RSD Finance (RSDFIN)₹88.95+1.51%Non Banking Financial Company (NBFC)
In the Jun 2026 quarter (consolidated), RSD Finance reported revenue of ₹11.73 Cr, up 2.4% from Jun 2025, and net profit of ₹6.98 Cr, down 11.1% year on year. For the year to Mar 2026, revenue were ₹37.99 Cr and net profit ₹14.99 Cr.
Company filings, consolidated accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18.89 | 28.07 | 30.66 | 32.56 | 29.43 | 31.30 | 36.68 | 11.46 | 6.27 | 14.24 | 5.57 | 11.73 |
| Interest | 0.64 | 0.93 | 0.71 | 0.53 | 0.48 | 0.53 | 2.46 | 0.02 | 0.02 | 0.03 | 0.04 | 0.04 |
| Net interest income | 18.25 | 27.14 | 29.95 | 32.03 | 28.95 | 30.77 | 34.22 | 11.44 | 6.25 | 14.21 | 5.53 | 11.69 |
| Expenses | 16.17 | 18.83 | 22.59 | 23.07 | 21.80 | 22.71 | 30.28 | 4.82 | 4.83 | 6.60 | 5.83 | 5.42 |
| Financing Profit | 2.09 | 8.27 | 7.34 | 8.93 | 7.15 | 8.06 | 3.95 | 6.62 | 1.42 | 7.61 | −0.30 | 6.25 |
| Financing Margin % | 11.1% | 29.4% | 23.9% | 27.4% | 24.2% | 25.7% | 10.8% | 57.7% | 22.7% | 53.5% | −5.2% | 53.4% |
| Other Income | 2.27 | 1.39 | 3.47 | 2.08 | 2.17 | 0.17 | 0.61 | 3.02 | 2.20 | 1.75 | 0.39 | 2.58 |
| Depreciation | 1.58 | 2.85 | 2.69 | 1.96 | 2.09 | 2.10 | 1.59 | 0.32 | 0.53 | 0.45 | 0.43 | 0.35 |
| Profit before tax | 2.80 | 6.82 | 8.16 | 9.09 | 7.25 | 6.13 | 2.97 | 9.33 | 3.11 | 8.95 | −0.36 | 8.49 |
| Tax % | 9.7% | 22.3% | 21.2% | 23.3% | 22.5% | 28.1% | 70.6% | 15.8% | 11.0% | 8.6% | 840.0% | 17.5% |
| Net Profit | 2.52 | 5.27 | 6.39 | 6.97 | 5.60 | 4.39 | 0.88 | 7.85 | 2.75 | 8.14 | −3.29 | 6.98 |
| EPS (Rs) | 1.65 | 3.11 | 3.75 | 4.12 | 3.70 | 2.05 | 0.32 | 4.85 | 2.00 | 5.32 | −2.26 | 4.65 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 48.02 | 41.95 | 44.98 | 58.95 | 70.96 | 55.01 | 96.96 | 96.91 | 108 | 132 | 37.99 | 37.81 |
| Interest | 1.01 | 1.01 | 2.01 | 2.01 | 2.01 | 2.01 | 2.01 | 3.01 | 3.01 | 4.01 | 0.00 | 0.13 |
| Net interest income | 47.01 | 40.94 | 42.97 | 56.94 | 68.95 | 53.00 | 94.95 | 93.90 | 105 | 128 | 37.99 | 37.68 |
| Expenses | 29.97 | 24.99 | 31.99 | 40.95 | 51.95 | 38.99 | 60.95 | 65.99 | 75.90 | 97.92 | 21.98 | 22.68 |
| Financing Profit | 15.98 | 16.01 | 10.99 | 15.99 | 16.99 | 13.99 | 33.97 | 26.98 | 29.98 | 29.99 | 15.01 | 14.98 |
| Financing Margin % | 35.0% | 38.0% | 23.9% | 27.0% | 24.0% | 24.9% | 35.0% | 27.9% | 26.9% | 23.0% | 41.0% | 39.6% |
| Other Income | 0.00 | 0.00 | 3.01 | 5.01 | 2.01 | 1.01 | 1.01 | 2.01 | 3.01 | 3.01 | 7.01 | 6.92 |
| Depreciation | 2.99 | 3.01 | 6.99 | 6.01 | 5.01 | 5.01 | 11.01 | 12.99 | 11.01 | 7.99 | 1.99 | 1.76 |
| Profit before tax | 14.04 | 14.04 | 7.02 | 15.04 | 13.03 | 10.03 | 24.06 | 16.04 | 22.07 | 25.09 | 21.07 | 20.19 |
| Tax % | 22.0% | 22.0% | 24.0% | 23.0% | 18.0% | 17.0% | 25.0% | 20.0% | 20.0% | 30.0% | 26.0% | — |
| Exceptional items | 0.00 | 0.00 | 0.83 | 3.18 | 0.00 | 0.00 | 0.00 | −0.01 | −0.09 | 0.00 | 0.00 | — |
| Net Profit | 11.01 | 10.99 | 5.01 | 10.99 | 10.99 | 7.99 | 17.99 | 13.01 | 16.99 | 18.01 | 14.99 | 14.58 |
| EPS (Rs) | 7.72 | 7.75 | 3.65 | 7.86 | 5.75 | 5.47 | 12.36 | 8.55 | 10.79 | 10.21 | 9.91 | 9.71 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5.98 | 5.98 | 5.98 | 5.98 | 5.98 | 5.98 | 5.98 | 5.97 | 5.98 | 5.99 | 5.98 | 5.98 |
| Reserves | 83.80 | 107 | 116 | 121 | 133 | 139 | 149 | 169 | 176 | 191 | 204 | 212 |
| Borrowings | 12.02 | 25.05 | 23.06 | 20.05 | 17.05 | 21.06 | 20.05 | 33.07 | 34.10 | 26.08 | 21.06 | 2.01 |
| Other Liabilities | 6.04 | 23.11 | 25.12 | 25.13 | 31.15 | 37.19 | 38.17 | 43.21 | 46.22 | 50.23 | 60.29 | 46.23 |
| Total Liabilities | 109 | 161 | 170 | 172 | 188 | 203 | 214 | 252 | 263 | 275 | 292 | 267 |
| Fixed Assets | 2.99 | 28.93 | 27.97 | 54.88 | 59.87 | 51.95 | 40.95 | 53.91 | 69.87 | 62.85 | 55.93 | 17.96 |
| CWIP | 0.00 | 0.00 | 23.94 | 0.99 | 0.99 | 5.98 | 15.97 | 0.00 | 0.00 | 0.00 | 7.97 | 0.00 |
| Investments | 98.84 | 106 | 95.89 | 101 | 105 | 126 | 140 | 161 | 151 | 170 | 173 | 218 |
| Other Assets | 7.01 | 27.02 | 22.99 | 15.02 | 22.02 | 18.99 | 18.01 | 37.03 | 42.02 | 42.99 | 56.06 | 32.01 |
| Inventories | 1.25 | 1.62 | 1.27 | 1.46 | 1.70 | 3.70 | 3.06 | 7.51 | 10.77 | 15.02 | 19.52 | 1.08 |
| Trade receivables | 0.84 | 1.00 | 0.73 | 1.51 | 2.42 | 3.50 | 2.28 | 3.09 | 4.26 | 2.53 | 3.67 | 0.42 |
| Cash & equivalents | 0.91 | 6.16 | 3.05 | 1.25 | 3.24 | 1.68 | 3.14 | 7.92 | 6.21 | 6.95 | 5.82 | 5.27 |
| Total Assets | 109 | 161 | 170 | 172 | 188 | 203 | 214 | 252 | 263 | 275 | 292 | 267 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −6.01 | 11.01 | −16.01 | −8.01 | 5.01 | 4.01 | 15.02 | 5.01 | 6.01 | 15.01 | 0.00 | 7.01 |
| Cash from investing activity | 3.99 | −31.94 | 11.99 | 3.99 | 0.00 | −8.98 | −12.99 | −12.99 | −11.98 | −5.99 | 4.99 | 18.96 |
| Cash from financing activity | 2.99 | 25.99 | 0.99 | 1.99 | −2.99 | 4.01 | −0.99 | 12.99 | 4.01 | −7.99 | −5.99 | −25.99 |
| Net cash flow | 0.99 | 4.98 | −2.99 | −1.99 | 1.99 | −1.99 | 0.99 | 4.98 | −1.99 | 0.99 | −0.99 | −0.99 |
| Capex | 0.11 | 28.82 | 25.21 | 11.56 | 12.26 | 2.51 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Free cash flow | −7.01 | −18.05 | −42.05 | −20.03 | −8.02 | 1.01 | 15.03 | 5.01 | 6.01 | 15.04 | 0.00 | 7.02 |
| CFO / OP % | −68.1% | 69.0% | −81.0% | −42.1% | 39.0% | 42.0% | 114.0% | 19.0% | 39.0% | 55.0% | 13.0% | 91.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 5.0% | 10.0% | 8.0% | 3.0% | 5.0% | 5.0% | 5.0% | 10.0% | 6.0% | 7.0% | 6.0% | 6.0% |
For the Jun 2026 quarter, RSD Finance reported revenue of ₹11.73 Cr, up 2.4% year on year and net profit of ₹6.98 Cr, down 11.1% year on year.
RSD Finance's revenue for the year to Mar 2026 were ₹37.99 Cr; over the last twelve months they were ₹37.81 Cr.
Net profit for the year to Mar 2026 was ₹14.99 Cr, and ₹14.58 Cr over the last twelve months. Earnings per share over the same trailing period were ₹9.71.
Cash from operations was ₹7.01 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹7.02 Cr.