IBL Finance (IBLFL)₹65.10+2.68%Non Banking Financial Company (NBFC)
In the Mar 2026 quarter (standalone), IBL Finance reported revenue of ₹8.96 Cr, up 27.1% from Mar 2025, and net profit of ₹1.21 Cr, up 19.8% year on year. For the year to Mar 2026, revenue were ₹17.25 Cr and net profit ₹2.45 Cr.
Company filings, standalone accounts; latest reported quarter Mar 2026
| Sep 2023 | Mar 2024 | Sep 2024 | Mar 2025 | Sep 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Revenue | 6.50 | 7.58 | 5.86 | 7.05 | 8.14 | 8.96 |
| Interest | 0.10 | 0.31 | 0.71 | 2.46 | 2.75 | 3.42 |
| Net interest income | 6.40 | 7.27 | 5.15 | 4.59 | 5.39 | 5.54 |
| Expenses | 4.64 | 5.85 | 3.22 | 3.11 | 3.51 | 3.83 |
| Financing Profit | 1.75 | 1.40 | 1.92 | 1.48 | 1.87 | 1.71 |
| Financing Margin % | 26.9% | 18.5% | 32.7% | 21.0% | 23.0% | 19.1% |
| Other Income | 0.00 | 0.09 | 0.01 | 0.07 | 0.08 | 0.09 |
| Depreciation | 0.06 | 0.16 | 0.19 | 0.31 | 0.28 | 0.29 |
| Profit before tax | 1.70 | 1.35 | 1.76 | 1.26 | 1.69 | 1.53 |
| Tax % | 21.3% | 29.1% | 22.3% | 19.2% | 26.2% | 21.0% |
| Net Profit | 1.34 | 0.96 | 1.36 | 1.01 | 1.25 | 1.21 |
| EPS (Rs) | 0.74 | 0.39 | 0.56 | 0.41 | 0.51 | 0.50 |
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Revenue | 1.06 | 1.12 | 3.26 | 13.28 | 14.18 | 13.01 | 17.25 |
| Interest | 0.00 | 0.00 | 0.08 | 1.22 | 0.42 | 3.18 | 6.17 |
| Net interest income | 1.06 | 1.12 | 3.18 | 12.06 | 13.76 | 9.83 | 11.08 |
| Expenses | 1.06 | 1.14 | 2.55 | 9.16 | 10.48 | 6.34 | 7.33 |
| Financing Profit | 0.00 | −0.02 | 0.61 | 2.91 | 3.27 | 3.50 | 3.76 |
| Financing Margin % | 0.0% | −2.7% | 18.9% | 21.8% | 23.0% | 26.8% | 21.8% |
| Depreciation | 0.03 | 0.05 | 0.04 | 0.04 | 0.23 | 0.51 | 0.58 |
| Profit before tax | −0.05 | −0.10 | 0.58 | 2.88 | 3.05 | 3.00 | 3.21 |
| Tax % | 25.0% | 11.1% | 24.5% | 28.6% | 24.7% | 21.4% | 23.7% |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | −0.02 | 0.00 |
| Net Profit | −0.04 | −0.11 | 0.42 | 2.06 | 2.29 | 2.37 | 2.45 |
| EPS (Rs) | −0.16 | −0.32 | 1.33 | 2.27 | 0.93 | 0.96 | 1.00 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Equity Capital | 3.26 | 3.27 | 3.27 | 9.12 | 24.82 | 24.79 | 24.81 |
| Reserves | −0.02 | −0.12 | 0.29 | 11.60 | 31.64 | 33.92 | 36.40 |
| Borrowings | 0.00 | 0.00 | 6.43 | 0.10 | 4.93 | 44.30 | 58.06 |
| Other Liabilities | 0.13 | 0.26 | 0.28 | 1.52 | 5.17 | 10.10 | 10.97 |
| Total Liabilities | 3.37 | 3.41 | 10.27 | 22.34 | 66.56 | 113 | 130 |
| Fixed Assets | 0.11 | 0.10 | 0.13 | 0.18 | 1.54 | 1.64 | 1.62 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 3.26 | 3.31 | 10.14 | 22.16 | 65.02 | 111 | 129 |
| Cash & equivalents | 0.99 | 0.00 | 0.99 | 0.99 | 5.01 | 3.01 | 3.99 |
| Total Assets | 3.37 | 3.41 | 10.27 | 22.34 | 66.56 | 113 | 130 |
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Cash from operating activity | −0.62 | −0.80 | −5.63 | −7.73 | −30.46 | −45.83 | −3.39 |
| Cash from investing activity | 0.59 | 0.65 | 0.11 | −0.12 | −1.57 | −0.60 | −0.53 |
| Cash from financing activity | 0.49 | 0.00 | 6.36 | 7.62 | 36.10 | 43.96 | 4.79 |
| Net cash flow | 0.48 | −0.17 | 0.88 | −0.25 | 4.16 | −2.38 | 0.86 |
| Capex | 0.05 | 0.00 | 0.02 | 0.09 | 1.61 | 0.63 | 0.55 |
| Free cash flow | −0.70 | −0.79 | −5.69 | −7.88 | −32.22 | −46.70 | −3.98 |
| CFO / OP % | — | 4,000.0% | −775.0% | −167.0% | −799.0% | −674.0% | −25.0% |
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| ROE % | −1.5% | −3.1% | 12.9% | 17.0% | 5.9% | 4.1% | 4.1% |
For the Mar 2026 quarter, IBL Finance reported revenue of ₹8.96 Cr, up 27.1% year on year and net profit of ₹1.21 Cr, up 19.8% year on year.
IBL Finance's revenue for the year to Mar 2026 were ₹17.25 Cr.
Net profit for the year to Mar 2026 was ₹2.45 Cr. Earnings per share over the same trailing period were ₹1.00.
Cash from operations was −₹3.39 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹3.98 Cr.