State Bank of India quarterly results and financials

State Bank of India (SBIN)₹1,042+2.56%(9 Nov 2026 close)Public Sector Bank

Key facts

In the Jun 2026 quarter (consolidated), State Bank of India reported revenue of ₹1.36 L Cr, up 8.4% from Jun 2025, and net profit of ₹25,117 Cr, up 13.6% year on year. For the year to Mar 2026, revenue were ₹5.15 L Cr and net profit ₹86,662 Cr.

Revenue (Jun 2026): ₹1.36 L Cr
Net profit (Jun 2026): ₹25,117 Cr
Revenue (FY Mar 2026): ₹5.15 L Cr
Net profit (FY Mar 2026): ₹86,662 Cr
EPS (Jun 2026): ₹26.06
Borrowings (Mar 2026): ₹7.74 L Cr

Company filings, consolidated accounts; latest reported quarter Jun 2026

State Bank of India quarterly results

₹ crore unless stated; each column is a quarter.

State Bank of India Quarterly results
	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	1,07,221	1,12,762	1,17,331	1,18,007	1,20,902	1,24,588	1,26,627	1,25,658	1,27,864	1,30,158	1,31,017	1,36,160
Interest	63,215	68,366	70,861	71,962	73,901	77,702	78,439	78,530	78,310	79,109	80,238	82,570
Net interest income	44,007	44,396	46,470	46,044	47,000	46,885	48,188	47,128	49,554	51,049	50,779	53,591
Expenses	59,300	62,520	65,320	53,920	62,600	64,865	74,343	59,416	72,218	76,759	74,923	64,816
Financing Profit	−14,926	−17,871	−18,604	−7,460	−15,303	−17,643	−25,843	−12,049	−22,234	−25,195	−23,929	−10,952
Financing Margin %	−14.1%	−16.1%	−16.1%	−6.0%	−13.0%	−14.1%	−20.1%	−10.1%	−17.1%	−19.1%	−18.0%	−8.0%
Other Income	36,924	33,173	47,486	33,934	42,849	43,261	52,807	41,352	50,938	55,345	50,094	43,916
Profit before tax	21,869	15,205	28,790	26,345	27,403	25,474	26,820	29,168	28,585	30,004	26,019	32,783
Tax %	25.0%	26.0%	25.0%	25.9%	26.0%	25.0%	26.0%	25.9%	25.0%	27.0%	23.0%	25.0%
Exceptional items	0.00	−5,249	0.00	0.00	0.00	0.00	0.00	0.00	2,267	0.00	0.00	0.00
Net Profit	16,644	11,585	22,201	20,080	20,545	19,479	20,372	22,117	21,841	22,181	20,507	25,117
EPS (Rs)	18.01	12.38	23.91	21.62	22.14	21.09	21.92	23.73	22.85	23.06	21.25	26.06
Gross NPA %	2.5%	2.4%	2.2%	2.2%	2.1%	2.1%	1.8%	1.8%	1.7%	1.6%	1.5%	1.5%
Net NPA %	0.6%	0.6%	0.6%	0.6%	0.5%	0.5%	0.5%	0.5%	0.4%	0.4%	0.4%	0.4%
Provision coverage (approx., excl. write-offs) %	75.1%	73.6%	74.6%	74.2%	75.6%	74.4%	74.2%	74.3%	75.7%	75.2%	73.8%	74.2%

State Bank of India profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

State Bank of India Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	2,20,503	2,30,102	2,28,555	2,53,067	2,69,352	2,77,786	2,89,378	3,50,290	4,38,673	4,89,491	5,14,687	5,25,200
Interest	1,43,586	1,49,532	1,47,109	1,56,403	1,61,549	1,56,596	1,56,665	1,90,594	2,60,533	3,01,760	3,16,128	3,20,227
Net interest income	76,917	80,570	81,446	96,664	1,07,802	1,21,190	1,32,712	1,59,696	1,78,140	1,87,732	1,98,559	2,04,973
Expenses	1,09,805	1,45,556	1,68,825	1,65,924	1,72,743	1,92,499	1,97,285	2,04,110	2,39,392	2,51,720	2,78,310	2,88,715
Financing Profit	−32,423	−64,324	−86,693	−68,649	−64,169	−70,700	−63,591	−43,442	−60,334	−62,719	−78,874	−82,311
Financing Margin %	−15.1%	−28.1%	−38.1%	−27.0%	−24.1%	−25.1%	−22.1%	−12.1%	−14.1%	−13.1%	−15.0%	−15.7%
Other Income	52,902	68,334	77,661	77,523	98,360	1,07,311	1,17,109	1,22,623	1,55,521	1,73,311	1,98,087	2,00,293
Depreciation	2,244	2,906	3,094	3,486	3,652	3,698	3,677	3,683	3,840	3,975	4,813	0.00
Profit before tax	18,120	943	−12,211	5,201	30,215	32,708	49,566	75,196	91,045	1,06,059	1,13,780	1,17,390
Tax %	29.9%	141.0%	−66.0%	41.0%	39.9%	26.0%	27.0%	25.0%	25.0%	26.0%	25.0%	—
Exceptional items	−14.99	208	−25.95	196	3,498	−17.98	−11.98	−19.97	−17.97	0.00	0.00	2,267
Net Profit	13,021	−96.89	−3,750	3,352	21,129	23,866	37,153	57,726	69,537	80,497	86,662	89,645
EPS (Rs)	15.72	0.29	−5.10	2.57	22.13	25.05	39.57	62.26	75.00	86.74	90.10	93.22
Dividend payout %	17.0%	859.0%	0.0%	0.0%	0.0%	16.0%	18.0%	18.0%	18.0%	18.0%	19.0%	—

State Bank of India balance sheet

₹ crore, at each year end.

State Bank of India Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	744	773	794	888	888	888	888	888	888	888	889	919
Reserves	1,60,103	1,79,255	2,15,727	2,28,751	2,32,999	2,49,385	2,73,784	3,03,653	3,57,101	4,12,793	4,84,941	5,93,283
Deposits	20,47,328	22,48,098	25,93,802	27,15,256	29,34,612	32,64,990	37,04,889	40,74,509	44,58,394	49,53,158	54,27,672	60,24,745
Borrowings	2,43,768	3,60,010	3,35,221	3,67,631	4,12,321	3,31,673	4,32,153	4,47,334	5,19,354	6,37,177	6,08,848	7,74,436
Other Liabilities	2,38,996	2,75,145	2,87,007	2,93,445	2,98,238	3,37,735	4,18,906	5,16,229	6,02,888	7,09,248	7,72,213	9,00,304
Total Liabilities	26,90,939	30,63,280	34,32,550	36,05,971	38,79,057	41,84,671	48,30,621	53,42,613	59,38,625	67,13,264	72,94,565	82,93,687
Fixed Assets	12,871	15,351	50,963	41,880	39,811	39,454	41,416	40,882	45,731	45,908	47,526	59,524
CWIP	400	787	695	927	763	470	116	28.03	66.11	42.06	41.03	78.11
Investments	6,71,168	8,05,461	10,23,426	11,79,971	11,15,558	12,25,157	15,90,529	17,69,856	19,07,847	21,03,923	21,98,073	23,53,588
Other Assets	20,06,499	22,41,682	23,57,465	23,83,194	27,22,925	29,19,589	31,98,559	35,31,847	39,84,981	45,63,390	50,48,924	58,80,497
Cash & equivalents	1,26,650	1,42,699	1,46,154	1,35,035	1,58,240	1,46,739	1,90,061	2,96,752	2,25,843	2,06,963	2,08,869	2,47,243
Total Assets	26,90,939	30,63,280	34,32,550	36,05,971	38,79,057	41,84,671	48,30,621	53,42,613	59,38,625	67,13,264	72,94,565	82,93,687

State Bank of India cash flow

₹ crore, for each year.

State Bank of India Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	26,254	14,451	77,334	−96,367	29,543	23,893	89,869	57,657	−85,933	21,618	45,422	38,033
Cash from investing activity	−3,429	−2,753	−4,577	13,079	220	−556	−3,679	−2,655	−968	−3,480	−3,394	9,253
Cash from financing activity	−1,547	4,335	−4,185	5,528	447	5,411	7,115	−3,835	6,371	−9,865	−10,698	−3,418
Net cash flow	21,378	16,138	68,914	−78,222	30,351	28,907	93,763	51,356	−80,858	8,295	31,492	44,044
Capex	3,458	3,787	4,439	0.00	3,017	3,073	3,924	3,315	0.00	4,185	5,654	8,390
Free cash flow	22,855	10,699	73,038	−89,982	26,577	20,869	86,182	54,713	−86,113	17,478	39,852	29,756
CFO / OP %	30.0%	22.0%	93.1%	−148.0%	43.0%	40.0%	110.1%	72.0%	−47.0%	27.0%	33.0%	32.0%

State Bank of India ratios

Working-capital days and returns, by year.

State Bank of India Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	11.0%	7.0%	0.0%	−2.0%	1.0%	7.0%	9.0%	12.0%	17.0%	17.0%	17.0%	15.0%

State Bank of India: frequently asked questions

What are the latest quarterly results of State Bank of India?

For the Jun 2026 quarter, State Bank of India reported revenue of ₹1.36 L Cr, up 8.4% year on year and net profit of ₹25,117 Cr, up 13.6% year on year.

What is the annual revenue of State Bank of India?

State Bank of India's revenue for the year to Mar 2026 were ₹5.15 L Cr; over the last twelve months they were ₹5.25 L Cr.

What is the net profit of State Bank of India?

Net profit for the year to Mar 2026 was ₹86,662 Cr, and ₹89,645 Cr over the last twelve months. Earnings per share over the same trailing period were ₹93.22.

What is the free cash flow of State Bank of India?

Cash from operations was ₹38,033 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹29,756 Cr.

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