LIC Housing Finance quarterly results and financials

LIC Housing Finance (LICHSGFIN)₹551.90+2.58%(9 Nov 2026 close)Housing Finance Company

Key facts

In the Sep 2026 quarter (consolidated), LIC Housing Finance reported revenue of ₹7,210 Cr, up 0.3% from Sep 2025, and net profit of ₹1,504 Cr, up 11.7% year on year. For the year to Mar 2026, revenue were ₹28,864 Cr and net profit ₹5,594 Cr.

Revenue (Sep 2026): ₹7,210 Cr
Net profit (Sep 2026): ₹1,504 Cr
Revenue (FY Mar 2026): ₹28,864 Cr
Net profit (FY Mar 2026): ₹5,594 Cr
EPS (Sep 2026): ₹27.29
Borrowings (Mar 2026): ₹2.77 L Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

LIC Housing Finance quarterly results

₹ crore unless stated; each column is a quarter.

LIC Housing Finance Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	6,812	6,955	6,809	6,946	7,084	7,316	7,197	7,186	7,219	7,100	7,095	7,210
Interest	4,647	4,647	4,744	4,879	4,951	4,953	5,042	4,991	4,938	4,786	4,942	5,025
Net interest income	2,165	2,309	2,065	2,067	2,133	2,363	2,155	2,195	2,281	2,315	2,153	2,185
Expenses	684	797	391	371	296	544	409	448	472	345	209	222
Financing Profit	1,475	1,502	1,657	1,690	1,824	1,807	1,731	1,738	1,793	1,965	1,929	1,950
Financing Margin %	22.0%	22.0%	24.0%	24.0%	26.0%	25.0%	24.0%	24.0%	25.0%	28.0%	27.0%	27.0%
Other Income	0.00	0.00	2.01	2.01	1.01	0.00	0.00	1.01	6.01	2.01	5.02	1.01
Depreciation	17.97	17.96	21.94	23.94	24.97	25.95	24.95	31.92	33.94	30.94	29.96	28.95
Profit before tax	1,457	1,487	1,639	1,669	1,802	1,786	1,710	1,706	1,767	1,940	1,908	1,925
Tax %	19.9%	26.9%	19.9%	19.9%	19.9%	22.9%	19.9%	21.0%	20.9%	22.9%	20.9%	21.9%
Net Profit	1,167	1,079	1,304	1,325	1,431	1,371	1,361	1,347	1,394	1,490	1,496	1,504
EPS (Rs)	21.17	19.60	23.69	24.06	26.00	24.88	24.72	24.47	25.35	27.06	27.17	27.29
Gross NPA %	4.3%	3.3%	3.3%	3.1%	2.7%	2.5%	2.6%	2.5%	2.5%	2.2%	2.1%	—
Net NPA %	2.2%	1.6%	1.7%	1.6%	1.5%	1.2%	1.3%	1.2%	1.1%	1.1%	1.1%	—
Provision coverage (approx., excl. write-offs) %	47.4%	50.8%	48.9%	48.5%	46.7%	50.6%	50.4%	52.6%	53.9%	49.8%	47.7%	—

LIC Housing Finance profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

LIC Housing Finance Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	12,504	14,112	14,903	17,433	19,777	19,926	20,005	22,751	27,306	28,148	28,864	28,625
Interest	9,307	10,231	11,145	12,891	14,787	14,447	14,156	16,128	18,378	19,541	19,770	19,690
Net interest income	3,197	3,881	3,758	4,542	4,990	5,479	5,849	6,623	8,928	8,607	9,094	8,934
Expenses	609	884	937	1,100	1,588	2,006	3,001	2,953	2,746	1,589	1,846	1,249
Financing Profit	2,576	2,977	2,795	3,408	3,369	3,428	2,818	3,622	6,142	6,974	7,228	7,638
Financing Margin %	21.0%	21.0%	19.0%	20.0%	17.0%	17.0%	14.0%	16.0%	22.0%	25.0%	25.0%	26.7%
Other Income	12.03	9.02	0.00	0.00	−33.08	−5.01	27.09	11.03	4.01	6.02	9.02	14.05
Depreciation	9.98	9.98	9.98	11.99	50.88	51.90	54.93	68.83	68.85	97.81	122	124
Profit before tax	2,581	2,982	2,788	3,399	3,289	3,375	2,795	3,574	6,087	6,903	7,127	7,539
Tax %	34.9%	34.9%	27.9%	27.9%	27.0%	19.0%	17.9%	18.9%	21.9%	20.9%	20.9%	—
Net Profit	1,665	1,937	2,003	2,429	2,399	2,734	2,280	2,886	4,749	5,431	5,594	5,884
EPS (Rs)	32.95	38.35	39.69	48.11	47.45	54.11	41.40	52.38	86.34	98.57	101.62	106.87
Dividend payout %	17.0%	16.1%	17.1%	16.0%	17.1%	16.0%	20.1%	16.0%	10.0%	10.0%	10.1%	—

LIC Housing Finance balance sheet

₹ crore, at each year end.

LIC Housing Finance Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	101	101	101	101	101	101	101	110	110	110	110	110
Reserves	7,762	9,079	11,008	14,159	16,172	18,098	20,450	24,559	26,998	31,298	36,135	41,189
Borrowings	96,283	1,10,571	1,25,885	1,50,443	1,70,017	1,90,761	2,07,494	2,23,142	2,44,202	2,51,840	2,70,225	2,76,744
Other Liabilities	8,257	10,416	13,500	6,033	13,785	7,262	7,230	6,209	6,492	7,233	6,973	6,275
Total Liabilities	1,12,403	1,30,167	1,50,494	1,70,736	2,00,076	2,16,222	2,35,275	2,54,021	2,77,803	2,90,481	3,13,443	3,24,318
Fixed Assets	90.05	102	102	129	168	294	282	315	388	389	377	416
CWIP	0.00	0.00	4.99	2.99	1.99	2.99	5.99	4.01	0.99	0.00	51.99	0.00
Investments	241	281	538	2,013	3,622	5,497	4,656	6,290	7,067	6,352	6,949	5,141
Other Assets	1,12,071	1,29,783	1,49,848	1,68,591	1,96,284	2,10,428	2,30,330	2,47,410	2,70,347	2,83,740	3,06,064	3,18,760
Trade receivables	73.12	88.11	112	14.03	12.02	22.03	8.02	8.02	1.01	10.01	12.03	8.01
Cash & equivalents	2,983	3,972	4,509	2,135	3,041	2,030	1,379	981	819	1,649	1,469	1,344
Total Assets	1,12,403	1,30,167	1,50,494	1,70,736	2,00,076	2,16,222	2,35,275	2,54,021	2,77,803	2,90,481	3,13,443	3,24,318

LIC Housing Finance cash flow

₹ crore, for each year.

LIC Housing Finance Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	−14,333	−13,023	−14,257	−18,967	−21,517	−14,718	−11,317	−16,717	−19,603	−7,137	−16,953	−8,499
Cash from investing activity	−57.80	−57.82	−277	1,362	−1,636	−1,843	855	−1,622	−797	585	−676	1,745
Cash from financing activity	14,199	14,052	15,035	18,018	23,999	15,120	10,398	17,788	20,203	7,328	17,486	6,173
Net cash flow	−171	1,000	520	464	886	−1,431	−36.94	−507	−183	780	−123	−560
Capex	19.05	22.03	14.03	35.08	51.13	15.03	11.03	35.09	64.10	37.06	73.20	52.09
Free cash flow	−14,367	−13,072	−14,308	−19,045	−21,595	−14,772	−11,353	−16,794	−19,704	−7,192	−17,067	−8,564

LIC Housing Finance ratios

Working-capital days and returns, by year.

LIC Housing Finance Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	18.0%	20.0%	19.1%	16.0%	16.0%	14.0%	14.0%	10.1%	11.0%	16.0%	16.0%	14.0%

LIC Housing Finance: frequently asked questions

What are the latest quarterly results of LIC Housing Finance?

For the Sep 2026 quarter, LIC Housing Finance reported revenue of ₹7,210 Cr, up 0.3% year on year and net profit of ₹1,504 Cr, up 11.7% year on year.

What is the annual revenue of LIC Housing Finance?

LIC Housing Finance's revenue for the year to Mar 2026 were ₹28,864 Cr; over the last twelve months they were ₹28,625 Cr.

What is the net profit of LIC Housing Finance?

Net profit for the year to Mar 2026 was ₹5,594 Cr, and ₹5,884 Cr over the last twelve months. Earnings per share over the same trailing period were ₹106.87.

What is the free cash flow of LIC Housing Finance?

Cash from operations was −₹8,499 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹8,564 Cr.

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