Muthoot Finance quarterly results and financials

Muthoot Finance (MUTHOOTFIN)₹2,918+2.19%(9 Nov 2026 close)Non Banking Financial Company (NBFC)

Key facts

In the Jun 2026 quarter (consolidated), Muthoot Finance reported revenue of ₹8,679 Cr, up 34.4% from Jun 2025, and net profit of ₹2,831 Cr, up 43.1% year on year. For the year to Mar 2026, revenue were ₹31,223 Cr and net profit ₹10,625 Cr.

Revenue (Jun 2026): ₹8,679 Cr
Net profit (Jun 2026): ₹2,831 Cr
Revenue (FY Mar 2026): ₹31,223 Cr
Net profit (FY Mar 2026): ₹10,625 Cr
EPS (Jun 2026): ₹69.50
Borrowings (Mar 2026): ₹1.52 L Cr

Company filings, consolidated accounts; latest reported quarter Jun 2026

Muthoot Finance quarterly results

₹ crore unless stated; each column is a quarter.

Muthoot Finance Quarterly results
	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	3,608	3,820	4,170	4,474	4,936	5,192	5,624	6,458	7,282	8,195	9,293	8,679
Interest	1,330	1,407	1,443	1,590	1,802	1,894	2,106	2,347	2,565	2,908	3,145	3,446
Net interest income	2,278	2,413	2,727	2,884	3,133	3,297	3,518	4,111	4,717	5,287	6,149	5,233
Expenses	802	868	1,116	1,221	1,318	1,400	1,543	1,416	1,474	1,420	1,522	1,403
Financing Profit	1,461	1,531	1,591	1,645	1,792	1,877	1,954	2,664	3,219	3,827	4,587	3,789
Financing Margin %	41.0%	40.0%	38.0%	37.0%	36.0%	36.0%	35.1%	41.0%	44.0%	47.0%	50.0%	44.0%
Other Income	26.09	23.06	16.05	19.06	29.09	32.09	6.02	16.05	50.18	20.05	3.01	23.09
Depreciation	22.06	24.07	27.07	26.07	25.07	31.07	35.11	35.10	38.09	40.10	24.06	31.08
Profit before tax	1,470	1,534	1,585	1,645	1,801	1,887	1,932	2,655	3,244	3,822	4,586	3,798
Tax %	25.9%	24.9%	24.9%	26.9%	26.9%	25.9%	24.9%	25.9%	26.0%	25.9%	25.9%	26.0%
Net Profit	1,098	1,148	1,185	1,199	1,324	1,396	1,447	1,979	2,417	2,829	3,403	2,831
EPS (Rs)	26.28	27.38	28.27	28.87	31.58	34.49	36.66	50.05	60.12	69.55	83.15	69.50
Gross NPA %	4.0%	3.6%	3.3%	4.0%	4.3%	4.2%	3.4%	2.6%	2.3%	1.6%	2.4%	—
Net NPA %	3.6%	3.2%	2.9%	3.5%	3.7%	3.5%	2.8%	2.1%	1.9%	1.3%	2.0%	—
Provision coverage (approx., excl. write-offs) %	10.5%	10.8%	11.6%	12.6%	14.4%	16.8%	18.2%	18.6%	17.3%	17.7%	13.2%	—

Muthoot Finance profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Muthoot Finance Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	4,936	5,936	6,722	7,600	9,682	11,545	12,196	11,911	15,083	20,222	31,223	33,450
Interest	2,281	2,366	2,127	2,537	3,168	4,095	4,252	4,209	5,435	7,444	11,017	12,064
Net interest income	2,655	3,570	4,595	5,063	6,514	7,450	7,944	7,702	9,648	12,778	20,206	21,386
Expenses	1,262	1,547	1,648	1,740	2,200	2,251	2,481	2,737	3,605	5,400	5,743	5,819
Financing Profit	1,377	2,000	2,917	3,293	4,284	5,143	5,409	4,910	5,969	7,306	14,329	15,423
Financing Margin %	28.0%	34.0%	44.0%	44.0%	44.1%	45.0%	45.0%	41.0%	40.0%	36.1%	46.0%	46.1%
Other Income	5.01	3.01	67.21	6.02	22.06	32.10	52.19	75.23	101	51.13	54.19	96.33
Depreciation	59.17	52.08	52.10	52.14	59.18	67.12	70.16	78.16	92.23	116	137	133
Profit before tax	1,327	1,960	2,939	3,259	4,259	5,127	5,412	4,922	5,996	7,264	14,311	15,450
Tax %	38.0%	37.9%	36.9%	35.0%	25.9%	25.9%	24.9%	24.9%	25.9%	25.9%	25.9%	—
Exceptional items	0.00	0.00	0.00	0.00	−1.01	−3.01	0.00	−1.01	0.00	0.00	0.00	—
Net Profit	819	1,203	1,849	2,106	3,176	3,827	4,039	3,676	4,479	5,363	10,625	11,480
EPS (Rs)	20.35	29.90	45.58	51.67	77.92	94.50	99.77	89.61	107.34	132.28	262.90	282.32
Dividend payout %	29.0%	20.1%	22.0%	23.0%	19.0%	21.0%	20.0%	24.0%	22.0%	20.0%	11.0%	—

Muthoot Finance balance sheet

₹ crore, at each year end.

Muthoot Finance Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	398	400	399	400	401	402	402	401	401	402	402	402
Reserves	4,703	5,242	6,158	7,482	9,561	11,463	15,232	18,447	21,331	24,792	29,063	38,862
Borrowings	19,602	18,853	22,174	23,894	30,127	40,934	50,381	54,519	55,772	68,175	99,438	1,51,826
Other Liabilities	2,303	2,932	3,486	1,934	1,683	2,095	2,651	2,960	2,677	3,236	4,105	4,807
Total Liabilities	27,005	27,427	32,217	33,709	41,771	54,895	68,665	76,327	80,182	96,605	1,33,008	1,95,898
Fixed Assets	269	235	256	251	258	314	327	341	385	481	680	720
CWIP	6.97	10.97	9.97	5.98	22.91	28.90	38.89	51.84	66.81	88.64	12.95	10.96
Investments	19.93	48.86	96.68	177	211	628	807	521	545	710	2,395	549
Other Assets	26,710	27,133	31,854	33,275	41,279	53,924	67,494	75,412	79,185	95,326	1,29,919	1,94,618
Inventories	0.00	0.00	0.00	0.00	0.99	0.99	0.99	0.99	0.00	0.00	0.00	0.99
Trade receivables	1,152	1,463	1,272	26.90	21.92	8.97	9.97	6.98	9.97	17.94	11.96	11.96
Cash & equivalents	1,762	717	1,651	750	2,211	6,156	8,052	10,345	8,064	6,290	8,369	12,905
Total Assets	27,005	27,427	32,217	33,709	41,771	54,895	68,665	76,327	80,182	96,605	1,33,008	1,95,898

Muthoot Finance cash flow

₹ crore, for each year.

Muthoot Finance Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	−481	108	−2,192	−1,436	−4,840	−4,990	−7,845	−1,600	−2,813	−13,653	−26,609	−47,576
Cash from investing activity	20.95	−42.85	−176	−126	−162	−384	36.88	409	179	47.85	−1,371	2,455
Cash from financing activity	248	−1,098	3,013	821	6,327	9,153	9,675	3,433	393	11,761	29,908	49,151
Net cash flow	−209	−1,034	662	−732	1,360	3,829	1,931	2,255	−2,224	−1,743	2,136	4,376
Capex	32.92	27.94	54.91	35.93	76.83	91.77	90.76	96.80	141	222	217	153
Free cash flow	−504	80.18	−2,246	−1,470	−4,913	−5,077	−7,927	−1,696	−2,953	−13,854	−26,799	−47,652
CFO / OP %	−4.0%	12.9%	−30.1%	−8.1%	−62.1%	−52.1%	−70.1%	−2.0%	−16.1%	−105.1%	−168.1%	−172.1%

Muthoot Finance ratios

Working-capital days and returns, by year.

Muthoot Finance Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	13.0%	15.0%	20.0%	25.0%	23.0%	29.0%	28.0%	23.0%	18.0%	18.0%	20.0%	31.0%

Muthoot Finance: frequently asked questions

What are the latest quarterly results of Muthoot Finance?

For the Jun 2026 quarter, Muthoot Finance reported revenue of ₹8,679 Cr, up 34.4% year on year and net profit of ₹2,831 Cr, up 43.1% year on year.

What is the annual revenue of Muthoot Finance?

Muthoot Finance's revenue for the year to Mar 2026 were ₹31,223 Cr; over the last twelve months they were ₹33,450 Cr.

What is the net profit of Muthoot Finance?

Net profit for the year to Mar 2026 was ₹10,625 Cr, and ₹11,480 Cr over the last twelve months. Earnings per share over the same trailing period were ₹282.32.

What is the free cash flow of Muthoot Finance?

Cash from operations was −₹47,576 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹47,652 Cr.

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