PTC India Financial Services quarterly results and financials

PTC India Financial Services (PFS)₹25.59+0.91%(9 Nov 2026 close)Non Banking Financial Company (NBFC)

Key facts

In the Sep 2026 quarter (consolidated), PTC India Financial Services reported revenue of ₹110 Cr, down 16.6% from Sep 2025, and net profit of ₹44.12 Cr, down 50.0% year on year. For the year to Mar 2026, revenue were ₹519 Cr and net profit ₹320 Cr.

Revenue (Sep 2026): ₹110 Cr
Net profit (Sep 2026): ₹44.12 Cr
Revenue (FY Mar 2026): ₹519 Cr
Net profit (FY Mar 2026): ₹320 Cr
EPS (Sep 2026): ₹0.68
Borrowings (Mar 2026): ₹1,771 Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

PTC India Financial Services quarterly results

₹ crore unless stated; each column is a quarter.

PTC India Financial Services Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	204	176	161	163	158	153	142	132	122	119	103	110
Interest	103	91.89	87.91	82.90	77.92	71.88	64.89	57.95	57.89	43.92	37.98	33.95
Net interest income	101	84.38	73.28	80.35	80.34	81.27	77.20	74.08	64.12	75.20	65.17	76.18
Expenses	32.12	64.21	12.05	15.05	−2.01	9.04	−71.24	−45.18	−1.01	12.06	9.04	61.20
Financing Profit	69.08	20.04	61.05	65.06	82.09	72.07	148	119	65.11	63.15	56.08	15.02
Financing Margin %	34.0%	12.0%	38.0%	40.0%	52.0%	47.0%	104.0%	91.0%	54.0%	53.1%	54.0%	14.1%
Other Income	0.00	0.00	0.00	0.00	0.00	5.01	0.00	0.00	1.01	0.00	0.00	3.01
Depreciation	1.99	1.99	1.99	1.99	1.99	1.99	1.99	1.99	1.99	1.99	1.99	1.99
Profit before tax	66.75	18.95	58.78	62.76	80.75	74.78	145	118	63.84	61.81	53.80	16.93
Tax %	25.0%	27.9%	24.9%	25.0%	17.0%	22.9%	7.0%	25.0%	24.0%	26.0%	26.0%	−159.0%
Exceptional items	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	−2.01	0.00	0.00	0.00
Net Profit	50.18	14.05	44.17	47.17	67.24	58.21	137	88.27	49.19	46.19	40.11	44.12
EPS (Rs)	0.77	0.21	0.68	0.73	1.04	0.90	2.12	1.36	0.75	0.70	0.62	0.68

PTC India Financial Services profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

PTC India Financial Services Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	1,188	1,352	1,186	1,338	1,364	1,140	969	798	762	639	519	454
Interest	529	644	684	943	946	751	579	431	410	322	226	174
Net interest income	659	709	502	395	418	389	390	366	353	316	293	281
Expenses	121	176	650	108	244	290	210	127	144	30.13	−108	81.29
Financing Profit	536	532	−148	284	173	99.10	179	238	207	285	400	199
Financing Margin %	45.0%	39.0%	−12.0%	21.0%	13.0%	9.0%	19.0%	30.1%	27.0%	45.0%	77.1%	43.9%
Other Income	0.00	1.01	0.00	0.00	5.01	0.00	1.01	0.00	16.03	0.00	−2.01	4.02
Depreciation	3.99	2.99	2.99	2.99	5.98	5.98	5.98	5.98	5.98	6.98	6.98	7.96
Profit before tax	529	527	−150	280	171	92.77	173	231	215	278	389	196
Tax %	26.0%	35.0%	−33.0%	33.9%	35.9%	72.9%	25.0%	24.0%	25.9%	21.9%	18.0%	—
Exceptional items	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	−2.01	−2.01
Net Profit	392	346	−100	185	110	26.09	130	177	162	218	320	180
EPS (Rs)	6.95	5.37	−1.55	2.86	1.70	0.39	2.01	2.73	2.49	3.37	4.96	2.75
Dividend payout %	17.1%	28.0%	−12.9%	28.1%	26.0%	0.0%	0.0%	37.0%	0.0%	0.0%	0.0%	—

PTC India Financial Services balance sheet

₹ crore, at each year end.

PTC India Financial Services Balance sheet
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	564	645	644	644	644	645	644	644	644	644	644
Reserves	1,183	1,781	1,299	1,427	1,476	1,482	1,625	1,803	1,900	2,116	2,440
Borrowings	6,864	8,144	10,244	10,940	9,297	9,202	7,134	5,132	3,934	2,866	1,771
Other Liabilities	236	210	148	209	253	239	132	70.34	61.29	67.32	109
Total Liabilities	8,848	10,780	12,335	13,221	11,671	11,568	9,535	7,650	6,539	5,695	4,964
Fixed Assets	18.05	15.04	14.04	12.03	22.06	16.05	12.03	30.08	25.06	23.05	16.03
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	236	114	63.15	96.36	357	374	351	91.26	122	269	834
Other Assets	8,594	10,651	12,258	13,113	11,291	11,177	9,172	7,528	6,391	5,402	4,116
Trade receivables	0.99	5.97	5.97	8.96	3.99	3.98	0.99	3.99	0.99	0.00	0.99
Cash & equivalents	25.04	35.06	58.07	39.06	434	856	959	591	1,508	1,115	1,044
Total Assets	8,848	10,780	12,335	13,221	11,671	11,568	9,535	7,650	6,539	5,695	4,964

PTC India Financial Services cash flow

₹ crore, for each year.

PTC India Financial Services Cash flow
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	−1,168	−889	−1,303	237	3,231	1,314	2,727	1,889	2,565	1,140	1,784
Cash from investing activity	0.00	−5.02	−13.04	0.00	−387	−163	−155	260	−691	778	−1,168
Cash from financing activity	1,174	907	1,343	−258	−2,662	−887	−2,729	−2,467	−1,674	−1,388	−1,321
Net cash flow	2.01	11.03	24.05	−21.07	191	267	−152	−313	206	533	−703
Capex	0.00	5.02	13.04	1.01	0.00	0.00	2.01	0.00	1.01	4.01	0.00
Free cash flow	−1,166	−893	−1,314	236	3,226	1,310	2,717	1,885	2,558	1,134	1,779

PTC India Financial Services ratios

Working-capital days and returns, by year.

PTC India Financial Services Ratios
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	22.0%	16.9%	−5.0%	9.0%	5.0%	1.0%	6.0%	7.0%	6.0%	8.0%	10.9%

PTC India Financial Services: frequently asked questions

What are the latest quarterly results of PTC India Financial Services?

For the Sep 2026 quarter, PTC India Financial Services reported revenue of ₹110 Cr, down 16.6% year on year and net profit of ₹44.12 Cr, down 50.0% year on year.

What is the annual revenue of PTC India Financial Services?

PTC India Financial Services' revenue for the year to Mar 2026 were ₹519 Cr; over the last twelve months they were ₹454 Cr.

What is the net profit of PTC India Financial Services?

Net profit for the year to Mar 2026 was ₹320 Cr, and ₹180 Cr over the last twelve months. Earnings per share over the same trailing period were ₹2.75.

What is the free cash flow of PTC India Financial Services?

Cash from operations was ₹1,784 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹1,779 Cr.

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