Repco Home Finance (REPCOHOME)₹386.75+11.91%Housing Finance Company
In the Jun 2026 quarter (consolidated), Repco Home Finance reported revenue of ₹467 Cr, up 6.4% from Jun 2025, and net profit of ₹121 Cr, up 6.1% year on year. For the year to Mar 2026, revenue were ₹1,789 Cr and net profit ₹473 Cr.
Company filings, consolidated accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 379 | 386 | 392 | 407 | 422 | 444 | 425 | 439 | 440 | 456 | 453 | 467 |
| Interest | 207 | 215 | 220 | 233 | 240 | 248 | 246 | 244 | 244 | 249 | 247 | 251 |
| Net interest income | 172 | 171 | 172 | 174 | 182 | 196 | 180 | 195 | 196 | 207 | 206 | 216 |
| Expenses | 39.94 | 38.99 | 32.95 | 42.97 | 25.96 | 44.93 | 27.99 | 42.96 | 50.98 | 48.96 | 48.93 | 57.92 |
| Financing Profit | 132 | 133 | 140 | 132 | 157 | 152 | 152 | 154 | 146 | 159 | 158 | 158 |
| Financing Margin % | 35.1% | 34.1% | 36.1% | 32.1% | 37.1% | 34.1% | 36.1% | 35.1% | 33.1% | 35.1% | 35.1% | 34.1% |
| Other Income | 0.99 | 5.99 | 4.99 | 7.99 | 0.99 | 0.00 | 8.99 | 0.00 | 0.99 | 0.00 | 0.99 | 0.00 |
| Depreciation | 4.01 | 5.01 | 6.01 | 4.01 | 9.01 | 8.02 | 7.01 | 8.02 | 8.01 | 10.03 | 10.02 | 10.02 |
| Profit before tax | 129 | 134 | 139 | 137 | 149 | 144 | 154 | 146 | 139 | 149 | 148 | 148 |
| Tax % | 26.0% | 26.0% | 22.0% | 23.1% | 27.0% | 26.0% | 25.0% | 26.1% | 26.0% | 27.0% | 13.1% | 23.0% |
| Net Profit | 99.60 | 104 | 114 | 113 | 115 | 113 | 121 | 115 | 110 | 115 | 134 | 121 |
| EPS (Rs) | 15.99 | 16.64 | 18.19 | 17.98 | 18.42 | 18.11 | 19.30 | 18.42 | 17.55 | 18.46 | 21.64 | 19.45 |
| Gross NPA % | 4.9% | 4.7% | 4.1% | 4.3% | 4.0% | 3.9% | 3.3% | 3.3% | 3.2% | 2.9% | 2.6% | 3.3% |
| Net NPA % | 2.2% | 1.9% | 1.5% | 1.7% | 1.6% | 1.5% | 1.3% | 1.2% | 1.5% | 1.4% | 1.2% | 1.9% |
| Provision coverage (approx., excl. write-offs) % | 56.2% | 59.6% | 63.4% | 60.5% | 60.0% | 61.1% | 59.8% | 63.6% | 52.5% | 52.7% | 54.1% | 42.6% |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 880 | 1,044 | 1,106 | 1,189 | 1,346 | 1,373 | 1,290 | 1,282 | 1,532 | 1,714 | 1,789 | 1,817 |
| Interest | 548 | 645 | 649 | 719 | 824 | 806 | 690 | 700 | 846 | 966 | 983 | 990 |
| Net interest income | 332 | 399 | 457 | 470 | 521 | 566 | 600 | 582 | 686 | 748 | 806 | 826 |
| Expenses | 98.89 | 116 | 151 | 110 | 153 | 182 | 344 | 182 | 152 | 143 | 191 | 207 |
| Financing Profit | 234 | 284 | 309 | 361 | 370 | 386 | 258 | 402 | 537 | 608 | 616 | 621 |
| Financing Margin % | 27.1% | 27.1% | 28.1% | 30.1% | 27.1% | 28.1% | 20.1% | 31.1% | 35.1% | 35.1% | 34.1% | 34.2% |
| Other Income | 0.00 | 0.00 | 1.01 | 3.99 | 2.99 | 16.99 | 14.99 | 13.99 | 1.99 | 3.99 | 1.99 | 1.98 |
| Depreciation | 4.01 | 4.01 | 3.01 | 5.02 | 13.02 | 13.04 | 13.03 | 15.03 | 18.03 | 29.06 | 36.09 | 38.08 |
| Profit before tax | 230 | 280 | 307 | 360 | 359 | 390 | 260 | 401 | 521 | 584 | 582 | 584 |
| Tax % | 35.0% | 35.0% | 35.0% | 35.0% | 22.0% | 26.0% | 26.0% | 26.0% | 25.0% | 25.0% | 23.1% | — |
| Net Profit | 154 | 187 | 200 | 248 | 297 | 299 | 193 | 315 | 411 | 460 | 473 | 480 |
| EPS (Rs) | 24.65 | 30.01 | 32.16 | 39.82 | 47.70 | 47.98 | 31.05 | 50.59 | 66.06 | 73.77 | 76.10 | 77.10 |
| Dividend payout % | 6.9% | 7.0% | 7.0% | 6.0% | 5.0% | 5.0% | 7.9% | 5.0% | 5.0% | 5.0% | 9.9% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 61.97 | 62.98 | 62.93 | 62.97 | 62.91 | 62.90 | 63.04 | 62.98 | 62.95 | 62.93 | 62.94 | 62.91 |
| Reserves | 753 | 899 | 1,084 | 1,260 | 1,490 | 1,761 | 2,044 | 2,221 | 2,519 | 2,913 | 3,357 | 3,964 |
| Borrowings | 5,101 | 6,533 | 7,556 | 8,122 | 9,331 | 10,093 | 10,192 | 9,674 | 9,909 | 10,693 | 11,135 | 12,190 |
| Other Liabilities | 158 | 271 | 343 | 289 | 80.61 | 98.52 | 109 | 69.66 | 82.60 | 111 | 151 | 197 |
| Total Liabilities | 6,075 | 7,766 | 9,046 | 9,734 | 10,964 | 12,015 | 12,408 | 12,028 | 12,572 | 13,781 | 14,705 | 16,412 |
| Fixed Assets | 8.97 | 8.96 | 8.97 | 13.94 | 15.94 | 36.84 | 30.91 | 34.87 | 39.88 | 57.76 | 77.73 | 99.65 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.99 | 3.99 | 2.99 | 0.00 |
| Investments | 18.02 | 21.01 | 27.99 | 33.03 | 52.02 | 65.06 | 76.07 | 85.96 | 105 | 223 | 325 | 272 |
| Other Assets | 6,048 | 7,736 | 9,009 | 9,688 | 10,896 | 11,912 | 12,301 | 11,906 | 12,424 | 13,496 | 14,300 | 16,041 |
| Cash & equivalents | 18.06 | 20.06 | 22.07 | 26.08 | 58.21 | 325 | 457 | 610 | 455 | 409 | 136 | 293 |
| Total Assets | 6,075 | 7,766 | 9,046 | 9,734 | 10,964 | 12,015 | 12,408 | 12,028 | 12,572 | 13,781 | 14,705 | 16,412 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −1,192 | −1,412 | −999 | −556 | −1,013 | 349 | 847 | 690 | −363 | −684 | −613 | −894 |
| Cash from investing activity | −6.99 | −6.99 | −5.99 | 0.00 | −10.99 | −2.99 | 11.99 | −163 | 160 | −169 | −5.99 | 58.99 |
| Cash from financing activity | 1,197 | 1,426 | 1,011 | 563 | 1,061 | −79.15 | −732 | −532 | 205 | 748 | 409 | 991 |
| Net cash flow | −4.98 | 2.99 | 1.99 | 4.98 | 31.87 | 266 | 131 | −1.99 | 1.99 | −106 | −211 | 150 |
| Capex | 7.02 | 4.01 | 3.01 | 8.02 | 7.03 | 7.02 | 2.01 | 11.04 | 8.03 | 23.06 | 23.06 | 27.09 |
| Free cash flow | −1,203 | −1,426 | −1,007 | −565 | −1,024 | 343 | 848 | 682 | −372 | −710 | −639 | −924 |
| CFO / OP % | −183.1% | −172.1% | −98.1% | −47.0% | −84.1% | 36.9% | 78.9% | 83.9% | −25.1% | −40.0% | −31.1% | −49.1% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 15.1% | 17.1% | 18.1% | 16.1% | 17.1% | 18.1% | 15.1% | 9.0% | 13.1% | 15.1% | 14.1% | 13.1% |
For the Jun 2026 quarter, Repco Home Finance reported revenue of ₹467 Cr, up 6.4% year on year and net profit of ₹121 Cr, up 6.1% year on year.
Repco Home Finance's revenue for the year to Mar 2026 were ₹1,789 Cr; over the last twelve months they were ₹1,817 Cr.
Net profit for the year to Mar 2026 was ₹473 Cr, and ₹480 Cr over the last twelve months. Earnings per share over the same trailing period were ₹77.10.
Cash from operations was −₹894 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹924 Cr.