The New India Assurance Company (NIACL)₹158.57−0.42%General Insurance
In the Sep 2026 quarter (consolidated), The New India Assurance Company reported revenue of ₹13,763 Cr, up 2.0% from Sep 2025, and net profit of −₹1,244 Cr, down 2,370.8% year on year. For the year to Mar 2026, revenue were ₹49,946 Cr and net profit ₹1,411 Cr.
Company filings, consolidated accounts; latest reported quarter Sep 2026
| Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11,418 | 11,729 | 10,453 | 10,829 | 10,744 | 11,705 | 11,766 | 13,493 | 12,116 | 12,592 | 11,953 | 13,763 |
| Expenses | 10,543 | 11,300 | 10,181 | 10,690 | 10,650 | 11,278 | 11,572 | 13,361 | 11,909 | 12,577 | 12,147 | 15,049 |
| Operating Profit | 867 | 435 | 270 | 140 | 98.18 | 427 | 189 | 131 | 206 | 19.02 | −205 | −1,273 |
| OPM % | 8.0% | 3.7% | 2.6% | 1.3% | 0.9% | 3.6% | 1.6% | 1.0% | 1.7% | 0.1% | −1.7% | −9.1% |
| Other Income | 0.00 | 36.11 | 2.01 | 1.01 | 9.02 | 77.25 | 203 | −108 | 167 | 428 | 27.07 | 64.20 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 867 | 470 | 272 | 141 | 107 | 502 | 391 | 23.03 | 372 | 446 | −179 | −1,207 |
| Tax % | 18.0% | 34.0% | 14.0% | 48.0% | −221.0% | 36.0% | 0.0% | 14.0% | −1.0% | −26.0% | 37.0% | 4.0% |
| Net Profit | 719 | 312 | 242 | 90.67 | 348 | 355 | 401 | 54.77 | 379 | 577 | −238 | −1,244 |
| EPS (Rs) | 4.37 | 1.88 | 1.44 | 0.53 | 2.11 | 2.17 | 2.42 | 0.32 | 2.30 | 3.50 | −1.46 | −7.57 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 15,272 | 20,323 | 19,887 | 27,761 | 28,459 | 33,183 | 35,979 | 41,192 | 43,445 | 43,693 | 49,946 | 50,423 |
| Expenses | 18,273 | 20,771 | 24,682 | 28,059 | 29,535 | 31,032 | 35,767 | 39,878 | 42,194 | 42,699 | 49,535 | 51,682 |
| Operating Profit | −2,986 | −459 | −4,798 | −284 | −1,065 | 2,139 | 177 | 1,281 | 1,270 | 991 | 426 | −1,253 |
| OPM % | −20.1% | −2.3% | −24.1% | −1.0% | −3.8% | 6.0% | 0.5% | 3.1% | 2.9% | 2.3% | 0.9% | −2.5% |
| Other Income | 4,076 | 1,709 | 7,626 | 1,052 | 2,826 | 27.06 | 87.30 | 60.20 | 204 | 84.28 | 890 | 686 |
| Interest | 3.99 | 5.99 | 11.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 33.88 | 46.81 | 73.80 | 89.65 | 92.69 | 103 | 86.66 | 81.69 | 58.77 | 50.85 | 80.73 | 0.00 |
| Profit before tax | 1,047 | 1,196 | 2,724 | 677 | 1,661 | 2,061 | 178 | 1,258 | 1,412 | 1,023 | 1,234 | −567 |
| Tax % | 11.0% | 14.0% | 20.0% | 11.0% | 13.0% | 21.0% | 0.0% | 16.0% | 23.0% | 5.0% | −10.0% | — |
| Exceptional items | 1,264 | 549 | 1,865 | 938 | −2.01 | −2.01 | −7.02 | 1,298 | −4.02 | −8.03 | −4.02 | — |
| Net Profit | 956 | 1,047 | 2,183 | 608 | 1,443 | 1,638 | 197 | 1,046 | 1,116 | 1,035 | 1,411 | −526 |
| EPS (Rs) | 6.00 | 6.53 | 13.26 | 3.66 | 8.73 | 9.92 | 1.17 | 6.35 | 6.76 | 6.28 | 8.56 | −3.23 |
| Dividend payout % | 26.0% | 30.0% | 33.0% | 41.0% | 0.0% | 0.0% | 25.0% | 5.0% | 30.0% | 29.0% | 18.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 200 | 200 | 200 | 413 | 825 | 826 | 826 | 826 | 825 | 826 | 825 | 826 |
| Reserves | 20,003 | 19,391 | 20,430 | 24,169 | 23,238 | 20,676 | 24,664 | 24,918 | 24,989 | 27,413 | 28,108 | 27,631 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 42,747 | 44,835 | 49,574 | 51,186 | 56,536 | 55,810 | 67,004 | 70,769 | 72,401 | 79,222 | 80,913 | 81,847 |
| Total Liabilities | 62,951 | 64,428 | 70,205 | 75,768 | 80,599 | 77,312 | 92,494 | 96,513 | 98,215 | 1,07,461 | 1,09,846 | 1,10,305 |
| Fixed Assets | 303 | 351 | 400 | 562 | 563 | 560 | 549 | 565 | 566 | 473 | 535 | 522 |
| CWIP | 0.00 | 15.04 | 57.20 | 33.14 | 45.19 | 25.10 | 16.05 | 18.06 | 14.05 | 20.07 | 6.02 | 13.04 |
| Investments | 45,329 | 44,952 | 51,923 | 56,027 | 59,830 | 52,058 | 67,021 | 71,303 | 74,320 | 82,060 | 80,987 | 78,097 |
| Other Assets | 17,318 | 19,108 | 17,825 | 19,145 | 20,162 | 24,669 | 24,910 | 24,628 | 23,316 | 24,909 | 28,318 | 31,674 |
| Cash & equivalents | 8,442 | 7,214 | 8,120 | 9,181 | 9,711 | 11,269 | 11,788 | 12,625 | 12,406 | 14,325 | 17,719 | 19,285 |
| Total Assets | 62,951 | 64,428 | 70,205 | 75,768 | 80,599 | 77,312 | 92,494 | 96,513 | 98,215 | 1,07,461 | 1,09,846 | 1,10,305 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | 846 | −1,603 | −124 | 425 | −1,333 | −965 | 776 | −4,044 | −5,851 | −4,663 | −3,385 | −4,526 |
| Cash from investing activity | −1,341 | 739 | 1,338 | −493 | 2,331 | 2,821 | −333 | 4,892 | 5,690 | 7,194 | 3,281 | 2,044 |
| Cash from financing activity | −208 | −366 | −307 | 1,126 | −476 | −300 | 77.09 | −6.01 | −65.09 | −326 | −343 | −297 |
| Net cash flow | −707 | −1,233 | 913 | 1,060 | 528 | 1,563 | 522 | 844 | −220 | 2,212 | −449 | −2,787 |
| Capex | 63.79 | 96.71 | 191 | 256 | 122 | 99.68 | 98.63 | 117 | 97.64 | 69.71 | 116 | 79.74 |
| Free cash flow | 799 | −1,690 | −278 | 209 | −1,441 | −1,037 | 731 | −4,165 | −5,952 | −4,739 | −3,508 | −4,616 |
| CFO / OP % | −23.0% | 54.1% | 27.1% | −9.0% | 310.1% | 66.1% | 57.1% | −2,381.0% | −429.9% | −340.9% | −313.9% | −1,091.9% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash conversion cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working capital days | −550 | −534 | −448 | −507 | −422 | −487 | −472 | −470 | −437 | −440 | −467 | −442 |
| ROCE % | 1.0% | −2.0% | 3.0% | 2.0% | −1.0% | 7.0% | 9.1% | 1.0% | −2.0% | 5.0% | 4.0% | 4.0% |
For the Sep 2026 quarter, The New India Assurance Company reported revenue of ₹13,763 Cr, up 2.0% year on year and net profit of −₹1,244 Cr, down 2,370.8% year on year. The operating margin was −9.1%.
The New India Assurance Company's revenue for the year to Mar 2026 were ₹49,946 Cr; over the last twelve months they were ₹50,423 Cr.
Net profit for the year to Mar 2026 was ₹1,411 Cr, and −₹526 Cr over the last twelve months. Earnings per share over the same trailing period were ₹−3.23.
The New India Assurance Company reported borrowings of ₹0 Cr at Mar 2026, against cash and equivalents of ₹19,285 Cr.
Cash from operations was −₹4,526 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹4,616 Cr.