Paisalo Digital quarterly results and financials

Paisalo Digital (PAISALO)₹76.94+0.48%(9 Nov 2026 close)Non Banking Financial Company (NBFC)

Key facts

In the Sep 2026 quarter (consolidated), Paisalo Digital reported revenue of ₹277 Cr, up 23.6% from Sep 2025, and net profit of ₹66.02 Cr, up 26.8% year on year. For the year to Mar 2026, revenue were ₹931 Cr and net profit ₹237 Cr.

Revenue (Sep 2026): ₹277 Cr
Net profit (Sep 2026): ₹66.02 Cr
Revenue (FY Mar 2026): ₹931 Cr
Net profit (FY Mar 2026): ₹237 Cr
EPS (Sep 2026): ₹0.71
Borrowings (Mar 2026): ₹4,346 Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

Paisalo Digital quarterly results

₹ crore unless stated; each column is a quarter.

Paisalo Digital Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	183	195	187	187	204	194	219	224	240	261	260	277
Interest	63.76	85.77	82.76	76.78	81.76	85.76	93.71	97.66	94.74	87.71	116	130
Net interest income	119	109	104	110	122	108	125	126	145	173	145	147
Expenses	41.84	58.76	46.84	41.86	37.87	42.86	58.77	54.74	52.78	71.77	57.76	54.75
Financing Profit	77.11	50.06	57.04	68.04	84.05	65.06	66.02	71.04	93.09	102	87.06	93.02
Financing Margin %	42.0%	26.0%	30.1%	36.1%	41.0%	33.1%	30.1%	32.1%	39.0%	39.1%	33.1%	34.0%
Other Income	0.00	0.00	0.00	0.00	0.00	0.99	0.00	0.00	−0.99	0.00	0.00	0.00
Depreciation	1.01	1.01	1.01	1.01	1.01	2.01	2.01	2.01	3.01	5.01	4.01	5.02
Profit before tax	75.97	49.97	55.96	66.94	81.89	62.94	63.97	68.93	88.96	96.92	81.95	86.94
Tax %	26.0%	26.0%	26.0%	26.0%	24.0%	27.0%	26.0%	25.0%	25.0%	26.0%	25.0%	25.0%
Exceptional items	0.00	0.00	0.00	0.00	0.00	0.99	0.00	0.00	−0.99	0.00	0.00	0.00
Net Profit	56.02	37.03	41.02	50.06	62.10	46.05	47.03	52.06	66.06	72.07	61.10	66.02
EPS (Rs)	0.62	0.40	0.45	0.55	0.69	0.50	0.51	0.56	0.72	0.78	0.66	0.71
Gross NPA %	0.2%	0.2%	0.2%	0.9%	1.1%	1.0%	0.9%	0.8%	0.8%	0.7%	0.7%	—
Net NPA %	0.0%	0.0%	0.0%	0.6%	0.8%	0.8%	0.7%	0.7%	0.7%	0.6%	0.5%	—
Provision coverage (approx., excl. write-offs) %	91.3%	90.5%	90.5%	29.1%	23.8%	23.2%	20.0%	19.8%	19.8%	20.3%	30.4%	—

Paisalo Digital profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Paisalo Digital Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	204	264	302	361	375	346	392	471	656	764	931	1,038
Interest	66.74	93.65	118	148	157	162	183	208	269	327	373	428
Net interest income	137	171	184	212	219	184	209	263	387	437	559	611
Expenses	60.79	84.67	92.69	122	139	103	96.54	128	141	162	221	237
Financing Profit	76.11	85.10	92.16	90.07	78.04	81.14	110	134	244	273	334	375
Financing Margin %	37.1%	32.0%	30.0%	25.1%	21.1%	23.0%	28.1%	28.1%	37.0%	36.1%	36.1%	36.2%
Other Income	−0.99	0.00	0.00	0.00	0.00	0.00	0.00	−3.99	0.99	0.99	−3.99	−0.99
Depreciation	5.02	6.02	6.02	5.01	4.01	4.01	3.01	3.01	3.01	5.01	12.03	17.05
Profit before tax	69.89	78.92	85.90	84.88	73.98	77.95	107	126	241	268	318	355
Tax %	35.0%	34.0%	33.0%	34.0%	27.0%	25.0%	26.0%	26.0%	26.0%	25.0%	26.0%	—
Exceptional items	−0.99	0.00	0.00	0.00	0.00	0.00	0.00	−2.99	0.00	0.99	−2.99	−0.99
Net Profit	45.04	52.05	58.09	56.09	54.07	58.10	79.04	94.03	179	200	237	265
EPS (Rs)	0.55	0.63	0.70	0.69	0.63	0.68	0.89	1.03	1.98	2.21	2.60	2.87
Dividend payout %	8.9%	8.0%	7.0%	7.0%	8.0%	7.0%	6.0%	5.0%	5.0%	5.0%	4.0%	—

Paisalo Digital balance sheet

₹ crore, at each year end.

Paisalo Digital Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	40.83	40.85	40.84	40.82	40.86	41.84	41.82	43.84	44.81	89.73	89.72	90.63
Reserves	489	480	524	575	626	726	825	981	1,120	1,244	1,451	1,704
Borrowings	412	568	752	1,076	1,154	1,234	1,319	1,672	2,110	2,647	3,550	4,346
Other Liabilities	179	276	288	350	354	245	83.60	57.72	73.64	138	159	146
Total Liabilities	1,120	1,365	1,603	2,040	2,173	2,247	2,268	2,754	3,349	4,119	5,251	6,288
Fixed Assets	2.99	2.99	2.99	6.99	8.98	65.93	63.93	63.87	65.85	65.93	74.85	83.80
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	32.11	27.08	25.09	24.09	24.08	24.08	24.09	26.08	25.09	20.08	20.08	20.07
Other Assets	1,085	1,335	1,575	2,010	2,140	2,157	2,180	2,664	3,257	4,033	5,156	6,184
Inventories	1,014	1,109	1,379	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Trade receivables	0.00	0.00	0.00	14.97	12.97	11.97	31.90	27.92	9.97	11.97	20.95	17.96
Cash & equivalents	15.06	28.11	9.03	11.04	14.06	35.13	48.17	10.03	29.11	15.05	105	150
Total Assets	1,120	1,365	1,603	2,040	2,173	2,247	2,268	2,754	3,349	4,119	5,251	6,288

Paisalo Digital cash flow

₹ crore, for each year.

Paisalo Digital Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	20.97	−73.86	−203	−382	−2.99	34.96	−97.89	−396	−451	−569	−841	−782
Cash from investing activity	20.08	4.01	1.01	4.01	−4.01	0.00	0.00	−3.01	−5.02	3.01	−13.06	−15.06
Cash from financing activity	−36.08	84.17	182	380	9.02	−14.03	111	362	477	554	945	844
Net cash flow	6.02	13.04	−19.05	2.01	3.01	21.05	13.03	−37.09	19.04	−15.05	90.27	45.16
Capex	1.40	0.44	0.51	0.59	3.58	0.31	0.08	1.32	6.28	3.75	12.82	15.26
Free cash flow	19.98	−74.93	−203	−378	−5.99	34.98	−97.90	−398	−457	−573	−854	−798

Paisalo Digital ratios

Working-capital days and returns, by year.

Paisalo Digital Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	8.0%	9.0%	10.0%	10.0%	9.0%	8.0%	7.0%	8.0%	9.0%	14.0%	14.0%	14.0%

Paisalo Digital: frequently asked questions

What are the latest quarterly results of Paisalo Digital?

For the Sep 2026 quarter, Paisalo Digital reported revenue of ₹277 Cr, up 23.6% year on year and net profit of ₹66.02 Cr, up 26.8% year on year.

What is the annual revenue of Paisalo Digital?

Paisalo Digital's revenue for the year to Mar 2026 were ₹931 Cr; over the last twelve months they were ₹1,038 Cr.

What is the net profit of Paisalo Digital?

Net profit for the year to Mar 2026 was ₹237 Cr, and ₹265 Cr over the last twelve months. Earnings per share over the same trailing period were ₹2.87.

What is the free cash flow of Paisalo Digital?

Cash from operations was −₹782 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹798 Cr.

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