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Muthoot Microfin (MUTHOOTMF)₹159.73+0.04%Microfinance Institutions
In the Jun 2026 quarter (standalone), Muthoot Microfin reported revenue of ₹671 Cr, up 19.8% from Jun 2025, and net profit of ₹81.17 Cr, up 1,248.3% year on year. For the year to Mar 2026, revenue were ₹2,382 Cr and net profit ₹171 Cr.
Company filings, standalone accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 566 | 579 | 645 | 665 | 664 | 683 | 556 | 560 | 577 | 605 | 634 | 671 |
| Interest | 222 | 233 | 232 | 235 | 238 | 238 | 223 | 211 | 212 | 223 | 233 | 248 |
| Net interest income | 344 | 346 | 413 | 430 | 426 | 445 | 333 | 350 | 366 | 382 | 401 | 423 |
| Expenses | 188 | 207 | 226 | 272 | 333 | 426 | 841 | 332 | 317 | 303 | 299 | 305 |
| Financing Profit | 153 | 137 | 185 | 156 | 90.89 | 14.98 | −511 | 15.96 | 46.88 | 76.89 | 101 | 116 |
| Financing Margin % | 27.0% | 24.0% | 29.0% | 24.0% | 14.0% | 2.0% | −92.0% | 3.0% | 8.0% | 13.0% | 16.0% | 17.0% |
| Other Income | 1.99 | 1.99 | 1.99 | 0.00 | 0.99 | 0.99 | 0.99 | 0.00 | 0.99 | 3.01 | 7.01 | 1.99 |
| Depreciation | 8.97 | 8.97 | 9.97 | 9.97 | 10.96 | 10.95 | 10.95 | 10.97 | 10.96 | 9.96 | 10.96 | 10.95 |
| Profit before tax | 147 | 130 | 177 | 147 | 80.77 | 4.99 | −521 | 5.98 | 36.87 | 68.80 | 96.72 | 107 |
| Tax % | 25.0% | 4.0% | 32.1% | 23.0% | 24.0% | 25.0% | −22.9% | −7.0% | 18.0% | 10.0% | 27.0% | 24.0% |
| Net Profit | 110 | 125 | 120 | 113 | 62.12 | 4.01 | −402 | 6.02 | 31.10 | 62.21 | 71.23 | 81.17 |
| EPS (Rs) | 9.39 | 7.32 | 7.03 | 6.65 | 3.62 | 0.23 | −23.55 | 0.37 | 1.80 | 3.67 | 4.18 | 4.78 |
| Gross NPA % | — | — | — | — | — | 3.0% | 4.8% | 4.9% | 4.6% | 4.4% | 3.9% | — |
| Net NPA % | — | — | — | — | — | 0.3% | 1.3% | 1.6% | 1.4% | 1.3% | 1.1% | — |
| Provision coverage (approx., excl. write-offs) % | — | — | — | — | — | 88.8% | 72.3% | 67.4% | 69.4% | 69.6% | 70.7% | — |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 749 | 863 | 686 | 836 | 1,432 | 2,257 | 2,568 | 2,382 | 2,487 |
| Interest | 235 | 292 | 300 | 341 | 551 | 869 | 934 | 877 | 915 |
| Net interest income | 515 | 570 | 386 | 494 | 881 | 1,387 | 1,634 | 1,505 | 1,572 |
| Expenses | 242 | 541 | 368 | 416 | 656 | 770 | 1,872 | 1,250 | 1,224 |
| Financing Profit | 270 | 26.93 | 15.96 | 74.81 | 222 | 610 | −248 | 247 | 340 |
| Financing Margin % | 36.0% | 3.0% | 2.0% | 9.0% | 16.0% | 27.0% | −10.0% | 10.0% | 13.7% |
| Other Income | 1.99 | 5.99 | 11.99 | 9.99 | 16.98 | 5.99 | 1.99 | 5.01 | 13.00 |
| Depreciation | 2.99 | 13.95 | 18.93 | 20.93 | 26.92 | 34.90 | 42.82 | 42.82 | 42.83 |
| Profit before tax | 270 | 19.94 | 8.97 | 64.78 | 212 | 581 | −288 | 208 | 309 |
| Tax % | 26.1% | 8.0% | 22.1% | 27.0% | 23.0% | 23.1% | −22.9% | 18.0% | — |
| Net Profit | 202 | 18.06 | 7.02 | 47.13 | 164 | 451 | −224 | 171 | 246 |
| EPS (Rs) | 17.64 | 1.60 | 0.63 | 4.16 | 14.04 | 26.39 | −13.06 | 10.00 | 14.43 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 114 | 114 | 114 | 114 | 117 | 166 | 168 | 168 |
| Reserves | 771 | 793 | 776 | 1,201 | 1,484 | 2,631 | 2,464 | 2,686 |
| Borrowings | 2,447 | 2,993 | 3,090 | 4,097 | 6,631 | 8,567 | 8,086 | 9,691 |
| Other Liabilities | 192 | 186 | 199 | 166 | 279 | 196 | 122 | 122 |
| Total Liabilities | 3,524 | 4,087 | 4,178 | 5,579 | 8,510 | 11,560 | 10,840 | 12,668 |
| Fixed Assets | 20.98 | 109 | 110 | 121 | 172 | 215 | 223 | 199 |
| CWIP | 1.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 63.06 | 47.05 | 354 | 406 |
| Other Assets | 3,503 | 3,978 | 4,069 | 5,458 | 8,276 | 11,299 | 10,263 | 12,063 |
| Trade receivables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 14.99 | 21.98 | 24.98 |
| Cash & equivalents | 782 | 1,363 | 746 | 1,002 | 1,152 | 1,579 | 1,172 | 1,143 |
| Total Assets | 3,524 | 4,087 | 4,178 | 5,579 | 8,510 | 11,560 | 10,840 | 12,668 |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −602 | 114 | −704 | −1,082 | −2,330 | −1,271 | 1,381 | −580 |
| Cash from investing activity | −6.01 | −66.19 | −38.10 | −74.18 | −180 | −226 | −128 | −41.08 |
| Cash from financing activity | 708 | 463 | 80.12 | 1,345 | 2,569 | 1,674 | −1,488 | 627 |
| Net cash flow | 98.72 | 510 | −660 | 187 | 53.92 | 174 | −230 | 3.99 |
| Capex | 10.96 | 22.92 | 7.97 | 10.95 | 27.87 | 27.88 | 20.90 | 10.95 |
| Free cash flow | −612 | 90.83 | −711 | −1,093 | −2,358 | −1,297 | 1,359 | −590 |
| CFO / OP % | −105.0% | 49.0% | −222.0% | −248.1% | −298.1% | −78.0% | 219.0% | −52.0% |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| ROE % | 22.9% | 2.0% | 1.0% | 4.0% | 11.0% | 20.0% | −8.0% | 6.0% |
For the Jun 2026 quarter, Muthoot Microfin reported revenue of ₹671 Cr, up 19.8% year on year and net profit of ₹81.17 Cr, up 1,248.3% year on year.
Muthoot Microfin's revenue for the year to Mar 2026 were ₹2,382 Cr; over the last twelve months they were ₹2,487 Cr.
Net profit for the year to Mar 2026 was ₹171 Cr, and ₹246 Cr over the last twelve months. Earnings per share over the same trailing period were ₹14.43.
Cash from operations was −₹580 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹590 Cr.