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Optimus Finance (OPTIFIN)₹15.96−3.33%Non Banking Financial Company (NBFC)
In the Jun 2026 quarter (consolidated), Optimus Finance reported revenue of ₹60.06 Cr, up 51.3% from Jun 2025, and net profit of ₹2.19 Cr, down 10.2% year on year. For the year to Mar 2026, revenue were ₹185 Cr and net profit ₹10.01 Cr.
Company filings, consolidated accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 24.91 | 26.06 | 37.14 | 39.54 | 35.95 | 37.18 | 45.11 | 39.70 | 45.97 | 43.60 | 56.12 | 60.06 |
| Interest | 0.49 | 0.48 | 0.82 | 0.59 | 0.88 | 0.85 | 0.87 | 0.93 | 0.98 | 0.97 | 1.04 | 1.53 |
| Net interest income | 24.42 | 25.58 | 36.32 | 38.95 | 35.07 | 36.33 | 44.24 | 38.77 | 44.99 | 42.63 | 55.08 | 58.53 |
| Expenses | 22.91 | 22.41 | 36.69 | 36.29 | 32.53 | 33.28 | 42.23 | 35.94 | 42.44 | 40.39 | 53.15 | 55.58 |
| Financing Profit | 1.61 | 3.24 | −0.27 | 2.84 | 2.68 | 3.16 | 2.14 | 2.94 | 2.73 | 2.37 | 2.13 | 3.15 |
| Financing Margin % | 6.4% | 12.4% | −0.7% | 7.2% | 7.4% | 8.5% | 4.8% | 7.4% | 5.9% | 5.4% | 3.8% | 5.2% |
| Other Income | 0.13 | 0.22 | 3.77 | 0.21 | 0.52 | 0.72 | 0.44 | 0.14 | 1.24 | 0.58 | 1.77 | 0.08 |
| Depreciation | 0.31 | 0.35 | 0.35 | 0.40 | 0.40 | 0.44 | 0.41 | 0.47 | 0.52 | 0.53 | 0.67 | 0.63 |
| Profit before tax | 1.43 | 3.11 | 3.17 | 2.65 | 2.80 | 3.44 | 2.17 | 2.61 | 3.45 | 2.42 | 3.23 | 2.60 |
| Tax % | 11.9% | 13.5% | 11.0% | 13.6% | 17.5% | 13.9% | 4.6% | 6.9% | 15.4% | 13.7% | 27.0% | 15.8% |
| Net Profit | 1.26 | 2.69 | 2.83 | 2.30 | 2.31 | 2.97 | 2.08 | 2.44 | 2.92 | 2.10 | 2.35 | 2.19 |
| EPS (Rs) | 0.11 | 0.22 | 0.23 | 0.21 | 0.18 | 0.25 | 0.17 | 0.20 | 0.22 | 0.18 | 0.18 | 0.17 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.99 | 14.94 | 35.86 | 60.81 | 32.90 | 53.85 | 70.80 | 101 | 111 | 159 | 185 | 206 |
| Interest | 0.00 | 0.00 | 1.01 | 1.01 | 1.01 | 1.01 | 1.01 | 2.01 | 2.01 | 3.01 | 4.01 | 4.52 |
| Net interest income | 1.99 | 14.94 | 34.85 | 59.80 | 31.89 | 52.84 | 69.79 | 98.61 | 109 | 156 | 181 | 201 |
| Expenses | 3.01 | 12.99 | 33.98 | 56.01 | 27.99 | 47.02 | 63.97 | 91.04 | 102 | 144 | 172 | 192 |
| Financing Profit | 0.00 | 1.01 | 2.01 | 4.01 | 3.01 | 5.01 | 6.02 | 9.03 | 8.03 | 12.05 | 10.03 | 10.38 |
| Financing Margin % | −13.0% | 6.0% | 5.0% | 6.0% | 9.1% | 10.1% | 8.1% | 8.0% | 7.0% | 7.1% | 5.0% | 5.0% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.99 | 0.99 | 0.00 | 0.99 | 0.99 | 2.99 | 0.99 | 3.98 | 3.67 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | 0.99 | 0.99 | 0.99 | 1.99 | 1.99 | 2.35 |
| Profit before tax | 0.00 | 1.01 | 2.01 | 4.01 | 3.01 | 4.01 | 5.01 | 8.01 | 9.02 | 11.03 | 12.02 | 11.70 |
| Tax % | 19.0% | 17.0% | 10.0% | 11.0% | 13.0% | 11.0% | 9.0% | 8.0% | 10.0% | 13.0% | 16.0% | — |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.06 | −0.03 | 0.06 | 0.18 | 0.00 | — |
| Net Profit | 0.00 | 1.01 | 2.01 | 2.01 | 3.01 | 4.01 | 5.01 | 7.01 | 8.01 | 10.01 | 10.01 | 9.56 |
| EPS (Rs) | −0.09 | 0.13 | 0.17 | 0.30 | 0.28 | 0.37 | 0.46 | 0.60 | 0.69 | 0.79 | 0.77 | 0.75 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.00 | 4.00 | 6.02 | 6.02 | 6.01 | 6.01 | 6.01 | 6.01 | 7.01 | 7.02 | 7.01 | 7.02 |
| Reserves | −1.00 | −1.00 | 4.01 | 6.00 | 7.99 | 9.97 | 10.97 | 13.97 | 22.94 | 31.02 | 49.92 | 59.01 |
| Borrowings | 1.00 | 1.00 | 4.02 | 6.02 | 8.02 | 8.03 | 8.02 | 8.03 | 6.02 | 15.06 | 23.07 | 39.14 |
| Other Liabilities | 0.01 | 0.01 | 4.02 | 8.04 | 11.06 | 25.04 | 26.10 | 31.11 | 48.21 | 40.19 | 68.33 | 89.42 |
| Total Liabilities | 4.01 | 3.01 | 18.07 | 26.08 | 32.08 | 48.05 | 51.10 | 58.12 | 84.18 | 94.29 | 148 | 195 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 2.99 | 2.99 | 11.95 | 10.96 | 9.97 | 9.96 | 9.96 | 9.96 | 17.93 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.01 | 1.01 | 1.01 | 5.01 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 2.01 | 2.01 | 2.01 | 1.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 4.01 | 3.01 | 17.07 | 21.08 | 26.08 | 34.09 | 38.13 | 48.14 | 74.21 | 82.32 | 133 | 177 |
| Inventories | 0.00 | 0.99 | 2.99 | 0.99 | 0.00 | 5.99 | 5.99 | 4.99 | 6.99 | 5.99 | 11.99 | 11.98 |
| Trade receivables | 0.00 | 0.00 | 1.99 | 2.99 | 4.98 | 12.94 | 13.94 | 23.91 | 42.82 | 43.81 | 77.69 | 122 |
| Cash & equivalents | 2.01 | 1.01 | 4.01 | 1.01 | 2.01 | 1.01 | 1.01 | 1.01 | 2.01 | 2.01 | 13.06 | 8.03 |
| Total Assets | 4.01 | 3.01 | 18.07 | 26.08 | 32.08 | 48.05 | 51.10 | 58.12 | 84.18 | 94.29 | 148 | 195 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −6.02 | −1.01 | −7.03 | −4.01 | 2.01 | −5.02 | 3.01 | 0.00 | −1.01 | −9.04 | −10.03 | −17.07 |
| Cash from investing activity | 6.99 | −0.99 | −0.99 | −2.99 | −2.99 | −1.99 | −1.99 | 2.01 | −1.99 | 0.00 | −5.99 | −4.01 |
| Cash from financing activity | 0.00 | 1.01 | 12.02 | 4.01 | 1.01 | 7.01 | −1.01 | −2.01 | 4.01 | 7.01 | 26.04 | 12.02 |
| Net cash flow | 1.01 | −1.01 | 4.01 | −3.01 | 0.00 | 0.00 | 0.00 | 0.00 | 1.01 | −2.01 | 10.03 | −9.03 |
| Capex | 0.00 | 0.00 | 1.77 | 1.16 | 0.00 | 10.06 | 0.64 | 0.66 | 1.41 | 1.94 | 5.60 | 3.87 |
| Free cash flow | 0.99 | −0.99 | −8.99 | −4.99 | 1.99 | −14.98 | 2.99 | −0.99 | −1.99 | −9.98 | −14.99 | −20.96 |
| CFO / OP % | −19,000.0% | 457.0% | −560.0% | −161.0% | 54.0% | −110.0% | 55.1% | 1.0% | 0.0% | −82.0% | −60.0% | −113.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | −28.0% | −14.0% | 13.0% | 9.0% | 13.0% | 11.0% | 13.0% | 15.0% | 18.0% | 15.0% | 12.0% | 9.0% |
For the Jun 2026 quarter, Optimus Finance reported revenue of ₹60.06 Cr, up 51.3% year on year and net profit of ₹2.19 Cr, down 10.2% year on year.
Optimus Finance's revenue for the year to Mar 2026 were ₹185 Cr; over the last twelve months they were ₹206 Cr.
Net profit for the year to Mar 2026 was ₹10.01 Cr, and ₹9.56 Cr over the last twelve months. Earnings per share over the same trailing period were ₹0.75.
Cash from operations was −₹17.07 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹20.96 Cr.