Mangal Credit and Fincorp quarterly results and financials

Mangal Credit and Fincorp (MANCREDIT)₹251.84+2.73%(9 Nov 2026 close)Non Banking Financial Company (NBFC)

Key facts

In the Jun 2026 quarter (standalone), Mangal Credit and Fincorp reported revenue of ₹22.10 Cr, up 53.3% from Jun 2025, and net profit of ₹5.71 Cr, up 89.7% year on year. For the year to Mar 2026, revenue were ₹69.77 Cr and net profit ₹15.06 Cr.

Revenue (Jun 2026): ₹22.10 Cr
Net profit (Jun 2026): ₹5.71 Cr
Revenue (FY Mar 2026): ₹69.77 Cr
Net profit (FY Mar 2026): ₹15.06 Cr
EPS (Jun 2026): ₹2.68
Borrowings (Mar 2026): ₹331 Cr

Company filings, standalone accounts; latest reported quarter Jun 2026

Mangal Credit and Fincorp quarterly results

₹ crore unless stated; each column is a quarter.

Mangal Credit and Fincorp Quarterly results
	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	7.58	8.65	9.41	11.83	11.62	12.65	13.32	14.42	15.77	18.25	21.23	22.10
Interest	2.23	2.35	2.76	3.89	4.40	4.77	5.38	6.43	6.96	8.57	9.45	10.03
Net interest income	5.35	6.30	6.65	7.94	7.22	7.88	7.94	7.99	8.81	9.68	11.78	12.07
Expenses	1.64	2.24	2.96	2.41	2.65	2.85	3.46	3.64	4.32	4.11	3.96	3.97
Financing Profit	3.74	4.10	3.72	5.59	4.62	5.07	4.54	4.41	4.55	5.65	7.91	8.17
Financing Margin %	49.1%	47.1%	39.3%	46.9%	39.5%	39.9%	33.8%	30.4%	28.7%	30.8%	37.0%	36.8%
Other Income	0.02	0.00	0.00	0.00	0.00	0.00	−0.34	0.00	0.04	0.04	0.02	0.00
Depreciation	0.16	0.17	0.20	0.24	0.27	0.31	0.37	0.30	0.43	0.45	0.46	0.48
Profit before tax	3.56	3.90	3.49	5.31	4.32	4.73	3.81	4.08	4.12	5.20	7.42	7.66
Tax %	26.3%	26.9%	26.0%	29.5%	25.4%	26.6%	31.4%	26.4%	27.6%	26.7%	26.2%	25.8%
Net Profit	2.64	2.87	2.60	3.76	3.23	3.49	2.63	3.01	2.99	3.85	5.50	5.71
EPS (Rs)	1.35	1.47	1.31	1.91	1.64	1.77	1.33	1.52	1.40	1.80	2.59	2.68
Gross NPA %	—	—	—	—	—	—	—	—	1.3%	1.3%	—	—
Net NPA %	—	—	—	—	—	—	—	—	0.7%	0.8%	—	—
Provision coverage (approx., excl. write-offs) %	—	—	—	—	—	—	—	—	45.7%	42.8%	—	—

Mangal Credit and Fincorp profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Mangal Credit and Fincorp Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	7.97	8.97	9.98	9.97	15.96	10.96	14.96	20.93	32.92	49.83	69.77	77.35
Interest	4.01	1.01	2.01	1.01	0.00	1.01	2.01	5.01	10.02	18.01	32.04	35.01
Net interest income	3.96	7.96	7.97	8.96	15.96	9.95	12.95	15.92	22.90	31.82	37.73	42.34
Expenses	3.99	2.99	0.99	1.99	1.99	1.99	3.99	5.98	8.97	10.97	15.95	16.36
Financing Profit	−1.01	4.01	6.02	8.02	14.04	8.02	9.02	11.03	15.03	20.05	22.07	26.28
Financing Margin %	−9.0%	51.0%	66.0%	76.0%	84.0%	74.0%	61.0%	53.0%	45.0%	40.0%	32.0%	34.0%
Other Income	3.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.10
Depreciation	0.99	0.00	0.00	0.00	0.00	0.00	0.00	0.99	0.99	0.99	1.99	1.82
Profit before tax	0.99	3.99	5.99	7.99	13.98	7.99	8.99	10.99	13.99	17.99	20.98	24.40
Tax %	19.0%	34.0%	27.0%	24.0%	21.0%	30.0%	30.0%	27.0%	26.0%	28.0%	27.0%	—
Exceptional items	0.61	0.00	0.00	0.02	0.00	0.00	0.00	0.00	0.00	−0.25	0.00	0.00
Net Profit	1.01	3.01	5.02	6.02	11.05	6.03	6.02	8.03	11.05	13.05	15.06	18.05
EPS (Rs)	0.68	1.68	2.36	3.10	5.55	2.95	3.14	4.09	5.37	6.66	7.23	8.47
Dividend payout %	0.0%	14.9%	21.0%	16.0%	8.9%	16.9%	15.9%	11.9%	10.9%	11.0%	10.0%	—

Mangal Credit and Fincorp balance sheet

₹ crore, at each year end.

Mangal Credit and Fincorp Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	1.00	16.00	15.97	18.98	18.98	18.96	18.98	18.98	18.98	20.00	20.00	21.01
Reserves	30.02	48.00	50.95	60.95	65.94	75.88	79.96	86.92	92.93	108	121	152
Borrowings	45.93	2.99	17.95	7.98	1.99	5.98	13.97	28.92	86.74	138	200	331
Other Liabilities	12.94	10.94	3.99	1.98	1.99	2.99	1.98	1.99	3.99	7.97	7.96	11.94
Total Liabilities	90.89	76.93	88.86	89.89	88.90	104	116	138	203	274	349	516
Fixed Assets	0.99	1.01	1.99	1.01	1.99	1.01	14.01	15.01	15.01	15.01	15.01	17.99
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	26.04	16.03	15.02	32.02	26.04	15.01	15.02	17.01	16.03	14.03	14.01	20.03
Other Assets	62.86	59.89	71.85	56.86	60.87	86.79	85.86	106	173	244	320	478
Cash & equivalents	4.01	1.01	2.01	0.00	1.01	1.99	0.00	2.01	12.01	15.99	26.01	52.01
Total Assets	90.89	76.93	88.86	89.89	88.90	104	116	138	203	274	349	516

Mangal Credit and Fincorp cash flow

₹ crore, for each year.

Mangal Credit and Fincorp Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	48.14	0.00	−8.03	15.06	2.01	−9.03	−5.02	−11.05	−46.13	−54.20	−49.14	−114
Cash from investing activity	36.03	10.02	0.00	−15.01	6.01	7.01	−1.01	0.00	0.00	−7.01	−5.01	−10.02
Cash from financing activity	−80.80	−11.96	7.99	−0.99	−7.98	2.99	4.99	11.98	55.83	55.88	59.85	139
Net cash flow	3.01	−3.01	0.00	−1.01	0.00	1.01	−1.01	1.01	10.03	−5.01	6.02	15.04
Capex	0.01	0.12	0.02	0.05	0.03	0.15	0.07	0.08	0.31	0.41	0.80	1.11
Free cash flow	48.03	−1.01	−8.01	15.02	2.01	−10.01	−5.01	−11.02	−46.06	−54.08	−50.07	−115
CFO / OP %	498.0%	189.9%	−133.0%	192.0%	41.0%	−52.0%	−27.0%	−84.1%	−276.0%	−208.0%	−119.0%	−199.1%

Mangal Credit and Fincorp ratios

Working-capital days and returns, by year.

Mangal Credit and Fincorp Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	1.0%	1.0%	4.0%	6.0%	7.0%	12.1%	6.0%	6.0%	7.1%	9.1%	10.0%	10.0%

Mangal Credit and Fincorp: frequently asked questions

What are the latest quarterly results of Mangal Credit and Fincorp?

For the Jun 2026 quarter, Mangal Credit and Fincorp reported revenue of ₹22.10 Cr, up 53.3% year on year and net profit of ₹5.71 Cr, up 89.7% year on year.

What is the annual revenue of Mangal Credit and Fincorp?

Mangal Credit and Fincorp's revenue for the year to Mar 2026 were ₹69.77 Cr; over the last twelve months they were ₹77.35 Cr.

What is the net profit of Mangal Credit and Fincorp?

Net profit for the year to Mar 2026 was ₹15.06 Cr, and ₹18.05 Cr over the last twelve months. Earnings per share over the same trailing period were ₹8.47.

What is the free cash flow of Mangal Credit and Fincorp?

Cash from operations was −₹114 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹115 Cr.

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