Reliance Home Finance (RHFL)₹1.38+2.99%Housing Finance Company
In the Mar 2025 quarter (standalone), Reliance Home Finance reported revenue of ₹0 Cr, down 100.0% from Mar 2024, and net profit of −₹0.68 Cr. For the year to Mar 2025, revenue were ₹0 Cr and net profit ₹23.99 Cr.
Company filings, standalone accounts; latest reported quarter Mar 2025
| Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 93.48 | 72.14 | 140 | 75.36 | 0.11 | 0.15 | 0.15 | 0.17 | 0.17 | 0.01 | 0.01 | 0.00 |
| Interest | 252 | 273 | 267 | −760 | 0.00 | 0.00 | 0.00 | 1.46 | 0.35 | 0.30 | 0.12 | 0.17 |
| Net interest income | −159 | −201 | −127 | 836 | 0.11 | 0.15 | 0.15 | −1.29 | −0.18 | −0.29 | −0.11 | −0.17 |
| Expenses | 44.68 | 44.84 | 16.22 | −9,046 | −6.04 | 0.81 | 2.71 | 5.47 | 0.27 | 0.39 | 2.22 | 0.52 |
| Financing Profit | 48.86 | 27.35 | 125 | 9,130 | 6.16 | −0.67 | −2.57 | −5.29 | −0.11 | −0.37 | −2.22 | −0.52 |
| Financing Margin % | 52.2% | 37.9% | 88.5% | 12,099.6% | 5,141.7% | −412.4% | −1,600.0% | −2,944.4% | −55.5% | −1,900.0% | −11,050.0% | — |
| Other Income | 0.14 | 6.03 | −0.06 | −274 | 0.27 | 0.00 | 0.00 | 0.00 | 0.00 | 27.92 | 0.35 | 0.00 |
| Depreciation | 0.52 | 0.48 | 21.24 | 0.47 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | −203 | −239 | −163 | 9,586 | 6.41 | −0.65 | −2.55 | −6.73 | −0.43 | 27.15 | −1.97 | −0.68 |
| Tax % | −31.2% | −31.3% | 52.5% | 37.9% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | −3.6% | 0.0% |
| Exceptional items | 0.00 | 0.00 | 0.00 | −172 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 21.03 | 0.00 | 0.00 |
| Net Profit | −140 | −165 | −249 | 5,965 | 6.42 | −0.65 | −2.55 | −6.74 | −0.43 | 27.20 | −1.91 | −0.68 |
| EPS (Rs) | −2.87 | −3.37 | −5.12 | 122.59 | 0.12 | 0.00 | −0.04 | −0.13 | 0.00 | 0.55 | −0.03 | 0.00 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 511 | 814 | 1,112 | 1,681 | 1,995 | 1,596 | 839 | 293 | 390 | 0.99 | 0.00 | 0.19 |
| Interest | 318 | 537 | 751 | 1,064 | 1,325 | 1,340 | 1,222 | 1,188 | 32.04 | 1.01 | 1.01 | 0.94 |
| Net interest income | 194 | 277 | 361 | 616 | 669 | 256 | −383 | −895 | 358 | −0.02 | −1.01 | −0.75 |
| Expenses | 89.91 | 142 | 235 | 373 | 575 | 828 | 1,918 | 6,793 | −8,919 | 2.99 | 2.99 | 3.40 |
| Financing Profit | 423 | 674 | 878 | 1,310 | 1,426 | 772 | −1,082 | −6,511 | 9,318 | −1.99 | −2.99 | −3.22 |
| Financing Margin % | 82.1% | 83.1% | 79.1% | 78.1% | 71.1% | 48.0% | −129.0% | −2,219.9% | 2,384.1% | −380.9% | −1,464.0% | −1,694.7% |
| Other Income | 0.00 | 0.00 | 15.02 | 0.00 | 2.01 | 2.01 | 0.00 | 0.00 | −277 | 0.00 | 28.01 | 28.27 |
| Depreciation | 0.00 | 0.99 | 6.99 | 2.01 | 2.99 | 3.99 | 3.01 | 212 | 1.99 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 106 | 137 | 138 | 246 | 102 | −565 | −2,293 | −7,883 | 8,983 | −3.99 | 23.91 | 24.07 |
| Tax % | 34.9% | 37.0% | −25.1% | 32.0% | 33.9% | −34.1% | −34.0% | −31.1% | 40.0% | 0.0% | 0.0% | — |
| Exceptional items | 0.00 | 0.00 | −15.97 | −0.02 | 0.00 | −0.65 | −0.11 | 0.12 | −167 | 0.27 | 28.29 | 21.03 |
| Net Profit | 68.91 | 86.99 | 173 | 167 | 66.97 | −375 | −1,518 | −5,433 | 5,413 | −3.99 | 23.99 | 24.18 |
| EPS (Rs) | 10.45 | 13.14 | 14.84 | 3.44 | 1.38 | −7.70 | −31.19 | −111.78 | 111.22 | −0.06 | 0.49 | 0.52 |
| Dividend payout % | 0.0% | 0.0% | 3.0% | 28.9% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 66.16 | 66.13 | 65.98 | 116 | 485 | 485 | 486 | 486 | 486 | 485 | 485 | 485 |
| Reserves | 397 | 467 | 553 | 1,012 | 1,335 | 1,353 | 980 | −537 | −5,968 | −559 | −562 | −538 |
| Borrowings | 2,385 | 3,648 | 6,552 | 9,682 | 13,143 | 15,706 | 13,253 | 12,995 | 12,728 | 87.06 | 91.05 | 40.02 |
| Other Liabilities | 900 | 1,378 | 522 | 544 | 445 | 582 | 1,022 | 1,966 | 2,908 | 21.89 | 15.93 | 13.93 |
| Total Liabilities | 3,748 | 5,557 | 7,694 | 11,354 | 15,409 | 18,126 | 15,741 | 14,909 | 10,154 | 35.04 | 30.01 | 2.01 |
| Fixed Assets | 0.00 | 38.94 | 43.97 | 67.86 | 263 | 266 | 261 | 259 | 47.91 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 1.99 | 0.00 | 0.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 321 | 0.00 | 80.16 | 509 | 54.08 | 93.26 | 953 | 1,009 | 161 | 0.00 | 0.00 | 0.00 |
| Other Assets | 3,428 | 5,518 | 7,569 | 10,777 | 15,089 | 17,767 | 14,526 | 13,640 | 9,945 | 35.04 | 30.01 | 2.01 |
| Cash & equivalents | 202 | 356 | 722 | 253 | 125 | 595 | 512 | 1,314 | 2,971 | 17.58 | 12.19 | 0.72 |
| Total Assets | 3,748 | 5,557 | 7,694 | 11,354 | 15,409 | 18,126 | 15,741 | 14,909 | 10,154 | 35.04 | 30.01 | 2.01 |
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | 412 | −179 | 433 | −3,293 | −3,507 | −1,189 | 4,713 | 3,067 | −596 | 4,105 | −22.01 | 9.01 |
| Cash from investing activity | −281 | 292 | −71.70 | −354 | 495 | −54.83 | −853 | −1,554 | 844 | −105 | 0.99 | 0.00 |
| Cash from financing activity | 0.00 | 0.00 | 0.00 | 3,224 | 2,814 | 1,289 | −3,921 | −1,374 | −367 | −4,031 | 3.99 | −8.99 |
| Net cash flow | 131 | 114 | 363 | −426 | −195 | 47.19 | −70.26 | 136 | −116 | −37.15 | −17.07 | 0.00 |
| Capex | 0.02 | 39.33 | 0.00 | 1.02 | 4.78 | 4.74 | 0.40 | 0.72 | 0.44 | 0.22 | 0.00 | 0.00 |
| Free cash flow | 411 | −218 | 432 | −3,286 | −3,497 | −1,191 | 4,701 | 3,062 | −597 | 4,135 | −21.93 | 8.97 |
| CFO / OP % | 122.0% | −37.1% | 69.0% | −372.1% | −265.0% | −81.1% | 614.0% | −284.0% | 9.0% | 44.0% | 997.0% | −279.0% |
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash conversion cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working capital days | −491 | −1,002 | −705 | −590 | −138 | −94 | −253 | −682 | −3,301 | −4 | 224 | −23,675 |
| ROCE % | 12.9% | 12.0% | 11.9% | 9.9% | 9.9% | 9.0% | 5.0% | −8.1% | −67.1% | 257.9% | −17.0% | −432.1% |
For the Mar 2025 quarter, Reliance Home Finance reported revenue of ₹0 Cr, down 100.0% year on year and net profit of −₹0.68 Cr.
Reliance Home Finance's revenue for the year to Mar 2025 were ₹0 Cr; over the last twelve months they were ₹0.19 Cr.
Net profit for the year to Mar 2025 was ₹23.99 Cr, and ₹24.18 Cr over the last twelve months. Earnings per share over the same trailing period were ₹0.52.
Cash from operations was ₹9.01 Cr in the year to Mar 2025; after capital spending, free cash flow was ₹8.97 Cr.