Kotak Mahindra Bank quarterly results and financials

Kotak Mahindra Bank (KOTAKBANK)₹479.50−0.21%(9 Nov 2026 close)Private Sector Bank

Key facts

In the Sep 2026 quarter (consolidated), Kotak Mahindra Bank reported revenue of ₹19,796 Cr, up 15.5% from Sep 2025, and net profit of ₹5,649 Cr, up 26.2% year on year. For the year to Mar 2026, revenue were ₹69,526 Cr and net profit ₹19,322 Cr.

Revenue (Sep 2026): ₹19,796 Cr
Net profit (Sep 2026): ₹5,649 Cr
Revenue (FY Mar 2026): ₹69,526 Cr
Net profit (FY Mar 2026): ₹19,322 Cr
EPS (Sep 2026): ₹5.66
Borrowings (Mar 2026): ₹95,752 Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

Kotak Mahindra Bank quarterly results

₹ crore unless stated; each column is a quarter.

Kotak Mahindra Bank Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	14,440	15,117	15,780	16,380	16,585	16,714	17,193	17,139	17,454	17,762	18,293	19,796
Interest	5,999	6,234	6,830	7,164	7,196	7,179	7,552	7,359	7,410	7,399	7,722	8,708
Net interest income	8,441	8,883	8,949	9,216	9,388	9,536	9,641	9,780	10,044	10,363	10,571	11,088
Expenses	12,471	14,891	12,251	13,081	10,588	13,643	13,104	11,594	13,907	13,630	14,836	13,203
Financing Profit	−3,959	−5,959	−3,219	−3,792	−1,130	−4,036	−3,389	−1,734	−3,797	−3,192	−4,190	−2,034
Financing Margin %	−27.0%	−39.0%	−20.0%	−23.0%	−7.0%	−24.0%	−20.0%	−10.0%	−22.0%	−18.0%	−23.0%	−10.0%
Other Income	9,621	12,800	13,094	10,491	7,343	10,440	9,486	7,735	10,388	10,680	11,759	9,598
Profit before tax	5,628	6,796	9,839	6,659	6,194	6,368	6,064	5,979	6,548	7,458	7,528	7,544
Tax %	24.9%	23.0%	25.0%	24.9%	24.9%	23.0%	27.0%	25.0%	25.0%	27.0%	27.0%	25.0%
Exceptional items	0.00	0.00	2,878	0.00	0.00	0.00	0.00	0.00	0.00	268	0.00	0.00
Net Profit	4,273	5,345	7,463	5,051	4,705	4,938	4,480	4,477	4,927	5,432	5,491	5,649
EPS (Rs)	4.28	5.36	7.48	5.08	4.72	4.95	4.51	4.48	4.96	5.46	5.52	5.66
Gross NPA %	1.7%	1.4%	1.4%	1.5%	1.5%	1.5%	1.5%	1.4%	1.3%	1.2%	1.2%	1.0%
Net NPA %	0.4%	0.4%	0.4%	0.5%	0.4%	0.4%	0.3%	0.3%	0.3%	0.3%	0.3%	0.2%
Provision coverage (approx., excl. write-offs) %	78.6%	73.9%	72.7%	69.6%	70.9%	75.2%	77.0%	77.0%	76.2%	79.2%	77.1%	76.9%

Kotak Mahindra Bank profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Kotak Mahindra Bank Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	20,341	22,256	25,035	29,713	33,361	32,721	33,607	41,985	56,090	65,442	69,526	73,305
Interest	11,152	11,488	12,505	15,233	15,942	12,999	11,588	14,454	22,647	28,356	29,713	31,240
Net interest income	9,188	10,769	12,530	14,480	17,419	19,722	22,020	27,531	33,444	37,086	39,812	42,065
Expenses	11,532	14,802	16,792	19,749	22,544	29,797	31,042	33,443	46,962	48,620	51,206	55,576
Financing Profit	−2,255	−3,951	−4,128	−5,098	−4,990	−9,920	−8,847	−5,726	−13,345	−11,262	−11,097	−13,212
Financing Margin %	−11.0%	−18.0%	−16.0%	−17.0%	−15.0%	−30.0%	−26.0%	−14.0%	−24.0%	−17.0%	−16.0%	−18.0%
Other Income	7,656	11,700	13,742	16,196	16,950	23,669	25,421	26,082	38,182	41,384	38,282	42,426
Depreciation	345	362	383	457	465	461	480	598	791	939	1,031	0.00
Profit before tax	5,033	7,354	9,178	10,598	11,451	13,209	15,980	19,702	23,936	29,069	26,045	29,077
Tax %	32.0%	32.0%	32.9%	32.9%	24.9%	25.0%	24.9%	25.0%	25.0%	24.0%	26.0%	—
Exceptional items	3.01	9.02	32.08	15.05	22.08	28.08	20.06	8.02	5.01	57.17	0.00	268
Net Profit	3,527	5,024	6,268	7,218	8,602	9,999	12,113	14,948	18,241	22,150	19,322	21,499
EPS (Rs)	3.76	5.36	6.50	7.54	8.97	10.07	12.17	15.04	18.31	22.23	19.40	21.60
Dividend payout %	3.0%	2.0%	2.0%	2.0%	0.0%	2.0%	2.0%	2.0%	2.0%	2.0%	3.0%	—

Kotak Mahindra Bank balance sheet

₹ crore, at each year end.

Kotak Mahindra Bank Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	388	921	924	957	958	961	996	996	998	999	998	1,000
Reserves	21,836	32,534	37,672	49,675	57,031	65,885	83,543	95,973	1,11,107	1,29,401	1,56,919	1,80,841
Deposits	73,045	1,36,286	1,55,952	1,91,747	2,25,641	2,61,222	2,79,514	3,11,013	3,62,086	4,46,739	4,95,932	5,68,803
Borrowings	31,522	43,856	49,845	58,785	67,199	66,310	48,380	55,840	57,692	75,378	97,916	95,752
Other Liabilities	22,155	27,894	32,621	37,571	45,845	50,299	67,729	84,501	90,240	1,17,884	1,30,619	1,60,560
Total Liabilities	1,48,947	2,41,491	2,77,015	3,38,735	3,96,676	4,44,679	4,80,161	5,48,325	6,22,123	7,70,400	8,82,385	10,06,956
Fixed Assets	1,389	1,766	1,765	2,550	2,704	2,683	2,564	2,730	3,084	3,522	3,770	3,812
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	45,746	70,525	68,714	91,273	1,03,892	1,11,670	1,57,450	1,65,290	1,96,026	2,47,579	2,85,346	2,91,945
Other Assets	1,01,812	1,69,200	2,06,535	2,44,913	2,90,080	3,30,325	3,20,149	3,80,305	4,23,013	5,19,299	5,93,270	7,11,198
Cash & equivalents	3,934	6,907	7,489	8,915	10,885	9,483	12,498	16,021	19,923	36,206	41,660	51,170
Total Assets	1,48,947	2,41,491	2,77,015	3,38,735	3,96,676	4,44,679	4,80,161	5,48,325	6,22,123	7,70,400	8,82,385	10,06,956

Kotak Mahindra Bank cash flow

₹ crore, for each year.

Kotak Mahindra Bank Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	2,299	5,016	13,210	−10,375	1,820	46,554	4,873	8,402	−1,240	15,652	16,883	41,633
Cash from investing activity	−4,481	−2,359	−5,299	−5,485	−3,334	−13,100	−11,209	−11,052	−10,411	−8,941	−25,305	−16,201
Cash from financing activity	2,433	2,030	6,072	14,718	8,392	−737	−10,097	7,575	1,888	15,559	22,225	−2,543
Net cash flow	260	4,702	14,009	−1,190	6,866	32,852	−16,382	4,952	−9,754	22,293	13,862	23,053
Capex	293	326	405	427	526	454	370	672	991	1,130	1,217	1,062
Free cash flow	2,039	4,729	12,885	−10,783	1,336	46,362	4,597	7,806	−2,210	14,625	15,810	40,828

Kotak Mahindra Bank ratios

Working-capital days and returns, by year.

Kotak Mahindra Bank Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	15.0%	12.0%	14.0%	14.0%	13.0%	14.0%	13.0%	13.0%	14.0%	15.0%	15.0%	11.0%

Kotak Mahindra Bank: frequently asked questions

What are the latest quarterly results of Kotak Mahindra Bank?

For the Sep 2026 quarter, Kotak Mahindra Bank reported revenue of ₹19,796 Cr, up 15.5% year on year and net profit of ₹5,649 Cr, up 26.2% year on year.

What is the annual revenue of Kotak Mahindra Bank?

Kotak Mahindra Bank's revenue for the year to Mar 2026 were ₹69,526 Cr; over the last twelve months they were ₹73,305 Cr.

What is the net profit of Kotak Mahindra Bank?

Net profit for the year to Mar 2026 was ₹19,322 Cr, and ₹21,499 Cr over the last twelve months. Earnings per share over the same trailing period were ₹21.60.

What is the free cash flow of Kotak Mahindra Bank?

Cash from operations was ₹41,633 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹40,828 Cr.

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