Karur Vysya Bank (KARURVYSYA)₹370.00−0.80%Private Sector Bank
In the Jun 2026 quarter (standalone), Karur Vysya Bank reported revenue of ₹3,041 Cr, up 18.8% from Jun 2025, and net profit of ₹755 Cr, up 45.3% year on year. For the year to Mar 2026, revenue were ₹11,032 Cr and net profit ₹2,507 Cr.
Company filings, standalone accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,991 | 2,134 | 2,179 | 2,278 | 2,378 | 2,481 | 2,508 | 2,561 | 2,798 | 2,786 | 2,893 | 3,041 |
| Interest | 1,081 | 1,138 | 1,188 | 1,259 | 1,323 | 1,405 | 1,426 | 1,488 | 1,546 | 1,554 | 1,543 | 1,625 |
| Net interest income | 911 | 996 | 991 | 1,019 | 1,055 | 1,076 | 1,082 | 1,073 | 1,252 | 1,231 | 1,350 | 1,416 |
| Expenses | 743 | 833 | 1,051 | 800 | 895 | 877 | 924 | 838 | 1,029 | 847 | 985 | 858 |
| Financing Profit | 174 | 169 | −53.21 | 226 | 168 | 204 | 165 | 241 | 232 | 394 | 375 | 566 |
| Financing Margin % | 8.9% | 8.0% | −2.0% | 10.0% | 7.0% | 8.0% | 7.0% | 9.0% | 8.0% | 14.0% | 12.9% | 17.9% |
| Other Income | 339 | 357 | 625 | 387 | 468 | 464 | 509 | 446 | 511 | 508 | 615 | 441 |
| Profit before tax | 512 | 526 | 574 | 614 | 637 | 669 | 674 | 687 | 743 | 902 | 990 | 1,005 |
| Tax % | 25.9% | 22.0% | 20.0% | 24.9% | 25.9% | 26.0% | 24.0% | 24.0% | 22.9% | 23.0% | 27.0% | 25.0% |
| Net Profit | 378 | 411 | 455 | 458 | 473 | 495 | 512 | 520 | 573 | 689 | 724 | 755 |
| EPS (Rs) | 3.92 | 4.26 | 4.72 | 4.74 | 4.89 | 5.12 | 5.29 | 5.39 | 5.92 | 7.12 | 7.48 | 7.80 |
| Gross NPA % | 1.7% | 1.6% | 1.4% | 1.3% | 1.1% | 0.8% | 0.8% | 0.7% | 0.8% | 0.7% | 0.8% | 0.7% |
| Net NPA % | 0.5% | 0.4% | 0.4% | 0.4% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% |
| Provision coverage (approx., excl. write-offs) % | 72.8% | 73.4% | 71.4% | 71.2% | 74.6% | 75.9% | 73.7% | 71.2% | 75.0% | 73.2% | 74.7% | 74.3% |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,428 | 5,604 | 5,681 | 5,795 | 5,973 | 5,449 | 5,567 | 6,498 | 8,181 | 9,649 | 11,032 | 11,518 |
| Interest | 3,661 | 3,545 | 3,399 | 3,448 | 3,640 | 3,107 | 2,868 | 3,167 | 4,390 | 5,415 | 6,128 | 6,268 |
| Net interest income | 1,768 | 2,059 | 2,282 | 2,347 | 2,334 | 2,343 | 2,698 | 3,331 | 3,791 | 4,233 | 4,905 | 5,250 |
| Expenses | 1,493 | 1,887 | 2,608 | 2,902 | 3,110 | 2,618 | 2,432 | 2,965 | 3,267 | 3,383 | 3,577 | 3,720 |
| Financing Profit | 289 | 188 | −312 | −541 | −767 | −261 | 282 | 386 | 553 | 878 | 1,369 | 1,566 |
| Financing Margin % | 5.0% | 3.0% | −5.0% | −9.1% | −13.0% | −5.0% | 5.0% | 6.0% | 7.0% | 9.0% | 11.9% | 13.6% |
| Other Income | 706 | 781 | 899 | 962 | 1,153 | 917 | 767 | 1,157 | 1,646 | 1,828 | 2,080 | 2,076 |
| Depreciation | 82.94 | 85.85 | 84.93 | 101 | 119 | 124 | 119 | 106 | 99.96 | 114 | 127 | 0.00 |
| Profit before tax | 913 | 883 | 505 | 322 | 272 | 535 | 931 | 1,438 | 2,101 | 2,591 | 3,323 | 3,639 |
| Tax % | 38.0% | 31.0% | 30.9% | 34.9% | 13.9% | 33.0% | 27.9% | 23.0% | 24.0% | 25.0% | 24.0% | — |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.99 | −7.97 | 0.00 | 0.99 | 0.99 | 5.98 | 3.99 | 23.93 | — |
| Net Profit | 567 | 605 | 346 | 210 | 235 | 359 | 672 | 1,104 | 1,601 | 1,938 | 2,507 | 2,741 |
| EPS (Rs) | 6.03 | 6.45 | 3.59 | 2.19 | 2.44 | 3.74 | 6.99 | 11.45 | 16.58 | 20.04 | 25.89 | 28.32 |
| Dividend payout % | 30.0% | 26.0% | 13.0% | 23.0% | 0.0% | 11.0% | 19.0% | 14.0% | 12.0% | 11.0% | 10.1% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 122 | 122 | 122 | 145 | 160 | 160 | 160 | 160 | 160 | 161 | 161 | 193 |
| Reserves | 4,127 | 4,452 | 4,922 | 6,120 | 6,276 | 6,441 | 6,806 | 7,447 | 8,434 | 9,890 | 11,775 | 13,919 |
| Deposits | 44,763 | 50,001 | 53,638 | 56,773 | 59,777 | 58,974 | 63,207 | 68,412 | 76,477 | 88,943 | 1,01,837 | 1,15,413 |
| Borrowings | 2,739 | 2,882 | 1,689 | 2,384 | 1,559 | 1,179 | 2,519 | 1,333 | 1,426 | 2,466 | 1,213 | 2,612 |
| Other Liabilities | 1,309 | 1,432 | 1,369 | 1,386 | 1,477 | 1,412 | 1,848 | 2,637 | 3,509 | 3,804 | 4,123 | 4,187 |
| Total Liabilities | 53,059 | 58,889 | 61,741 | 66,808 | 69,249 | 68,166 | 74,541 | 79,990 | 90,005 | 1,05,264 | 1,19,108 | 1,36,323 |
| Fixed Assets | 395 | 417 | 411 | 475 | 545 | 563 | 518 | 464 | 418 | 412 | 451 | 455 |
| CWIP | 16.94 | 3.99 | 7.97 | 52.83 | 37.84 | 22.92 | 20.93 | 14.95 | 16.95 | 19.92 | 38.86 | 46.80 |
| Investments | 12,392 | 14,479 | 14,893 | 15,825 | 14,907 | 15,781 | 16,050 | 17,247 | 18,840 | 22,398 | 23,868 | 29,082 |
| Other Assets | 40,256 | 43,989 | 46,429 | 50,456 | 53,760 | 51,798 | 57,952 | 62,265 | 70,730 | 82,435 | 94,750 | 1,06,740 |
| Cash & equivalents | 2,061 | 2,000 | 2,218 | 2,227 | 2,387 | 1,951 | 2,671 | 2,890 | 3,569 | 4,797 | 6,665 | 4,396 |
| Total Assets | 53,059 | 58,889 | 61,741 | 66,808 | 69,249 | 68,166 | 74,541 | 79,990 | 90,005 | 1,05,264 | 1,19,108 | 1,36,323 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −308 | 578 | 1,607 | −548 | −1,570 | 2,495 | 3,355 | 294 | 1,214 | 2,943 | 4,472 | −552 |
| Cash from investing activity | −102 | −92.26 | −84.30 | −171 | 551 | −1,539 | −1,384 | −1,599 | −1,273 | −1,301 | −2,159 | −1,750 |
| Cash from financing activity | 482 | −346 | −74.08 | 683 | 414 | −274 | −59.02 | −96.02 | −178 | −695 | −188 | −205 |
| Net cash flow | 70.75 | 142 | 1,448 | −35.89 | −610 | 694 | 1,922 | −1,389 | −230 | 960 | 2,140 | −2,496 |
| Capex | 103 | 91.69 | 84.80 | 193 | 156 | 135 | 75.74 | 57.87 | 60.78 | 89.68 | 172 | 152 |
| Free cash flow | −411 | 487 | 1,526 | −743 | −1,730 | 2,366 | 3,285 | 238 | 1,154 | 2,863 | 4,314 | −682 |
| CFO / OP % | −5.0% | 19.0% | 49.0% | −11.0% | −47.0% | 91.0% | 123.0% | −1.0% | 28.0% | 69.0% | 79.0% | 2.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 12.1% | 13.1% | 13.1% | 6.1% | 3.0% | 4.0% | 5.0% | 9.1% | 14.1% | 17.1% | 18.1% | 19.1% |
For the Jun 2026 quarter, Karur Vysya Bank reported revenue of ₹3,041 Cr, up 18.8% year on year and net profit of ₹755 Cr, up 45.3% year on year.
Karur Vysya Bank's revenue for the year to Mar 2026 were ₹11,032 Cr; over the last twelve months they were ₹11,518 Cr.
Net profit for the year to Mar 2026 was ₹2,507 Cr, and ₹2,741 Cr over the last twelve months. Earnings per share over the same trailing period were ₹28.32.
Cash from operations was −₹552 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹682 Cr.