Indian Bank quarterly results and financials

Indian Bank (INDIANB)₹933.70+4.35%(9 Nov 2026 close)Public Sector Bank

Key facts

In the Sep 2026 quarter (consolidated), Indian Bank reported revenue of ₹19,206 Cr, up 15.2% from Sep 2025, and net profit of ₹3,536 Cr, up 13.8% year on year. For the year to Mar 2026, revenue were ₹67,650 Cr and net profit ₹11,704 Cr.

Revenue (Sep 2026): ₹19,206 Cr
Net profit (Sep 2026): ₹3,536 Cr
Revenue (FY Mar 2026): ₹67,650 Cr
Net profit (FY Mar 2026): ₹11,704 Cr
EPS (Sep 2026): ₹26.30
Borrowings (Mar 2026): ₹46,983 Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

Indian Bank quarterly results

₹ crore unless stated; each column is a quarter.

Indian Bank Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	14,245	14,676	15,073	15,395	15,803	15,893	16,326	16,673	17,146	17,526	18,133	19,206
Interest	8,399	8,621	8,877	9,172	9,358	9,489	9,938	10,062	10,226	10,394	10,673	11,418
Net interest income	5,846	6,054	6,195	6,223	6,445	6,404	6,388	6,611	6,920	7,132	7,460	7,788
Expenses	5,147	5,362	4,984	5,132	5,086	5,080	4,866	5,096	5,480	5,795	5,927	7,082
Financing Profit	659	644	1,183	1,068	1,318	1,292	1,477	1,474	1,402	1,301	1,487	659
Financing Margin %	5.0%	4.0%	8.0%	7.0%	8.1%	8.1%	9.1%	9.1%	8.1%	7.0%	8.0%	3.0%
Other Income	2,109	2,427	2,074	2,595	2,392	2,931	1,851	2,639	2,785	2,767	2,898	4,180
Profit before tax	2,784	3,086	3,272	3,684	3,729	4,245	3,347	4,134	4,214	4,088	4,407	4,865
Tax %	23.0%	27.0%	26.0%	25.0%	23.0%	30.0%	33.0%	26.0%	27.0%	24.0%	25.0%	29.0%
Exceptional items	0.00	0.00	0.00	0.00	0.00	0.00	−511	0.00	0.00	0.00	0.00	0.00
Net Profit	2,203	2,295	2,570	2,797	2,906	2,979	2,276	3,107	3,146	3,173	3,355	3,536
EPS (Rs)	16.38	17.07	19.10	20.80	21.63	22.15	16.92	23.08	23.40	23.57	24.94	26.30
Gross NPA %	4.5%	4.0%	3.8%	3.5%	3.3%	3.1%	3.0%	2.6%	2.2%	2.0%	1.9%	1.6%
Net NPA %	0.5%	0.4%	0.4%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	0.1%
Provision coverage (approx., excl. write-offs) %	88.1%	89.1%	89.7%	92.2%	93.6%	93.9%	94.0%	93.9%	93.3%	92.4%	91.9%	91.3%

Indian Bank profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Indian Bank Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	16,284	16,087	17,146	19,235	21,445	39,212	38,960	45,127	55,813	62,168	67,650	72,011
Interest	11,810	10,904	10,872	12,197	13,828	23,500	22,160	24,772	32,388	36,913	40,624	42,711
Net interest income	4,474	5,183	6,274	7,038	7,616	15,713	16,801	20,355	23,425	25,255	27,026	29,300
Expenses	5,112	6,126	6,974	8,267	9,210	17,981	20,235	21,527	20,280	19,751	20,655	24,285
Financing Profit	−677	−993	−732	−1,269	−1,628	−2,354	−3,517	−1,305	2,958	5,382	6,234	4,848
Financing Margin %	−4.0%	−6.0%	−4.0%	−7.0%	−8.0%	−6.0%	−9.0%	−3.0%	5.0%	9.1%	9.0%	6.7%
Other Income	1,786	2,217	2,410	1,886	3,318	6,098	7,366	7,787	8,563	9,997	10,807	12,630
Depreciation	151	166	237	259	314	636	600	532	530	542	608	0.00
Profit before tax	961	1,062	1,450	360	1,381	3,126	3,263	5,980	11,045	14,915	16,515	17,573
Tax %	25.0%	−33.0%	13.0%	11.0%	45.0%	3.0%	−23.0%	11.0%	26.0%	26.0%	26.0%	—
Exceptional items	−2.01	−1.01	−2.01	−2.01	1.01	0.00	3.01	0.00	−2.01	2.01	0.00	0.00
Net Profit	751	1,455	1,309	381	861	3,150	4,141	5,572	8,421	11,253	11,704	13,211
EPS (Rs)	15.63	30.29	27.30	7.92	14.16	27.89	33.29	44.78	62.60	83.62	86.94	98.21
Dividend payout %	10.0%	20.0%	0.0%	0.0%	0.0%	7.0%	20.1%	19.1%	19.0%	19.0%	21.0%	—

Indian Bank balance sheet

₹ crore, at each year end.

Indian Bank Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	480	481	480	480	480	610	1,130	1,247	1,247	1,348	1,348	1,350
Reserves	14,569	16,040	16,984	18,251	19,269	22,212	38,394	43,802	48,379	59,017	70,298	78,888
Deposits	1,69,347	1,78,546	1,82,718	2,08,442	2,42,417	2,60,693	5,38,593	5,94,582	6,22,299	6,89,081	7,38,237	8,29,174
Borrowings	2,655	3,522	12,689	19,825	12,183	20,913	24,856	17,284	22,173	23,226	41,690	46,983
Other Liabilities	6,186	5,710	5,986	6,274	6,525	6,390	23,397	18,444	20,711	24,482	27,004	37,227
Total Liabilities	1,93,238	2,04,299	2,18,856	2,53,272	2,80,875	3,10,817	6,26,368	6,75,359	7,14,810	7,97,155	8,78,577	9,93,621
Fixed Assets	2,972	3,510	3,439	3,423	3,966	3,901	7,389	7,694	7,476	7,544	8,859	8,671
CWIP	4.99	7.99	11.01	1.01	0.99	1.01	0.00	5.01	9.01	1.99	2.99	3.01
Investments	46,162	53,469	68,031	71,799	65,491	82,174	1,78,871	1,76,914	1,88,812	2,15,924	2,29,026	2,48,289
Other Assets	1,44,098	1,47,313	1,47,376	1,78,049	2,11,418	2,24,741	4,40,107	4,90,747	5,18,513	5,73,685	6,40,688	7,36,658
Cash & equivalents	8,294	9,168	5,582	10,498	11,692	5,732	27,503	58,470	32,661	32,654	31,938	34,023
Total Assets	1,93,238	2,04,299	2,18,856	2,53,272	2,80,875	3,10,817	6,26,368	6,75,359	7,14,810	7,97,155	8,78,577	9,93,621

Indian Bank cash flow

₹ crore, for each year.

Indian Bank Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	5,129	−931	−10,799	−3,670	6,264	−8,391	17,053	28,740	−27,857	−8,614	17,371	18,784
Cash from investing activity	−236	−772	−179	−214	−176	−247	21,216	−305	−314	−618	−348	−428
Cash from financing activity	−2,306	618	9,008	6,756	997	2,544	1,859	17.93	−1,537	1,191	−4,247	−7,617
Net cash flow	2,584	−1,080	−1,948	2,881	7,080	−6,077	40,086	28,393	−29,679	−8,024	12,754	10,721
Capex	244	782	184	223	256	258	559	322	333	626	539	453
Free cash flow	4,901	−1,703	−10,993	−3,888	6,025	−8,644	16,509	28,442	−28,224	−9,231	17,038	18,397

Indian Bank ratios

Working-capital days and returns, by year.

Indian Bank Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	7.0%	5.0%	8.9%	7.0%	2.0%	4.0%	10.0%	10.0%	12.0%	14.9%	17.0%	15.0%

Indian Bank: frequently asked questions

What are the latest quarterly results of Indian Bank?

For the Sep 2026 quarter, Indian Bank reported revenue of ₹19,206 Cr, up 15.2% year on year and net profit of ₹3,536 Cr, up 13.8% year on year.

What is the annual revenue of Indian Bank?

Indian Bank's revenue for the year to Mar 2026 were ₹67,650 Cr; over the last twelve months they were ₹72,011 Cr.

What is the net profit of Indian Bank?

Net profit for the year to Mar 2026 was ₹11,704 Cr, and ₹13,211 Cr over the last twelve months. Earnings per share over the same trailing period were ₹98.21.

What is the free cash flow of Indian Bank?

Cash from operations was ₹18,784 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹18,397 Cr.

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