | 337 | 374 | 407 | 416 | 456 | 479 | 483 | 503 | 539 |
| Interest | 117 | 129 | 146 | 157 | 175 | 192 | 189 | 199 | 202 | 193 | 194 | 207 |
| Net interest income | 157 | 167 | 169 | 181 | 199 | 215 | 227 | 256 | 276 | 290 | 308 | 332 |
| Expenses | 62.01 | 65.02 | 58.01 | 67.95 | 74.92 | 81.04 | 83.99 | 94.04 | 99.02 | 102 | 109 | 118 |
| Financing Profit | 95.14 | 101 | 109 | 112 | 123 | 132 | 141 | 159 | 176 | 186 | 197 | 211 |
| Financing Margin % | 35.0% | 34.0% | 35.0% | 33.0% | 33.0% | 33.0% | 34.0% | 35.0% | 37.0% | 39.0% | 39.0% | 39.0% |
| Other Income | 4.99 | 4.99 | 4.99 | 4.99 | 0.99 | 1.99 | 1.99 | 1.99 | 1.99 | 0.99 | 2.99 | 1.99 |
| Depreciation | 2.99 | 2.99 | 3.01 | 2.99 | 3.99 | 3.99 | 3.99 | 3.99 | 4.99 | 5.01 | 4.99 | 4.99 |
| Profit before tax | 96.05 | 103 | 111 | 114 | 120 | 130 | 138 | 156 | 173 | 183 | 195 | 208 |
| Tax % | 23.1% | 23.1% | 25.1% | 23.0% | 23.1% | 25.1% | 24.0% | 24.1% | 24.1% | 23.0% | 23.1% | 23.0% |
| Net Profit | 74.11 | 79.19 | 83.21 | 88.21 | 92.20 | 97.17 | 105 | 119 | 132 | 140 | 149 | 160 |
| EPS (Rs) | 8.44 | 8.93 | 9.44 | 9.88 | 10.35 | 10.88 | 11.64 | 11.54 | 12.74 | 13.51 | 14.35 | 15.30 |
| Gross NPA % | 1.7% | 1.7% | 1.7% | 2.9% | 1.7% | 1.7% | 1.7% | 1.8% | 1.9% | 2.0% | 1.8% | — |
| Net NPA % | 1.2% | 1.2% | 1.2% | 1.3% | 1.3% | 1.3% | 1.3% | 1.4% | 1.5% | 1.6% | 1.4% | — |
| Provision coverage (approx., excl. write-offs) % | 29.4% | 29.4% | 29.4% | 55.2% | 23.5% | 23.5% | 23.5% | 22.2% | 21.1% | 20.0% | 22.2% | — |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 60.21 | 94.31 | 146 | 265 | 412 | 490 | 598 | 799 | 1,161 | 1,543 | 1,927 | 2,004 |
| Interest | 36.86 | 53.82 | 66.74 | 127 | 193 | 219 | 218 | 307 | 502 | 717 | 794 | 797 |
| Net interest income | 23.35 | 40.49 | 78.79 | 138 | 219 | 271 | 379 | 492 | 660 | 826 | 1,134 | 1,207 |
| Expenses | 15.99 | 25.99 | 41.01 | 74.99 | 111 | 127 | 143 | 183 | 242 | 303 | 400 | 428 |
| Financing Profit | 7.01 | 14.02 | 38.02 | 63.05 | 106 | 142 | 234 | 304 | 412 | 517 | 726 | 771 |
| Financing Margin % | 12.0% | 15.0% | 26.0% | 24.0% | 26.0% | 29.0% | 39.0% | 38.0% | 36.0% | 34.0% | 38.0% | 38.5% |
| Other Income | 1.99 | 0.00 | 1.99 | 6.99 | 8.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.99 | 7.96 |
| Depreciation | 0.00 | 1.01 | 0.99 | 4.99 | 6.99 | 8.01 | 8.01 | 8.99 | 12.01 | 15.98 | 18.99 | 19.98 |
| Profit before tax | 9.01 | 14.02 | 38.04 | 65.07 | 107 | 134 | 226 | 295 | 400 | 502 | 708 | 760 |
| Tax % | 33.0% | 36.1% | 34.1% | 30.1% | 26.1% | 25.1% | 18.1% | 23.0% | 24.1% | 24.0% | 24.1% | — |
| Net Profit | 6.01 | 9.03 | 25.04 | 46.10 | 80.14 | 100 | 186 | 229 | 307 | 383 | 541 | 582 |
| EPS (Rs) | 16.03 | 8.51 | 24.43 | 36.13 | 10.17 | 11.48 | 21.26 | 25.95 | 34.58 | 42.46 | 51.86 | 55.90 |
| Dividend payout % | 1.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 10.1% | 10.1% | 9.1% | 10.1% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.01 | 4.01 | 10.03 | 10.04 | 13.03 | 16.03 | 17.04 | 18.02 | 18.06 | 18.04 | 18.04 | 21.05 |
| Reserves | 96.30 | 147 | 299 | 324 | 511 | 920 | 1,366 | 1,559 | 1,806 | 2,111 | 2,513 | 4,348 |
| Borrowings | 256 | 370 | 667 | 1,025 | 1,929 | 2,501 | 3,060 | 3,476 | 4,829 | 7,316 | 9,578 | 10,623 |
| Other Liabilities | 6.03 | 78.14 | 17.91 | 17.06 | 32.84 | 52.75 | 75.63 | 75.64 | 107 | 109 | 139 | 219 |
| Total Liabilities | 360 | 599 | 993 | 1,376 | 2,486 | 3,489 | 4,519 | 5,128 | 6,760 | 9,554 | 12,248 | 15,211 |
| Fixed Assets | 0.99 | 0.99 | 2.99 | 4.98 | 16.95 | 20.94 | 16.96 | 19.94 | 25.91 | 29.89 | 45.85 | 55.84 |
| CWIP | 0.00 | 0.00 | 0.00 | 1.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 103 | 146 | 374 | 0.00 | 280 | 378 | 359 | 810 |
| Other Assets | 360 | 597 | 991 | 1,370 | 2,366 | 3,324 | 4,128 | 5,108 | 6,454 | 9,146 | 11,842 | 14,344 |
| Trade receivables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 6.01 | 8.01 |
| Cash & equivalents | 26.97 | 74.88 | 177 | 22.98 | 192 | 222 | 679 | 667 | 298 | 821 | 937 | 840 |
| Total Assets | 360 | 599 | 993 | 1,376 | 2,486 | 3,489 | 4,519 | 5,128 | 6,760 | 9,554 | 12,248 | 15,211 |
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Cash from operating activity | −821 | −223 | −806 | −1,466 | −1,906 | −2,193 | −1,936 |
| Cash from investing activity | −108 | −614 | 803 | −267 | −217 | 0.00 | −407 |
| Cash from financing activity | 894 | 900 | 412 | 1,355 | 2,469 | 2,218 | 2,200 |
| Net cash flow | −38.01 | 61.96 | 408 | −382 | 345 | 19.01 | −150 |
| Capex | 4.01 | 3.01 | 4.01 | 7.01 | 8.01 | 12.01 | 10.01 |
| Free cash flow | −830 | −226 | −813 | −1,481 | −1,923 | −2,217 | −1,956 |
| CFO / OP % | −267.1% | −53.1% | −169.0% | −228.1% | −199.1% | −169.1% | −119.1% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 3.0% | 5.0% | 4.0% | 8.0% | 10.9% | 11.0% | 8.9% | 13.0% | 12.9% | 15.9% | 16.0% | 16.0% |
For the Jun 2026 quarter, Home First Finance Company India reported revenue of ₹539 Cr, up 18.3% year on year and net profit of ₹160 Cr, up 34.4% year on year.
Home First Finance Company India's revenue for the year to Mar 2026 were ₹1,927 Cr; over the last twelve months they were ₹2,004 Cr.
Net profit for the year to Mar 2026 was ₹541 Cr, and ₹582 Cr over the last twelve months. Earnings per share over the same trailing period were ₹55.90.
Cash from operations was −₹1,936 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹1,956 Cr.