IDBI Bank quarterly results and financials

IDBI Bank (IDBI)₹79.69−0.21%(9 Nov 2026 close)Private Sector Bank

Key facts

In the Sep 2026 quarter (consolidated), IDBI Bank reported revenue of ₹8,522 Cr, up 19.7% from Sep 2025, and net profit of ₹2,224 Cr, down 31.3% year on year. For the year to Mar 2026, revenue were ₹29,056 Cr and net profit ₹9,218 Cr.

Revenue (Sep 2026): ₹8,522 Cr
Net profit (Sep 2026): ₹2,224 Cr
Revenue (FY Mar 2026): ₹29,056 Cr
Net profit (FY Mar 2026): ₹9,218 Cr
EPS (Sep 2026): ₹2.07
Borrowings (Mar 2026): ₹28,075 Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

IDBI Bank quarterly results

₹ crore unless stated; each column is a quarter.

IDBI Bank Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	6,554	7,002	6,677	7,451	7,829	6,992	7,036	7,118	7,090	7,814	7,559	8,522
Interest	3,093	3,286	3,416	3,550	3,570	3,672	3,838	3,803	3,847	3,928	4,042	4,267
Net interest income	3,461	3,716	3,261	3,901	4,258	3,320	3,197	3,315	3,244	3,886	3,517	4,255
Expenses	2,446	2,569	1,554	2,785	2,386	2,419	2,093	1,654	2,003	2,759	1,753	2,742
Financing Profit	1,005	1,135	1,692	1,104	1,858	887	1,088	1,647	1,221	1,105	1,750	1,501
Financing Margin %	15.1%	16.1%	25.0%	15.0%	24.1%	13.0%	15.0%	23.1%	17.0%	14.0%	23.1%	18.1%
Other Income	1,034	964	860	1,373	813	2,115	1,477	2,163	1,275	1,719	1,087	1,422
Profit before tax	2,034	2,092	2,544	2,470	2,666	2,991	2,557	3,795	2,489	2,818	2,830	2,915
Tax %	27.0%	21.0%	32.0%	25.0%	28.0%	31.0%	21.0%	15.0%	21.0%	29.0%	25.0%	24.0%
Net Profit	1,512	1,668	1,737	1,868	1,951	2,092	2,021	3,235	1,957	2,009	2,126	2,224
EPS (Rs)	1.41	1.56	1.62	1.74	1.82	1.95	1.89	3.01	1.83	1.88	1.99	2.07
Gross NPA %	4.7%	4.5%	3.9%	3.7%	3.6%	3.0%	2.9%	2.7%	2.6%	2.3%	2.3%	2.1%
Net NPA %	0.3%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%
Provision coverage (approx., excl. write-offs) %	92.8%	92.5%	94.1%	94.6%	95.0%	95.0%	92.8%	92.1%	93.0%	93.5%	93.0%	92.0%

IDBI Bank profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

IDBI Bank Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	28,081	27,819	23,052	22,137	20,888	19,968	18,322	20,612	26,472	28,954	29,056	30,985
Interest	21,857	21,947	17,306	16,119	13,793	11,369	9,097	9,095	12,180	14,216	15,411	16,083
Net interest income	6,223	5,872	5,745	6,018	7,095	8,599	9,225	11,517	14,292	14,739	13,645	14,902
Expenses	14,361	18,157	20,713	24,157	20,164	10,527	9,991	10,240	9,246	11,696	10,335	9,256
Financing Profit	−8,228	−12,362	−15,057	−18,224	−13,167	−1,972	−782	1,232	4,997	2,992	3,227	5,577
Financing Margin %	−28.9%	−44.0%	−64.9%	−81.9%	−63.0%	−10.0%	−4.0%	6.0%	19.1%	10.0%	11.0%	18.0%
Other Income	3,529	4,221	7,279	3,546	4,645	4,868	4,973	4,636	3,989	5,230	6,657	5,503
Depreciation	218	362	377	370	394	397	417	499	543	538	617	0.00
Profit before tax	−4,917	−8,503	−8,153	−15,017	−8,899	2,483	3,761	5,347	8,413	7,655	9,243	11,051
Tax %	−26.0%	−40.0%	0.0%	0.0%	44.0%	42.0%	32.0%	30.0%	31.0%	0.0%	0.0%	—
Exceptional items	0.00	−0.99	516	−72.90	−2.99	0.00	0.00	−0.99	82.83	−1.99	5.99	—
Net Profit	−3,571	−4,990	−8,102	−14,953	−12,806	1,531	2,551	3,723	5,802	7,650	9,218	8,316
EPS (Rs)	−17.50	−24.46	−26.47	−19.45	−12.41	1.42	2.37	3.46	5.40	7.13	8.60	7.77
Dividend payout %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	29.1%	28.0%	30.0%	0.0%	—

IDBI Bank balance sheet

₹ crore, at each year end.

IDBI Bank Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	1,602	2,058	2,057	3,080	7,728	10,376	10,740	10,742	10,731	10,737	10,725	10,723
Reserves	22,828	26,089	21,257	18,868	30,688	24,525	26,960	31,931	35,670	40,413	50,964	57,934
Deposits	2,76,035	2,65,716	2,68,812	2,48,478	2,27,819	2,22,737	2,31,187	2,33,347	2,55,959	2,77,897	3,10,469	3,47,484
Borrowings	45,809	70,569	56,355	63,161	45,235	36,720	15,905	14,335	12,612	17,062	19,901	28,075
Other Liabilities	10,364	11,592	14,716	18,126	10,336	6,934	14,479	12,834	17,174	19,230	21,531	24,057
Total Liabilities	3,56,637	3,76,024	3,63,197	3,51,712	3,21,806	3,01,290	2,99,271	3,03,190	3,32,147	3,65,338	4,13,589	4,68,273
Fixed Assets	3,027	7,043	6,901	6,356	7,844	7,726	7,408	9,604	9,316	9,444	12,129	9,701
CWIP	53.95	480	541	501	467	488	471	400	477	108	79.93	89.84
Investments	97,491	93,001	93,209	91,943	93,486	82,117	81,605	83,574	1,00,575	1,15,887	1,18,538	1,28,589
Other Assets	2,56,065	2,75,500	2,62,547	2,52,911	2,20,010	2,10,960	2,09,788	2,09,613	2,21,780	2,39,900	2,82,842	3,29,894
Cash & equivalents	13,165	13,845	13,352	13,184	12,743	10,548	13,031	27,815	16,638	13,995	21,309	33,255
Total Assets	3,56,637	3,76,024	3,63,197	3,51,712	3,21,806	3,01,290	2,99,271	3,03,190	3,32,147	3,65,338	4,13,589	4,68,273

IDBI Bank cash flow

₹ crore, for each year.

IDBI Bank Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	−1,988	−566	7,983	−12,493	−34,175	208	10,202	5,056	−2,699	−1,249	25,735	16,731
Cash from investing activity	−273	−717	−466	723	116	−297	−59.25	−193	−284	−218	−339	1,447
Cash from financing activity	−60.98	2,925	1,889	12,832	21,608	9,275	−5,340	−4,379	−3,565	−1,768	−6,983	−5,760
Net cash flow	−2,331	1,652	9,457	1,053	−12,522	9,225	4,833	494	−6,574	−3,246	18,525	12,483
Capex	272	714	464	0.00	0.00	296	58.97	195	294	312	350	327
Free cash flow	−2,264	−1,283	7,548	−11,806	−34,135	−87.14	10,165	4,876	−2,999	−1,476	25,491	16,462

IDBI Bank ratios

Working-capital days and returns, by year.

IDBI Bank Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	4.0%	−14.0%	−19.9%	−37.9%	−49.9%	−34.9%	4.0%	6.0%	8.1%	12.1%	14.1%	14.1%

IDBI Bank: frequently asked questions

What are the latest quarterly results of IDBI Bank?

For the Sep 2026 quarter, IDBI Bank reported revenue of ₹8,522 Cr, up 19.7% year on year and net profit of ₹2,224 Cr, down 31.3% year on year.

What is the annual revenue of IDBI Bank?

IDBI Bank's revenue for the year to Mar 2026 were ₹29,056 Cr; over the last twelve months they were ₹30,985 Cr.

What is the net profit of IDBI Bank?

Net profit for the year to Mar 2026 was ₹9,218 Cr, and ₹8,316 Cr over the last twelve months. Earnings per share over the same trailing period were ₹7.77.

What is the free cash flow of IDBI Bank?

Cash from operations was ₹16,731 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹16,462 Cr.

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