IDFC First Bank quarterly results and financials

IDFC First Bank (IDFCFIRSTB)₹77.87+1.01%(9 Nov 2026 close)Private Sector Bank

Key facts

In the Sep 2026 quarter (consolidated), IDFC First Bank reported revenue of ₹11,880 Cr, up 19.9% from Sep 2025, and net profit of ₹1,052 Cr, up 201.7% year on year. For the year to Mar 2026, revenue were ₹40,412 Cr and net profit ₹1,617 Cr.

Revenue (Sep 2026): ₹11,880 Cr
Net profit (Sep 2026): ₹1,052 Cr
Revenue (FY Mar 2026): ₹40,412 Cr
Net profit (FY Mar 2026): ₹1,617 Cr
EPS (Sep 2026): ₹1.21
Borrowings (Mar 2026): ₹36,622 Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

IDFC First Bank quarterly results

₹ crore unless stated; each column is a quarter.

IDFC First Bank Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	7,851	8,200	8,767	8,931	9,313	9,386	9,614	9,912	10,382	10,517	11,017	11,880
Interest	3,586	3,741	4,089	4,163	4,430	4,498	4,698	4,818	4,914	4,869	5,069	5,723
Net interest income	4,265	4,459	4,678	4,768	4,883	4,889	4,916	5,095	5,467	5,649	5,948	6,157
Expenses	4,885	5,176	5,434	6,290	6,279	6,477	6,606	6,604	7,022	7,128	6,824	7,105
Financing Profit	−589	−696	−723	−1,486	−1,361	−1,555	−1,659	−1,472	−1,517	−1,433	−829	−895
Financing Margin %	−7.0%	−8.0%	−8.0%	−17.0%	−15.0%	−16.0%	−17.0%	−15.0%	−15.0%	−14.0%	−7.0%	−7.0%
Other Income	1,514	1,637	1,571	1,723	1,775	1,891	2,220	1,887	2,121	1,626	2,303	2,300
Profit before tax	927	945	850	244	420	343	569	423	609	200	1,477	1,407
Tax %	21.1%	23.1%	25.1%	14.1%	19.0%	14.0%	21.1%	18.1%	22.0%	−65.0%	23.1%	26.0%
Net Profit	734	735	644	213	341	297	454	349	480	332	1,150	1,052
EPS (Rs)	1.03	1.03	0.90	0.27	0.45	0.39	0.61	0.46	0.55	0.37	1.32	1.21
Gross NPA %	2.0%	1.9%	1.9%	1.9%	1.9%	1.9%	2.0%	1.9%	1.7%	1.6%	1.5%	1.3%
Net NPA %	0.7%	0.6%	0.6%	0.5%	0.5%	0.5%	0.6%	0.5%	0.5%	0.5%	0.4%	0.4%
Provision coverage (approx., excl. write-offs) %	66.7%	68.1%	69.0%	75.0%	73.2%	71.7%	72.1%	72.0%	68.6%	70.2%	70.9%	69.7%

IDFC First Bank profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

IDFC First Bank Profit and loss
	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	8,555	9,074	12,167	16,192	15,912	17,132	22,666	30,253	36,399	40,412	43,797
Interest	6,500	7,115	8,726	10,207	8,568	7,452	10,069	13,837	17,180	19,304	20,575
Net interest income	2,055	1,959	3,441	5,985	7,345	9,680	12,597	16,415	19,219	21,109	23,222
Expenses	1,437	1,794	4,716	9,797	8,766	12,356	13,386	17,942	23,638	26,503	28,079
Financing Profit	633	184	−1,243	−3,758	−1,353	−2,622	−703	−1,448	−4,288	−5,219	−4,674
Financing Margin %	7.0%	2.0%	−10.0%	−23.0%	−8.0%	−15.0%	−3.0%	−5.0%	−12.0%	−13.0%	−10.7%
Other Income	1,016	1,117	822	1,719	2,204	3,165	4,457	5,915	6,963	7,857	8,351
Depreciation	136	168	2,809	319	342	381	434	628	833	858	0.00
Profit before tax	1,509	1,132	−3,227	−2,337	517	174	3,320	3,846	1,857	1,801	3,693
Tax %	30.0%	16.0%	−41.0%	21.0%	7.0%	24.0%	25.0%	24.1%	20.0%	11.0%	—
Exceptional items	−4.01	−1.01	−1.01	0.00	15.03	−4.01	1.01	7.02	14.04	2.01	—
Net Profit	1,022	882	−1,912	−2,851	484	132	2,491	2,953	1,495	1,617	3,015
EPS (Rs)	2.99	2.57	−3.98	−5.90	0.84	0.20	3.74	4.15	2.03	1.86	3.45
Dividend payout %	25.0%	29.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	12.0%	13.0%	—

IDFC First Bank balance sheet

₹ crore, at each year end.

IDFC First Bank Balance sheet
	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	3,396	3,405	4,784	4,809	5,669	6,216	6,615	7,066	7,320	8,602
Reserves	11,326	11,918	13,470	10,625	12,262	14,929	19,292	25,288	30,936	38,933
Deposits	40,218	48,221	70,585	65,289	88,796	1,05,822	1,44,870	2,00,985	2,52,605	2,94,856
Borrowings	50,272	57,308	70,023	57,348	45,764	52,928	57,183	50,948	38,955	36,622
Other Liabilities	6,994	5,809	8,604	11,320	10,797	10,574	12,373	12,370	14,688	21,323
Total Liabilities	1,12,206	1,26,663	1,67,466	1,49,391	1,63,289	1,90,469	2,40,332	2,96,658	3,44,504	4,00,337
Fixed Assets	931	795	938	996	1,368	1,444	2,050	2,712	2,797	2,647
CWIP	6.01	3.01	34.05	74.19	65.07	79.19	219	95.21	74.08	113
Investments	50,297	61,144	58,453	45,292	45,341	46,087	61,087	74,714	80,729	85,981
Other Assets	60,973	64,719	1,08,040	1,03,028	1,16,514	1,42,859	1,76,977	2,19,136	2,60,905	3,11,597
Cash & equivalents	3,005	3,032	4,117	3,359	4,684	11,310	10,591	11,018	14,039	11,356
Total Assets	1,12,206	1,26,663	1,67,466	1,49,391	1,63,289	1,90,469	2,40,332	2,96,658	3,44,504	4,00,337

IDFC First Bank cash flow

₹ crore, for each year.

IDFC First Bank Cash flow
	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	14,084	−5,962	17,317	10,923	14,006	2,671	3,549	11,504	14,415	6,793
Cash from investing activity	−4,913	−1,026	−494	−3,790	−2,833	−2,961	−11,985	−9,875	−3,174	−14,117
Cash from financing activity	−6,965	6,738	−12,205	−12,530	−9,584	10,195	6,503	−2,952	−8,658	4,968
Net cash flow	2,242	−264	4,662	−5,372	1,614	9,946	−1,928	−1,300	2,624	−2,340
Capex	270	174	276	427	586	482	1,187	1,373	918	777
Free cash flow	13,911	−6,171	17,155	10,589	13,528	2,208	2,391	10,410	13,622	6,087

IDFC First Bank ratios

Working-capital days and returns, by year.

IDFC First Bank Ratios
	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	7.0%	6.0%	−11.0%	−17.0%	3.0%	1.0%	11.0%	10.0%	4.0%	4.0%

IDFC First Bank: frequently asked questions

What are the latest quarterly results of IDFC First Bank?

For the Sep 2026 quarter, IDFC First Bank reported revenue of ₹11,880 Cr, up 19.9% year on year and net profit of ₹1,052 Cr, up 201.7% year on year.

What is the annual revenue of IDFC First Bank?

IDFC First Bank's revenue for the year to Mar 2026 were ₹40,412 Cr; over the last twelve months they were ₹43,797 Cr.

What is the net profit of IDFC First Bank?

Net profit for the year to Mar 2026 was ₹1,617 Cr, and ₹3,015 Cr over the last twelve months. Earnings per share over the same trailing period were ₹3.45.

What is the free cash flow of IDFC First Bank?

Cash from operations was ₹6,793 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹6,087 Cr.

Loading…