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Jio Financial Services (JIOFIN)₹230.000.00%Investment Company
In the Sep 2026 quarter (consolidated), Jio Financial Services reported sales of ₹1,695 Cr, up 73.3% from Sep 2025, and net profit of ₹339 Cr, down 51.0% year on year. For the year to Mar 2026, sales were ₹3,514 Cr and net profit ₹1,556 Cr.
Company filings, consolidated accounts; latest reported quarter Sep 2026
| Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 413 | 417 | 417 | 693 | 437 | 492 | 611 | 979 | 899 | 1,017 | 1,998 | 1,695 |
| Expenses | 93.94 | 97.99 | 73.98 | 140 | 125 | 155 | 156 | 293 | 346 | 414 | 607 | 621 |
| Operating Profit | 319 | 319 | 343 | 552 | 312 | 337 | 456 | 687 | 554 | 604 | 1,394 | 1,075 |
| OPM % | 77.0% | 77.0% | 82.0% | 80.0% | 71.0% | 69.0% | 75.0% | 70.0% | 62.0% | 59.0% | 70.0% | 63.0% |
| Other Income | 67.10 | 78.08 | 62.09 | 226 | 70.16 | 71.12 | 67.15 | 238 | 36.08 | 40.09 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 8.03 | 99.32 | 136 | 213 | 299 | 420 | 580 |
| Depreciation | 5.02 | 5.02 | 5.02 | 6.03 | 6.02 | 6.03 | 6.03 | 8.04 | 8.03 | 8.03 | 9.03 | 11.04 |
| Profit before tax | 381 | 393 | 400 | 772 | 377 | 396 | 419 | 783 | 371 | 339 | 969 | 489 |
| Tax % | 23.0% | 20.9% | 21.9% | 10.9% | 22.0% | 19.9% | 23.0% | 11.0% | 28.0% | 19.9% | 14.0% | 29.9% |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 22.08 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 293 | 310 | 312 | 687 | 294 | 315 | 324 | 693 | 268 | 271 | 828 | 339 |
| EPS (Rs) | 0.45 | 0.48 | 0.48 | 1.07 | 0.45 | 0.49 | 0.50 | 1.08 | 0.41 | 0.42 | 1.25 | 0.51 |
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|
| Sales | 44.92 | 1,850 | 2,040 | 3,514 | 5,609 |
| Expenses | 5.99 | 296 | 495 | 1,208 | 1,988 |
| Operating Profit | 38.94 | 1,556 | 1,546 | 2,307 | 3,627 |
| OPM % | 88.0% | 84.0% | 76.0% | 66.0% | 64.7% |
| Other Income | 10.01 | 429 | 429 | 375 | 76.17 |
| Interest | 0.00 | 10.04 | 8.03 | 748 | 1,512 |
| Depreciation | 0.00 | 22.08 | 23.11 | 29.11 | 36.13 |
| Profit before tax | 48.97 | 1,956 | 1,946 | 1,911 | 2,168 |
| Tax % | 37.0% | 17.9% | 16.9% | 17.9% | — |
| Exceptional items | 6.02 | 0.00 | 0.00 | 34.11 | 0.00 |
| Net Profit | 30.92 | 1,601 | 1,610 | 1,556 | 1,707 |
| EPS (Rs) | — | 2.52 | 2.53 | 2.45 | 2.59 |
| Dividend payout % | 0.0% | 0.0% | 20.0% | 24.0% | — |
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| Equity Capital | 2.00 | 6,351 | 6,343 | 6,349 |
| Reserves | 1,14,005 | 1,32,677 | 1,16,886 | 1,27,356 |
| Borrowings | 745 | 0.00 | 3,976 | 21,813 |
| Other Liabilities | 66.31 | 5,742 | 6,062 | 7,883 |
| Total Liabilities | 1,14,819 | 1,44,771 | 1,33,267 | 1,63,402 |
| Fixed Assets | 158 | 172 | 180 | 326 |
| CWIP | 38.04 | 3.01 | 14.02 | 105 |
| Investments | 1,08,026 | 1,33,192 | 1,18,669 | 1,32,974 |
| Other Assets | 6,598 | 11,404 | 14,403 | 29,998 |
| Trade receivables | 13.98 | 13.98 | 14.99 | 60.92 |
| Cash & equivalents | 6,054 | 10,970 | 4,078 | 3,604 |
| Total Assets | 1,14,819 | 1,44,771 | 1,33,267 | 1,63,402 |
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| Cash from operating activity | 2,054 | −677 | −10,080 | −15,429 |
| Cash from investing activity | −1,112 | 1,445 | 6,423 | −5,664 |
| Cash from financing activity | −893 | −756 | 3,983 | 21,531 |
| Net cash flow | 55.90 | 10.98 | 285 | 362 |
| Capex | 0.00 | 0.99 | 0.00 | 0.00 |
| Free cash flow | 2,047 | −676 | −10,056 | −15,370 |
| CFO / OP % | 5,231.1% | −21.9% | −632.9% | −655.9% |
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| Debtor days | 112 | 2 | 2 | 5 |
| Cash conversion cycle | 112 | 2 | 2 | 5 |
| Working capital days | 3,644 | 21 | −37 | −112 |
| ROCE % | — | 2.0% | 1.0% | 2.0% |
For the Sep 2026 quarter, Jio Financial Services reported sales of ₹1,695 Cr, up 73.3% year on year and net profit of ₹339 Cr, down 51.0% year on year. The operating margin was 63.0%.
Jio Financial Services' sales for the year to Mar 2026 were ₹3,514 Cr; over the last twelve months they were ₹5,609 Cr.
Net profit for the year to Mar 2026 was ₹1,556 Cr, and ₹1,707 Cr over the last twelve months. Earnings per share over the same trailing period were ₹2.59.
Jio Financial Services reported borrowings of ₹21,813 Cr at Mar 2026, against cash and equivalents of ₹3,604 Cr.
Cash from operations was −₹15,429 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹15,370 Cr.