RBL Bank (RBLBANK)₹379.00+0.73%Private Sector Bank
In the Sep 2026 quarter (consolidated), RBL Bank reported revenue of ₹4,335 Cr, up 23.1% from Sep 2025, and net profit of ₹496 Cr, up 159.2% year on year. For the year to Mar 2026, revenue were ₹14,386 Cr and net profit ₹876 Cr.
Company filings, consolidated accounts; latest reported quarter Sep 2026
| Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,203 | 3,351 | 3,510 | 3,546 | 3,552 | 3,489 | 3,456 | 3,521 | 3,679 | 3,734 | 3,855 | 4,335 |
| Interest | 1,649 | 1,745 | 1,802 | 1,922 | 1,956 | 1,920 | 1,965 | 1,961 | 2,016 | 2,056 | 2,191 | 2,198 |
| Net interest income | 1,554 | 1,606 | 1,708 | 1,624 | 1,596 | 1,569 | 1,491 | 1,560 | 1,664 | 1,678 | 1,664 | 2,137 |
| Expenses | 2,007 | 1,994 | 2,003 | 2,243 | 2,843 | 2,475 | 2,278 | 2,245 | 2,426 | 2,453 | 2,273 | 2,564 |
| Financing Profit | −460 | −391 | −301 | −626 | −1,254 | −911 | −797 | −691 | −764 | −778 | −614 | −430 |
| Financing Margin % | −14.0% | −12.0% | −9.0% | −18.0% | −35.0% | −26.0% | −23.0% | −20.0% | −21.0% | −21.0% | −16.0% | −10.0% |
| Other Income | 775 | 873 | 772 | 924 | 1,070 | 997 | 1,067 | 931 | 1,049 | 1,066 | 918 | 1,077 |
| Profit before tax | 319 | 484 | 473 | 303 | −176 | 92.61 | 276 | 244 | 288 | 293 | 309 | 647 |
| Tax % | 23.0% | 24.9% | 26.0% | 24.0% | −127.1% | 7.0% | 22.9% | 21.9% | 21.0% | 17.0% | 24.0% | 23.0% |
| Net Profit | 244 | 363 | 350 | 231 | 46.81 | 86.71 | 213 | 191 | 227 | 243 | 233 | 496 |
| EPS (Rs) | 4.05 | 6.00 | 5.77 | 3.80 | 0.77 | 1.42 | 3.51 | 3.13 | 3.68 | 3.94 | 1.50 | 3.20 |
| Gross NPA % | 3.1% | 2.7% | 2.7% | 2.9% | 2.9% | 2.6% | 2.8% | 2.3% | 1.9% | 1.5% | 1.3% | 1.0% |
| Net NPA % | 0.8% | 0.7% | 0.7% | 0.8% | 0.5% | 0.3% | 0.5% | 0.6% | 0.6% | 0.4% | 0.4% | 0.3% |
| Provision coverage (approx., excl. write-offs) % | 74.4% | 72.1% | 72.5% | 72.6% | 81.9% | 88.9% | 83.8% | 75.4% | 70.7% | 73.1% | 71.5% | 71.6% |
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,726 | 4,580 | 6,326 | 8,816 | 8,703 | 8,480 | 9,711 | 12,440 | 14,090 | 14,386 | 15,603 |
| Interest | 2,498 | 2,750 | 3,772 | 4,900 | 4,552 | 4,163 | 4,696 | 6,373 | 7,606 | 8,003 | 8,461 |
| Net interest income | 1,228 | 1,830 | 2,554 | 3,916 | 4,151 | 4,317 | 5,014 | 6,067 | 6,485 | 6,383 | 7,142 |
| Expenses | 1,236 | 1,829 | 2,563 | 4,927 | 5,140 | 6,683 | 6,082 | 7,534 | 9,325 | 9,156 | 9,716 |
| Financing Profit | −12.03 | −6.02 | −17.05 | −1,028 | −996 | −2,387 | −1,076 | −1,481 | −2,855 | −2,781 | −2,587 |
| Financing Margin % | 0.0% | 0.0% | 0.0% | −12.0% | −11.0% | −28.0% | −11.0% | −12.0% | −20.0% | −19.0% | −16.6% |
| Other Income | 752 | 1,065 | 1,436 | 1,911 | 1,867 | 2,345 | 2,498 | 3,049 | 3,762 | 4,112 | 4,109 |
| Depreciation | 62.08 | 89.19 | 126 | 146 | 170 | 180 | 213 | 235 | 236 | 247 | 0.00 |
| Profit before tax | 679 | 970 | 1,293 | 744 | 709 | −205 | 1,216 | 1,344 | 693 | 1,101 | 1,537 |
| Tax % | 35.0% | 33.9% | 34.0% | 32.9% | 25.9% | −20.1% | 25.0% | 7.0% | −3.0% | 21.0% | — |
| Exceptional items | 1.01 | 0.00 | 0.00 | 0.00 | −1.01 | 0.00 | 0.00 | 0.00 | 1.01 | 0.00 | — |
| Net Profit | 445 | 630 | 858 | 498 | 527 | −165 | 917 | 1,256 | 715 | 876 | 1,199 |
| EPS (Rs) | 11.87 | 15.01 | 20.02 | 9.80 | 8.83 | −2.76 | 15.29 | 20.76 | 11.77 | 14.17 | 12.32 |
| Dividend payout % | 15.0% | 14.0% | 13.0% | 15.0% | 0.0% | 0.0% | 10.0% | 7.0% | 8.0% | 7.0% | — |
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 375 | 419 | 427 | 509 | 599 | 600 | 601 | 604 | 607 | 618 |
| Reserves | 3,964 | 6,265 | 7,111 | 10,065 | 12,089 | 11,949 | 12,947 | 14,250 | 15,058 | 16,125 |
| Deposits | 34,689 | 44,026 | 58,546 | 57,953 | 73,275 | 79,222 | 85,135 | 1,03,725 | 1,11,244 | 1,39,332 |
| Borrowings | 7,993 | 9,271 | 11,850 | 17,042 | 11,252 | 11,129 | 13,365 | 14,206 | 13,758 | 16,830 |
| Other Liabilities | 1,780 | 2,046 | 2,686 | 3,617 | 3,690 | 3,545 | 4,094 | 5,990 | 6,429 | 8,307 |
| Total Liabilities | 48,800 | 62,026 | 80,620 | 89,185 | 1,00,905 | 1,06,444 | 1,16,140 | 1,38,776 | 1,47,094 | 1,81,212 |
| Fixed Assets | 225 | 328 | 417 | 473 | 513 | 539 | 596 | 592 | 640 | 604 |
| CWIP | 34.95 | 30.91 | 39.92 | 61.86 | 23.96 | 81.76 | 44.86 | 6.99 | 6.99 | 20.95 |
| Investments | 13,525 | 15,441 | 16,791 | 18,119 | 23,133 | 22,192 | 28,787 | 29,542 | 32,187 | 32,173 |
| Other Assets | 35,015 | 46,227 | 63,370 | 70,533 | 77,234 | 83,631 | 86,712 | 1,08,635 | 1,14,261 | 1,48,416 |
| Cash & equivalents | 2,956 | 2,594 | 4,855 | 6,434 | 6,724 | 13,133 | 6,249 | 12,104 | 10,998 | 14,047 |
| Total Assets | 48,800 | 62,026 | 80,620 | 89,185 | 1,00,905 | 1,06,444 | 1,16,140 | 1,38,776 | 1,47,094 | 1,81,212 |
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | 3,440 | −2,560 | 78.12 | −5,178 | 7,637 | 6,462 | −11,042 | 4,961 | −830 | 7,590 |
| Cash from investing activity | −142 | −165 | −202 | −223 | −174 | −264 | −234 | −193 | −276 | −191 |
| Cash from financing activity | −1,659 | 2,999 | 2,573 | 7,715 | −4,216 | −109 | 2,239 | 844 | −504 | 3,164 |
| Net cash flow | 1,632 | 273 | 2,438 | 2,298 | 3,247 | 6,069 | −9,018 | 5,592 | −1,605 | 10,528 |
| Capex | 128 | 169 | 194 | 226 | 178 | 270 | 243 | 203 | 287 | 234 |
| Free cash flow | 3,283 | −2,713 | −123 | −5,382 | 7,439 | 6,165 | −11,239 | 4,749 | −1,106 | 7,328 |
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 10.0% | 11.0% | 12.0% | 6.0% | 5.0% | −1.0% | 7.0% | 9.0% | 5.0% | 5.0% |
For the Sep 2026 quarter, RBL Bank reported revenue of ₹4,335 Cr, up 23.1% year on year and net profit of ₹496 Cr, up 159.2% year on year.
RBL Bank's revenue for the year to Mar 2026 were ₹14,386 Cr; over the last twelve months they were ₹15,603 Cr.
Net profit for the year to Mar 2026 was ₹876 Cr, and ₹1,199 Cr over the last twelve months. Earnings per share over the same trailing period were ₹12.32.
Cash from operations was ₹7,590 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹7,328 Cr.