SBI Life Insurance Company (SBILIFE)₹1,748−0.92%Life Insurance
In the Jun 2026 quarter (standalone), SBI Life Insurance Company reported revenue of ₹46,148 Cr, up 18.7% from Jun 2025, and net profit of ₹725 Cr, up 22.0% year on year. For the year to Mar 2026, revenue were ₹1.12 L Cr and net profit ₹2,471 Cr.
Company filings, standalone accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 28,710 | 38,873 | 36,129 | 34,524 | 40,170 | 18,793 | 22,991 | 38,876 | 23,022 | 45,978 | 4,054 | 46,148 |
| Expenses | 28,367 | 38,623 | 36,998 | 34,027 | 39,625 | 18,248 | 23,505 | 38,270 | 22,591 | 45,503 | 5,111 | 45,512 |
| Operating Profit | 414 | 353 | −791 | 596 | 608 | 598 | −450 | 666 | 517 | 617 | −1,049 | 760 |
| OPM % | 1.4% | 0.9% | −2.2% | 1.7% | 1.5% | 3.2% | −1.9% | 1.7% | 2.2% | 1.3% | −26.0% | 1.6% |
| Other Income | 12.01 | 17.99 | 1,639 | 3.01 | −4.01 | −2.99 | 1,352 | −7.99 | 16.02 | 27.01 | 1,913 | 36.03 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 423 | 370 | 850 | 596 | 601 | 593 | 899 | 655 | 531 | 641 | 866 | 792 |
| Tax % | 9.9% | 12.9% | 5.0% | 12.9% | 11.9% | 6.9% | 9.9% | 9.0% | 7.0% | 9.9% | 7.0% | 8.9% |
| Net Profit | 380 | 322 | 810 | 520 | 529 | 551 | 814 | 594 | 495 | 577 | 805 | 725 |
| EPS (Rs) | 3.81 | 3.22 | 8.12 | 5.20 | 5.29 | 5.51 | 8.14 | 5.95 | 4.95 | 5.76 | 8.04 | 7.24 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 19,269 | 30,419 | 33,970 | 44,413 | 43,623 | 81,563 | 82,652 | 80,299 | 1,31,529 | 1,16,484 | 1,11,846 | 1,19,203 |
| Expenses | 18,374 | 29,429 | 32,680 | 43,107 | 42,377 | 81,019 | 82,154 | 78,668 | 1,29,726 | 1,15,394 | 1,11,310 | 1,18,717 |
| Operating Profit | 923 | 1,071 | 1,337 | 1,479 | 1,354 | 875 | 733 | 1,930 | 2,111 | 1,424 | 866 | 845 |
| OPM % | 4.8% | 3.5% | 3.9% | 3.3% | 3.1% | 1.1% | 0.9% | 2.4% | 1.6% | 1.2% | 0.8% | 0.7% |
| Other Income | 129 | 139 | 156 | 266 | 530 | 867 | 1,032 | 51.03 | 49.99 | 1,359 | 1,948 | 1,992 |
| Interest | 4.99 | 4.99 | 5.99 | 7.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 37.11 | 48.17 | 59.16 | 92.29 | 89.26 | 99.25 | 75.20 | 68.22 | 76.29 | 84.23 | 115 | 0.00 |
| Profit before tax | 1,006 | 1,153 | 1,421 | 1,639 | 1,787 | 1,639 | 1,685 | 1,903 | 2,076 | 2,688 | 2,694 | 2,830 |
| Tax % | 15.9% | 16.9% | 18.9% | 18.9% | 20.9% | 10.9% | 10.9% | 10.0% | 9.0% | 9.9% | 8.0% | — |
| Exceptional items | 0.00 | 0.00 | 0.00 | 75.22 | 8.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
| Net Profit | 843 | 955 | 1,149 | 1,327 | 1,421 | 1,456 | 1,506 | 1,720 | 1,892 | 2,414 | 2,471 | 2,601 |
| EPS (Rs) | 8.47 | 9.57 | 11.54 | 13.31 | 14.27 | 14.59 | 15.08 | 17.23 | 18.97 | 24.15 | 24.69 | 25.99 |
| Dividend payout % | 13.9% | 15.9% | 17.0% | 14.9% | 0.0% | 16.9% | 12.9% | 14.9% | 13.9% | 11.0% | 11.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 996 | 996 | 996 | 996 | 996 | 996 | 997 | 997 | 998 | 998 | 997 | 998 |
| Reserves | 3,052 | 3,730 | 4,545 | 5,522 | 6,565 | 7,734 | 9,389 | 10,607 | 12,006 | 13,886 | 15,967 | 18,070 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 69,842 | 78,382 | 96,327 | 1,14,772 | 1,38,691 | 1,56,331 | 2,15,773 | 2,60,851 | 3,00,612 | 3,82,014 | 4,38,215 | 4,78,829 |
| Total Liabilities | 73,890 | 83,107 | 1,01,868 | 1,21,289 | 1,46,252 | 1,65,062 | 2,26,159 | 2,72,455 | 3,13,615 | 3,96,897 | 4,55,179 | 4,97,898 |
| Fixed Assets | 292 | 301 | 507 | 512 | 564 | 569 | 564 | 919 | 520 | 552 | 580 | 648 |
| CWIP | 6.99 | 146 | 30.98 | 69.98 | 32.01 | 13.01 | 0.99 | 3.01 | 0.99 | 5.99 | 10.01 | 40.99 |
| Investments | 69,141 | 77,506 | 95,434 | 1,13,977 | 1,38,820 | 1,58,270 | 2,18,063 | 2,63,530 | 3,03,321 | 3,84,164 | 4,45,515 | 4,84,184 |
| Other Assets | 4,450 | 5,154 | 5,895 | 6,731 | 6,837 | 6,209 | 7,531 | 8,003 | 9,771 | 12,176 | 9,074 | 13,025 |
| Cash & equivalents | 2,519 | 2,609 | 2,425 | 2,638 | 2,417 | 1,419 | 2,703 | 3,195 | 4,156 | 4,733 | 1,842 | 3,200 |
| Total Assets | 73,890 | 83,107 | 1,01,868 | 1,21,289 | 1,46,252 | 1,65,062 | 2,26,159 | 2,72,455 | 3,13,615 | 3,96,897 | 4,55,179 | 4,97,898 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | 2,719 | 5,787 | 8,541 | 10,410 | 13,504 | 19,329 | 23,928 | 21,904 | 28,731 | 29,185 | 25,608 | 34,619 |
| Cash from investing activity | −178 | −7,189 | −9,001 | −8,886 | −13,525 | −16,940 | −19,153 | −21,543 | −30,117 | −31,148 | −21,727 | −35,246 |
| Cash from financing activity | −117 | −144 | −144 | −222 | −242 | −199 | 3.01 | −232 | −416 | −228 | −216 | −180 |
| Net cash flow | 2,416 | −1,570 | −650 | 1,264 | −321 | 2,114 | 4,674 | 9.99 | −1,963 | −2,328 | 3,540 | −975 |
| Capex | 25.02 | 181 | 148 | 107 | 149 | 89.09 | 115 | 67.05 | 75.97 | 114 | 106 | 185 |
| Free cash flow | 2,695 | 5,617 | 8,405 | 10,322 | 13,380 | 19,265 | 23,856 | 21,878 | 28,659 | 29,095 | 25,547 | 34,435 |
| CFO / OP % | 340.9% | 628.0% | 798.0% | 780.0% | 955.0% | 1,472.9% | 2,802.0% | 3,093.9% | 1,531.9% | 1,426.0% | 1,799.9% | 3,993.9% |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash conversion cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working capital days | −6 | 3 | 3 | 4 | 11 | 1 | −3 | 1 | 4 | 2 | 4 |
| ROCE % | 23.1% | 23.1% | 24.1% | 22.1% | 22.1% | 17.1% | 15.1% | 15.1% | 15.1% | 17.1% | 15.1% |
For the Jun 2026 quarter, SBI Life Insurance Company reported revenue of ₹46,148 Cr, up 18.7% year on year and net profit of ₹725 Cr, up 22.0% year on year. The operating margin was 1.6%.
SBI Life Insurance Company's revenue for the year to Mar 2026 were ₹1.12 L Cr; over the last twelve months they were ₹1.19 L Cr.
Net profit for the year to Mar 2026 was ₹2,471 Cr, and ₹2,601 Cr over the last twelve months. Earnings per share over the same trailing period were ₹25.99.
SBI Life Insurance Company reported borrowings of ₹0 Cr at Mar 2026, against cash and equivalents of ₹3,200 Cr.
Cash from operations was ₹34,619 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹34,435 Cr.