IIFL Finance (IIFL)₹627.00−0.44%Non Banking Financial Company (NBFC)
In the Sep 2026 quarter (consolidated), IIFL Finance reported revenue of ₹4,230 Cr, up 28.3% from Sep 2025, and net profit of ₹804 Cr, up 92.8% year on year. For the year to Mar 2026, revenue were ₹13,325 Cr and net profit ₹1,816 Cr.
Company filings, consolidated accounts; latest reported quarter Sep 2026
| Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,641 | 2,847 | 2,613 | 2,548 | 2,435 | 2,583 | 2,941 | 3,296 | 3,417 | 3,681 | 3,906 | 4,230 |
| Interest | 987 | 1,065 | 1,044 | 965 | 998 | 1,171 | 1,292 | 1,385 | 1,440 | 1,613 | 1,722 | 1,913 |
| Net interest income | 1,654 | 1,782 | 1,568 | 1,582 | 1,438 | 1,412 | 1,650 | 1,911 | 1,977 | 2,068 | 2,184 | 2,317 |
| Expenses | 944 | 1,251 | 1,104 | 1,100 | 1,301 | 1,061 | 1,262 | 1,318 | 1,275 | 1,189 | 1,206 | 1,199 |
| Financing Profit | 713 | 535 | 469 | 486 | 140 | 356 | 396 | 598 | 708 | 887 | 986 | 1,131 |
| Financing Margin % | 27.0% | 19.0% | 18.1% | 19.0% | 6.0% | 14.0% | 13.1% | 18.1% | 21.0% | 24.1% | 25.0% | 27.1% |
| Other Income | 46.07 | 68.18 | 12.03 | −583 | 6.02 | 3.01 | 6.01 | 4.01 | 5.01 | 7.02 | 3.01 | 2.01 |
| Depreciation | 44.83 | 49.85 | 45.81 | 45.86 | 45.82 | 50.85 | 46.85 | 46.86 | 52.77 | 63.79 | 62.77 | 62.78 |
| Profit before tax | 717 | 555 | 437 | −140 | 101 | 310 | 357 | 558 | 665 | 835 | 930 | 1,077 |
| Tax % | 24.0% | 22.0% | 22.0% | −33.0% | 19.0% | 19.0% | 23.0% | 25.0% | 24.0% | 25.0% | 23.0% | 25.0% |
| Exceptional items | 0.00 | 0.00 | 0.00 | −457 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 544 | 430 | 338 | −92.91 | 81.89 | 251 | 274 | 417 | 501 | 623 | 712 | 804 |
| EPS (Rs) | 11.61 | 8.83 | 6.80 | −3.73 | 0.97 | 4.90 | 5.51 | 8.88 | 10.95 | 13.82 | 15.91 | 18.01 |
| Gross NPA % | 1.7% | 2.3% | 2.3% | 2.4% | 2.4% | 2.2% | 2.3% | 2.1% | 1.6% | 1.5% | 1.6% | 1.3% |
| Net NPA % | 0.9% | 1.2% | 1.1% | 1.1% | 1.0% | 1.1% | 1.1% | 1.0% | 0.8% | 0.7% | 0.8% | 0.9% |
| Provision coverage (approx., excl. write-offs) % | 49.1% | 48.3% | 50.7% | 54.9% | 58.3% | 52.9% | 51.7% | 52.3% | 53.1% | 50.0% | 47.1% | 32.3% |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,939 | 3,152 | 6,384 | 4,960 | 4,834 | 5,948 | 6,973 | 8,418 | 10,445 | 10,203 | 13,325 | 15,234 |
| Interest | 1,694 | 1,790 | 2,733 | 2,596 | 2,418 | 2,641 | 3,014 | 3,248 | 3,902 | 4,204 | 5,747 | 6,688 |
| Net interest income | 2,245 | 1,362 | 3,651 | 2,364 | 2,415 | 3,307 | 3,959 | 5,170 | 6,543 | 5,999 | 7,579 | 8,546 |
| Expenses | 1,357 | 686 | 2,212 | 1,430 | 1,676 | 2,230 | 2,347 | 2,926 | 3,830 | 4,542 | 4,999 | 4,869 |
| Financing Profit | 898 | 687 | 1,450 | 948 | 749 | 1,087 | 1,621 | 2,258 | 2,728 | 1,474 | 2,606 | 3,713 |
| Financing Margin % | 23.1% | 22.1% | 23.1% | 19.1% | 16.1% | 18.0% | 23.1% | 27.1% | 26.0% | 14.0% | 20.1% | 24.4% |
| Other Income | 8.01 | 376 | 61.16 | 212 | 79.24 | 20.05 | 32.08 | 2.01 | 18.05 | −585 | 7.02 | 17.05 |
| Depreciation | 65.73 | 15.95 | 66.77 | 31.91 | 106 | 106 | 122 | 152 | 180 | 188 | 210 | 242 |
| Profit before tax | 845 | 1,050 | 1,452 | 1,133 | 727 | 1,008 | 1,540 | 2,117 | 2,579 | 709 | 2,414 | 3,506 |
| Tax % | 34.0% | 22.0% | 30.0% | 30.0% | 31.0% | 24.0% | 23.0% | 24.0% | 23.0% | 18.0% | 25.0% | — |
| Exceptional items | −0.99 | 0.00 | 0.00 | 73.67 | 0.00 | −0.99 | 0.99 | 1.99 | 13.96 | −282 | 0.99 | 0.00 |
| Net Profit | 554 | 821 | 1,021 | 796 | 502 | 760 | 1,186 | 1,607 | 1,972 | 577 | 1,816 | 2,639 |
| EPS (Rs) | 14.56 | 19.48 | 22.46 | 22.46 | 11.96 | 18.10 | 28.24 | 35.59 | 41.69 | 8.93 | 39.11 | 58.69 |
| Dividend payout % | 26.0% | 21.0% | 20.0% | 20.0% | 17.0% | 15.0% | 11.0% | 10.0% | 9.0% | 0.0% | 10.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 62.19 | 63.09 | 64.10 | 64.24 | 64.10 | 76.20 | 76.06 | 76.12 | 76.11 | 76.11 | 85.16 | 85.33 |
| Reserves | 2,491 | 3,281 | 4,305 | 4,671 | 4,276 | 4,670 | 5,297 | 6,368 | 8,895 | 10,534 | 12,287 | 13,793 |
| Borrowings | 14,661 | 15,967 | 24,349 | 34,401 | 26,555 | 28,048 | 32,608 | 36,110 | 40,042 | 47,155 | 51,120 | 69,310 |
| Other Liabilities | 2,210 | 3,549 | 5,025 | 5,400 | 2,357 | 1,609 | 2,683 | 3,344 | 3,974 | 4,608 | 4,144 | 5,863 |
| Total Liabilities | 19,424 | 22,860 | 33,744 | 44,536 | 33,251 | 34,404 | 40,664 | 45,898 | 52,987 | 62,373 | 67,636 | 89,051 |
| Fixed Assets | 500 | 533 | 656 | 871 | 369 | 607 | 676 | 775 | 862 | 905 | 1,488 | 1,515 |
| CWIP | 10.03 | 6.01 | 71.20 | 110 | 7.02 | 2.01 | 7.01 | 6.01 | 28.08 | 52.11 | 23.07 | 6.02 |
| Investments | 1,279 | 1,861 | 4,146 | 2,145 | 212 | 768 | 31.91 | 1,189 | 3,504 | 4,053 | 4,426 | 6,077 |
| Other Assets | 17,634 | 20,461 | 28,871 | 41,411 | 32,664 | 33,027 | 39,951 | 43,928 | 48,594 | 57,363 | 61,699 | 81,453 |
| Inventories | 256 | 33.13 | 31.11 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Trade receivables | 502 | 588 | 531 | 256 | 36.14 | 30.13 | 193 | 184 | 122 | 102 | 108 | 98.30 |
| Cash & equivalents | 1,835 | 1,633 | 3,804 | 3,132 | 2,530 | 3,228 | 4,797 | 8,180 | 5,854 | 4,262 | 4,204 | 6,397 |
| Total Assets | 19,424 | 22,860 | 33,744 | 44,536 | 33,251 | 34,404 | 40,664 | 45,898 | 52,987 | 62,373 | 67,636 | 89,051 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −2,133 | −54.23 | −4,345 | −10,528 | 423 | 1,104 | −3,598 | 1,791 | −5,241 | −8,741 | −4,796 | −14,025 |
| Cash from investing activity | −362 | −672 | −2,609 | −375 | 564 | −921 | 237 | −999 | −2,725 | 469 | −1,152 | −2,613 |
| Cash from financing activity | 2,895 | 523 | 9,066 | 8,452 | 19.94 | 109 | 4,417 | 2,774 | 5,348 | 7,065 | 5,513 | 17,804 |
| Net cash flow | 416 | −199 | 2,156 | −2,384 | 1,001 | 289 | 1,075 | 3,561 | −2,571 | −1,157 | −402 | 1,258 |
| Capex | 85.34 | 77.35 | 14.06 | 176 | 68.24 | 56.18 | 36.15 | 101 | 262 | 130 | 61.23 | 81.31 |
| Free cash flow | −2,213 | −131 | −4,350 | −10,662 | 355 | 1,054 | −3,624 | 1,686 | −5,487 | −8,815 | −4,842 | −14,078 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 19.0% | 17.0% | 18.0% | 17.0% | 16.1% | 11.0% | 15.0% | 20.0% | 19.1% | 18.0% | 5.0% | 13.0% |
For the Sep 2026 quarter, IIFL Finance reported revenue of ₹4,230 Cr, up 28.3% year on year and net profit of ₹804 Cr, up 92.8% year on year.
IIFL Finance's revenue for the year to Mar 2026 were ₹13,325 Cr; over the last twelve months they were ₹15,234 Cr.
Net profit for the year to Mar 2026 was ₹1,816 Cr, and ₹2,639 Cr over the last twelve months. Earnings per share over the same trailing period were ₹58.69.
Cash from operations was −₹14,025 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹14,078 Cr.