Manappuram Finance (MANAPPURAM)₹323.75+0.23%Non Banking Financial Company (NBFC)
In the Jun 2026 quarter (consolidated), Manappuram Finance reported revenue of ₹3,041 Cr, up 34.0% from Jun 2025, and net profit of ₹584 Cr, up 343.2% year on year. For the year to Mar 2026, revenue were ₹9,529 Cr and net profit ₹991 Cr.
Company filings, consolidated accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,167 | 2,312 | 2,355 | 2,494 | 2,639 | 2,567 | 2,366 | 2,270 | 2,279 | 2,359 | 2,619 | 3,041 |
| Interest | 689 | 750 | 780 | 849 | 907 | 927 | 896 | 856 | 878 | 946 | 1,110 | 1,275 |
| Net interest income | 1,478 | 1,562 | 1,575 | 1,645 | 1,732 | 1,640 | 1,470 | 1,414 | 1,401 | 1,413 | 1,510 | 1,767 |
| Expenses | 675 | 729 | 773 | 845 | 892 | 1,191 | 1,635 | 1,232 | 1,017 | 1,034 | 877 | 906 |
| Financing Profit | 798 | 829 | 797 | 795 | 837 | 445 | −172 | 175 | 381 | 376 | 628 | 856 |
| Financing Margin % | 37.0% | 36.0% | 34.0% | 32.0% | 31.9% | 17.0% | −7.0% | 8.0% | 16.9% | 16.0% | 23.9% | 28.0% |
| Other Income | 12.98 | 20.94 | 13.98 | 23.96 | 3.99 | 2.99 | 1.99 | 2.99 | 1.99 | 4.99 | 11.97 | 5.98 |
| Depreciation | 61.94 | 61.93 | 64.96 | 63.92 | 66.96 | 69.94 | 65.97 | 74.95 | 78.93 | 76.94 | 74.94 | 77.97 |
| Profit before tax | 748 | 788 | 747 | 754 | 775 | 377 | −236 | 102 | 303 | 303 | 565 | 784 |
| Tax % | 25.1% | 27.1% | 24.0% | 26.1% | 26.1% | 26.1% | −13.9% | −30.0% | 28.1% | 21.0% | 28.1% | 25.1% |
| Net Profit | 560 | 574 | 562 | 555 | 571 | 277 | −203 | 132 | 217 | 239 | 404 | 584 |
| EPS (Rs) | 6.59 | 6.76 | 6.62 | 6.54 | 6.73 | 3.32 | −2.25 | 1.62 | 2.59 | 2.84 | 4.29 | 6.21 |
| Gross NPA % | 1.6% | 2.0% | 1.9% | 1.9% | 2.4% | 2.5% | 2.8% | 3.0% | 3.0% | 2.6% | 1.8% | 1.6% |
| Net NPA % | 1.4% | 1.8% | 1.7% | 1.7% | 2.1% | 2.2% | 2.5% | 2.6% | 2.6% | 2.2% | 1.5% | 1.1% |
| Provision coverage (approx., excl. write-offs) % | 13.5% | 12.1% | 10.5% | 10.5% | 12.5% | 9.4% | 10.7% | 13.3% | 13.3% | 16.5% | 16.6% | 31.3% |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,375 | 3,417 | 3,428 | 4,189 | 5,481 | 6,351 | 6,076 | 6,720 | 8,875 | 10,032 | 9,529 | 10,299 |
| Interest | 948 | 1,169 | 1,032 | 1,347 | 1,835 | 2,221 | 2,014 | 2,191 | 2,871 | 3,544 | 3,788 | 4,208 |
| Net interest income | 1,428 | 2,248 | 2,396 | 2,842 | 3,646 | 4,131 | 4,062 | 4,529 | 6,004 | 6,488 | 5,741 | 6,092 |
| Expenses | 820 | 1,010 | 1,345 | 1,364 | 1,546 | 1,669 | 2,132 | 2,316 | 2,848 | 4,552 | 4,160 | 3,834 |
| Financing Profit | 603 | 1,227 | 1,049 | 1,473 | 2,090 | 2,448 | 1,920 | 2,201 | 3,140 | 1,916 | 1,564 | 2,241 |
| Financing Margin % | 24.9% | 36.0% | 31.0% | 35.0% | 38.0% | 38.9% | 32.0% | 33.0% | 35.0% | 19.0% | 15.9% | 21.8% |
| Other Income | 2.99 | 2.99 | 57.91 | 62.90 | 85.79 | 43.91 | 64.86 | 49.90 | 71.88 | 19.96 | 14.97 | 24.93 |
| Depreciation | 55.97 | 62.91 | 67.96 | 74.97 | 164 | 171 | 198 | 204 | 246 | 267 | 307 | 309 |
| Profit before tax | 549 | 1,168 | 1,039 | 1,461 | 2,010 | 2,320 | 1,788 | 2,046 | 2,964 | 1,668 | 1,272 | 1,954 |
| Tax % | 35.1% | 35.1% | 35.1% | 35.1% | 26.1% | 26.1% | 26.1% | 26.1% | 26.0% | 28.1% | 22.1% | — |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.00 | 1.01 | 1.01 | 1.01 | 1.01 | 0.00 | 1.01 | 10.03 | — |
| Net Profit | 354 | 756 | 674 | 946 | 1,478 | 1,721 | 1,326 | 1,497 | 2,191 | 1,202 | 991 | 1,443 |
| EPS (Rs) | 4.19 | 8.97 | 8.03 | 11.14 | 17.35 | 20.33 | 15.67 | 17.64 | 25.82 | 14.35 | 10.67 | 15.93 |
| Dividend payout % | 54.0% | 17.0% | 25.0% | 19.0% | 16.0% | 10.0% | 19.0% | 17.0% | 13.0% | 28.0% | 19.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 167 | 167 | 167 | 168 | 168 | 168 | 168 | 168 | 168 | 168 | 168 | 187 |
| Reserves | 2,460 | 2,585 | 3,186 | 3,640 | 4,373 | 5,572 | 7,128 | 8,179 | 9,460 | 11,358 | 12,241 | 15,828 |
| Borrowings | 8,610 | 9,619 | 10,959 | 12,590 | 15,281 | 22,982 | 23,277 | 24,758 | 29,110 | 34,244 | 36,003 | 57,694 |
| Other Liabilities | 350 | 441 | 800 | 606 | 599 | 763 | 700 | 620 | 690 | 876 | 692 | 669 |
| Total Liabilities | 11,588 | 12,813 | 15,113 | 17,004 | 20,422 | 29,486 | 31,274 | 33,726 | 39,427 | 46,646 | 49,105 | 74,376 |
| Fixed Assets | 206 | 230 | 223 | 310 | 368 | 805 | 928 | 1,054 | 1,097 | 1,072 | 1,137 | 1,059 |
| CWIP | 1.01 | 0.00 | 1.01 | 0.00 | 1.01 | 3.01 | 8.01 | 13.01 | 17.01 | 33.03 | 11.01 | 27.02 |
| Investments | 218 | 49.15 | 5.02 | 5.02 | 175 | 90.29 | 339 | 422 | 536 | 729 | 793 | 2,059 |
| Other Assets | 11,163 | 12,534 | 14,885 | 16,689 | 19,878 | 28,587 | 29,998 | 32,237 | 37,778 | 44,811 | 47,163 | 71,231 |
| Trade receivables | 0.00 | 0.00 | 0.00 | 1.01 | 3.01 | 2.01 | 3.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & equivalents | 793 | 605 | 556 | 725 | 1,166 | 3,670 | 2,914 | 2,702 | 3,038 | 3,185 | 3,816 | 6,156 |
| Total Assets | 11,588 | 12,813 | 15,113 | 17,004 | 20,422 | 29,486 | 31,274 | 33,726 | 39,427 | 46,646 | 49,105 | 74,376 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −889 | −1,043 | −1,273 | −33.05 | −1,665 | −3,625 | −620 | −424 | −3,109 | −3,457 | −468 | −20,270 |
| Cash from investing activity | 649 | 72.07 | −25.02 | −148 | −371 | 26.02 | −186 | −193 | −617 | −601 | −125 | −1,632 |
| Cash from financing activity | 264 | 768 | 1,207 | 292 | 2,379 | 6,026 | 58.77 | 436 | 3,832 | 4,077 | 1,128 | 23,725 |
| Net cash flow | 26.09 | −199 | −84.30 | 112 | 357 | 2,465 | −749 | −178 | 130 | 41.16 | 543 | 1,972 |
| Capex | 26.03 | 80.09 | 54.04 | 161 | 128 | 100 | 53.08 | 163 | 173 | 136 | 196 | 189 |
| Free cash flow | −914 | −1,124 | −1,328 | −194 | −1,793 | −3,727 | −674 | −587 | −3,284 | −3,596 | −664 | −20,482 |
| CFO / OP % | −56.0% | −56.0% | −36.0% | 17.0% | −40.0% | −81.0% | 0.0% | 2.0% | −60.0% | −44.0% | 5.0% | −369.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 11.0% | 13.0% | 25.0% | 19.0% | 22.0% | 28.0% | 26.0% | 16.9% | 17.0% | 21.0% | 10.0% | 7.0% |
For the Jun 2026 quarter, Manappuram Finance reported revenue of ₹3,041 Cr, up 34.0% year on year and net profit of ₹584 Cr, up 343.2% year on year.
Manappuram Finance's revenue for the year to Mar 2026 were ₹9,529 Cr; over the last twelve months they were ₹10,299 Cr.
Net profit for the year to Mar 2026 was ₹991 Cr, and ₹1,443 Cr over the last twelve months. Earnings per share over the same trailing period were ₹15.93.
Cash from operations was −₹20,270 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹20,482 Cr.