Loading…
Laxmi India Finance (LAXMIINDIA)₹103.88−0.86%Non Banking Financial Company (NBFC)
In the Mar 2026 quarter (standalone), Laxmi India Finance reported revenue of ₹92.68 Cr, up 25.8% from Mar 2025, and net profit of ₹21.01 Cr, up 40.2% year on year. For the year to Mar 2026, revenue were ₹316 Cr and net profit ₹50.01 Cr.
Company filings, standalone accounts; latest reported quarter Mar 2026
| Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | 50.83 | 58.80 | 60.73 | 73.70 | 69.79 | 75.73 | 78.70 | 92.68 |
| Interest | 23.91 | 27.90 | 29.90 | 31.90 | 32.86 | 33.86 | 33.90 | 35.87 |
| Net interest income | 26.92 | 30.90 | 30.83 | 41.80 | 36.93 | 41.87 | 44.80 | 56.81 |
| Expenses | 17.99 | 19.99 | 22.99 | 23.98 | 23.98 | 28.97 | 31.96 | 28.96 |
| Financing Profit | 9.03 | 11.03 | 8.02 | 19.04 | 13.03 | 13.03 | 13.03 | 27.06 |
| Financing Margin % | 17.1% | 19.1% | 13.0% | 25.1% | 18.1% | 17.1% | 17.0% | 29.1% |
| Other Income | 0.00 | 1.01 | 1.01 | 1.01 | 0.00 | 1.01 | 1.01 | 1.01 |
| Depreciation | 0.00 | 0.00 | 1.01 | 1.01 | 0.00 | 1.01 | 1.01 | 1.01 |
| Profit before tax | 8.98 | 11.99 | 7.99 | 18.98 | 12.98 | 12.99 | 12.99 | 26.95 |
| Tax % | 24.0% | 26.0% | 23.1% | 23.0% | 23.1% | 26.1% | 25.1% | 24.1% |
| Net Profit | 6.99 | 9.01 | 5.99 | 14.99 | 10.01 | 8.99 | 9.99 | 21.01 |
| EPS (Rs) | — | 4.15 | 1.48 | 3.49 | 2.35 | 1.81 | 1.93 | 3.94 |
| Gross NPA % | — | — | 1.0% | 1.1% | 1.3% | 1.6% | 2.4% | — |
| Net NPA % | — | — | 0.5% | 0.5% | 0.7% | 0.9% | 1.2% | — |
| Provision coverage (approx., excl. write-offs) % | — | — | 45.4% | 55.1% | 46.9% | 46.5% | 48.3% | — |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|
| Revenue | 88.65 | 97.57 | 130 | 172 | 245 | 316 | 317 |
| Interest | 49.79 | 49.81 | 62.74 | 82.68 | 115 | 136 | 136 |
| Net interest income | 38.86 | 47.76 | 66.79 | 89.55 | 130 | 179 | 180 |
| Expenses | 20.96 | 27.97 | 44.99 | 59.90 | 83.91 | 114 | 114 |
| Financing Profit | 19.04 | 20.04 | 22.05 | 29.07 | 47.09 | 66.14 | 66.15 |
| Financing Margin % | 21.1% | 20.0% | 17.0% | 17.1% | 19.1% | 21.1% | 20.9% |
| Other Income | 0.00 | 1.01 | 1.01 | 2.01 | 2.01 | 3.01 | 3.03 |
| Depreciation | 1.01 | 1.01 | 1.01 | 2.01 | 2.01 | 2.01 | 3.03 |
| Profit before tax | 17.97 | 19.98 | 21.98 | 29.94 | 46.96 | 65.87 | 65.91 |
| Tax % | 41.0% | 25.0% | 27.1% | 24.0% | 24.0% | 25.1% | — |
| Exceptional items | 0.00 | 0.04 | 0.04 | 0.12 | 0.00 | 0.00 | — |
| Net Profit | 9.99 | 15.01 | 15.99 | 22.01 | 35.99 | 50.01 | 50.00 |
| EPS (Rs) | — | — | — | — | 8.62 | 9.53 | 10.03 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Equity Capital | 13.94 | 15.93 | 17.93 | 19.92 | 20.92 | 25.90 |
| Reserves | 84.64 | 111 | 133 | 181 | 236 | 437 |
| Borrowings | 390 | 410 | 614 | 765 | 1,134 | 1,335 |
| Other Liabilities | 20.90 | 19.90 | 10.94 | 15.93 | 17.91 | 14.92 |
| Total Liabilities | 510 | 556 | 777 | 982 | 1,409 | 1,814 |
| Fixed Assets | 4.99 | 5.98 | 9.98 | 10.98 | 12.97 | 16.95 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1.01 | 20.02 | 8.01 | 14.99 | 28.99 | 159 |
| Other Assets | 503 | 530 | 759 | 956 | 1,366 | 1,638 |
| Cash & equivalents | 64.95 | 62.87 | 169 | 115 | 215 | 135 |
| Total Assets | 510 | 556 | 777 | 982 | 1,409 | 1,814 |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Cash from operating activity | −5.02 | −19.07 | −170 | −225 | −312 | −281 |
| Cash from investing activity | −0.99 | −19.96 | 4.99 | −6.99 | −17.96 | −134 |
| Cash from financing activity | 33.12 | 33.13 | 214 | 179 | 392 | 355 |
| Net cash flow | 27.09 | −5.01 | 48.16 | −53.17 | 60.23 | −60.14 |
| Capex | 0.00 | 0.00 | 5.02 | 2.01 | 4.01 | 6.02 |
| Free cash flow | −5.01 | −19.01 | −175 | −226 | −315 | −286 |
| CFO / OP % | 0.0% | −17.0% | −195.1% | −193.1% | −185.1% | −128.1% |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| ROE % | 11.0% | 13.0% | 11.0% | 13.0% | 16.0% | 14.0% |
For the Mar 2026 quarter, Laxmi India Finance reported revenue of ₹92.68 Cr, up 25.8% year on year and net profit of ₹21.01 Cr, up 40.2% year on year.
Laxmi India Finance's revenue for the year to Mar 2026 were ₹316 Cr; over the last twelve months they were ₹317 Cr.
Net profit for the year to Mar 2026 was ₹50.01 Cr, and ₹50 Cr over the last twelve months. Earnings per share over the same trailing period were ₹10.03.
Cash from operations was −₹281 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹286 Cr.