Poonawalla Fincorp quarterly results and financials

Poonawalla Fincorp (POONAWALLA)₹474.35+0.80%(9 Nov 2026 close)Non Banking Financial Company (NBFC)

Key facts

In the Sep 2026 quarter (consolidated), Poonawalla Fincorp reported revenue of ₹2,627 Cr, up 70.3% from Sep 2025, and net profit of ₹375 Cr, up 406.4% year on year. For the year to Mar 2026, revenue were ₹6,795 Cr and net profit ₹542 Cr.

Revenue (Sep 2026): ₹2,627 Cr
Net profit (Sep 2026): ₹375 Cr
Revenue (FY Mar 2026): ₹6,795 Cr
Net profit (FY Mar 2026): ₹542 Cr
EPS (Sep 2026): ₹4.27
Borrowings (Mar 2026): ₹48,354 Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

Poonawalla Fincorp quarterly results

₹ crore unless stated; each column is a quarter.

Poonawalla Fincorp Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	764	915	979	989	1,057	1,166	1,314	1,542	1,819	2,117	2,332	2,627
Interest	223	280	319	351	384	456	545	636	737	841	920	1,032
Net interest income	541	635	660	638	673	710	769	906	1,082	1,276	1,412	1,595
Expenses	177	240	271	1,256	630	613	659	782	853	907	970	1,050
Financing Profit	360	392	384	−620	39.89	92.67	105	121	223	361	433	534
Financing Margin %	47.0%	43.0%	39.0%	−63.1%	4.0%	8.0%	8.0%	8.0%	12.0%	17.0%	19.0%	20.0%
Other Income	11.03	7.02	18.07	8.03	0.00	7.02	0.00	0.00	0.00	5.01	7.02	0.00
Depreciation	15.03	14.03	15.03	16.02	15.02	20.05	22.03	22.05	24.05	26.06	30.07	34.03
Profit before tax	356	385	390	−629	24.98	79.91	82.94	98.79	200	341	410	500
Tax %	26.1%	14.1%	25.1%	−24.9%	26.1%	22.1%	25.1%	25.1%	25.1%	25.1%	25.1%	25.1%
Exceptional items	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Profit	265	332	292	−471	18.99	61.97	62.92	73.97	150	255	308	375
EPS (Rs)	3.46	4.29	3.77	−6.07	0.23	0.79	0.81	0.92	1.86	3.14	3.50	4.27
Gross NPA %	1.3%	1.2%	0.7%	2.1%	1.9%	1.8%	1.8%	1.6%	1.5%	1.4%	1.4%	1.2%
Net NPA %	0.7%	0.6%	0.3%	0.3%	0.8%	0.9%	0.9%	0.8%	0.8%	0.7%	0.7%	0.6%
Provision coverage (approx., excl. write-offs) %	47.4%	49.1%	52.2%	84.3%	56.2%	53.8%	53.8%	49.1%	47.0%	48.6%	48.9%	49.2%

Poonawalla Fincorp profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Poonawalla Fincorp Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	2,657	2,526	2,290	2,459	2,515	2,320	1,541	2,180	5,421	4,191	6,795	8,895
Interest	1,188	1,127	1,113	1,118	1,290	1,097	508	593	948	1,510	2,757	3,530
Net interest income	1,469	1,399	1,177	1,341	1,225	1,223	1,034	1,587	4,473	2,681	4,038	5,365
Expenses	1,144	1,335	869	876	1,109	1,943	621	835	877	2,770	3,199	3,779
Financing Profit	317	51.82	300	452	107	−728	407	741	3,578	−103	811	1,551
Financing Margin %	12.0%	2.0%	13.0%	18.0%	4.0%	−32.0%	26.0%	34.0%	66.0%	−2.0%	12.0%	17.4%
Other Income	28.10	43.15	39.14	38.11	49.13	39.11	109	185	−1,367	33.11	4.01	12.03
Depreciation	39.04	48.11	49.09	50.05	75.14	56.13	49.05	61.06	59.11	65.16	94.21	114
Profit before tax	306	46.96	290	442	81.84	−748	467	864	2,165	−135	724	1,451
Tax %	30.1%	73.1%	19.1%	31.1%	67.1%	−24.9%	20.1%	21.1%	22.1%	−27.0%	25.1%	—
Exceptional items	0.00	0.00	1.01	0.00	0.00	0.00	139	212	639	5.99	−0.99	0.00
Net Profit	213	12.99	237	304	26.96	−558	375	685	1,681	−97.95	542	1,087
EPS (Rs)	8.94	0.87	10.00	11.30	1.01	−20.74	4.91	8.92	21.74	−1.25	6.68	12.77
Dividend payout %	9.0%	93.0%	8.0%	7.0%	0.0%	0.0%	7.9%	22.0%	8.9%	0.0%	0.0%	—

Poonawalla Fincorp balance sheet

₹ crore, at each year end.

Poonawalla Fincorp Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	37.95	47.00	46.95	46.96	53.92	53.93	53.98	153	154	154	155	162
Reserves	1,614	2,102	2,123	1,923	2,685	2,690	2,137	5,897	6,701	8,000	8,004	10,177
Borrowings	11,732	11,843	10,056	12,106	13,101	12,025	10,455	9,957	11,185	15,182	26,025	48,354
Other Liabilities	1,465	1,508	1,368	792	908	443	540	411	5,125	701	770	1,481
Total Liabilities	14,849	15,499	13,594	14,867	16,747	15,212	13,186	16,419	23,165	24,037	34,954	60,173
Fixed Assets	211	264	277	206	198	241	195	213	221	193	243	418
CWIP	9.03	13.04	8.02	1.01	4.01	7.02	0.00	0.00	5.01	0.00	10.03	7.02
Investments	415	401	547	140	141	151	178	0.00	312	880	1,346	2,495
Other Assets	14,215	14,820	12,762	14,519	16,403	14,813	12,814	16,204	22,628	22,962	33,355	57,251
Trade receivables	7.99	6.99	6.99	1.99	8.99	7.99	9.99	9.99	18.99	21.99	17.98	37.98
Cash & equivalents	627	409	354	408	958	709	776	597	658	269	32.07	295
Total Assets	14,849	15,499	13,594	14,867	16,747	15,212	13,186	16,419	23,165	24,037	34,954	60,173

Poonawalla Fincorp cash flow

₹ crore, for each year.

Poonawalla Fincorp Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	−305	734	2,950	390	−924	998	1,645	−2,877	−5,240	−7,566	−10,589	−21,818
Cash from investing activity	−35.98	−254	−186	−35.98	−97.85	−281	80.93	−32.95	−110	2,721	−481	−1,339
Cash from financing activity	170	−497	−2,833	−386	1,484	−1,079	−1,568	2,892	5,729	4,319	10,787	23,319
Net cash flow	−169	−19.97	−80.92	−32.96	469	−365	152	−2.99	400	−501	−231	261
Capex	0.00	0.00	0.00	43.93	53.84	58.90	22.96	62.85	80.80	17.95	42.94	107
Free cash flow	−304	733	2,948	371	−967	947	1,630	−2,908	−5,298	−7,544	−10,581	−21,877

Poonawalla Fincorp ratios

Working-capital days and returns, by year.

Poonawalla Fincorp Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	11.1%	11.1%	1.0%	11.1%	13.0%	1.0%	−22.9%	6.0%	7.0%	14.0%	−1.0%	6.0%

Poonawalla Fincorp: frequently asked questions

What are the latest quarterly results of Poonawalla Fincorp?

For the Sep 2026 quarter, Poonawalla Fincorp reported revenue of ₹2,627 Cr, up 70.3% year on year and net profit of ₹375 Cr, up 406.4% year on year.

What is the annual revenue of Poonawalla Fincorp?

Poonawalla Fincorp's revenue for the year to Mar 2026 were ₹6,795 Cr; over the last twelve months they were ₹8,895 Cr.

What is the net profit of Poonawalla Fincorp?

Net profit for the year to Mar 2026 was ₹542 Cr, and ₹1,087 Cr over the last twelve months. Earnings per share over the same trailing period were ₹12.77.

What is the free cash flow of Poonawalla Fincorp?

Cash from operations was −₹21,818 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹21,877 Cr.

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