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SG Finserve (SGFIN)₹703.60+1.19%Non Banking Financial Company (NBFC)
In the Sep 2026 quarter (standalone), SG Finserve reported revenue of ₹161 Cr, up 114.9% from Sep 2025, and net profit of ₹58.99 Cr, up 110.8% year on year. For the year to Mar 2026, revenue were ₹334 Cr and net profit ₹128 Cr.
Company filings, standalone accounts; latest reported quarter Sep 2026
| Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 52.01 | 59.05 | 43.99 | 31.01 | 42.01 | 54.02 | 67.99 | 75.01 | 86.06 | 105 | 136 | 161 |
| Interest | 17.98 | 20.98 | 11.98 | 0.00 | 0.99 | 18.97 | 24.97 | 29.96 | 35.97 | 42.97 | 53.93 | 67.96 |
| Net interest income | 34.03 | 38.07 | 32.01 | 31.01 | 41.02 | 35.05 | 43.02 | 45.05 | 50.09 | 62.13 | 82.22 | 93.23 |
| Expenses | 4.99 | 6.99 | 5.98 | 9.98 | 8.98 | 3.99 | 8.98 | 5.99 | 5.99 | 5.99 | 9.97 | 12.97 |
| Financing Profit | 29.06 | 31.07 | 25.05 | 21.03 | 32.06 | 31.07 | 34.09 | 39.07 | 43.10 | 56.13 | 72.16 | 80.18 |
| Financing Margin % | 54.9% | 53.0% | 57.9% | 66.9% | 75.9% | 57.9% | 49.9% | 52.0% | 50.0% | 52.9% | 52.9% | 48.9% |
| Other Income | 0.00 | 0.99 | 0.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 29.06 | 32.07 | 26.07 | 21.07 | 32.11 | 31.08 | 34.08 | 38.09 | 43.13 | 56.18 | 72.25 | 79.22 |
| Tax % | 25.0% | 25.0% | 26.0% | 32.0% | 26.0% | 23.0% | 28.0% | 26.0% | 25.0% | 25.0% | 25.0% | 26.0% |
| Net Profit | 22.01 | 23.99 | 18.98 | 13.99 | 24.01 | 24.01 | 24.99 | 27.99 | 31.97 | 42.01 | 54.01 | 58.99 |
| EPS (Rs) | 3.95 | 4.34 | 3.48 | 2.54 | 4.25 | 4.27 | 4.40 | 5.10 | 5.83 | 6.50 | 8.17 | 8.94 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.99 | 1.01 | 1.01 | 0.00 | 0.00 | 2.01 | 1.99 | 41.02 | 190 | 170 | 334 | 489 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 7.99 | 63.95 | 31.95 | 134 | 201 |
| Net interest income | 3.99 | 1.01 | 1.01 | 0.00 | 0.00 | 2.01 | 1.99 | 33.03 | 126 | 138 | 200 | 288 |
| Expenses | 3.99 | 0.00 | 0.99 | 0.99 | 0.99 | 0.99 | 0.99 | 7.98 | 19.97 | 27.93 | 26.94 | 34.92 |
| Financing Profit | 0.00 | 0.00 | 1.01 | 0.00 | −1.01 | 2.01 | 1.01 | 25.05 | 105 | 111 | 172 | 252 |
| Financing Margin % | 4.0% | 35.0% | 54.9% | −172.1% | −344.1% | 69.0% | 54.9% | 58.9% | 55.0% | 64.9% | 51.9% | 51.5% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.01 | 1.01 | 0.00 |
| Profit before tax | 0.00 | 0.00 | 1.01 | 0.00 | −1.01 | 2.01 | 1.01 | 25.06 | 105 | 110 | 173 | 251 |
| Tax % | 38.0% | 23.0% | 29.0% | −27.0% | 5.0% | 4.0% | 30.0% | 26.0% | 25.0% | 26.0% | 26.0% | — |
| Net Profit | 0.00 | 0.00 | 0.99 | 0.00 | −0.99 | 1.99 | 0.99 | 17.98 | 78.97 | 81.04 | 128 | 187 |
| EPS (Rs) | 0.19 | 0.47 | 1.19 | −0.69 | −2.01 | 3.16 | 1.57 | 4.47 | 14.33 | 14.53 | 19.61 | 29.44 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5.00 | 5.00 | 5.02 | 5.02 | 5.02 | 5.01 | 5.01 | 5.01 | 41.02 | 54.99 | 55.96 | 64.97 |
| Reserves | 1.99 | 1.99 | 1.99 | 2.99 | 2.00 | 1.99 | 2.99 | 3.99 | 531 | 749 | 956 | 1,392 |
| Borrowings | 1.01 | 0.00 | 0.00 | 0.00 | 1.00 | 1.01 | 0.00 | 0.00 | 492 | 956 | 1,384 | 2,701 |
| Other Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | −0.01 | 0.00 | 0.00 | 0.00 | 12.94 | 15.91 | 4.97 | 8.95 |
| Total Liabilities | 8.00 | 6.99 | 7.01 | 8.01 | 8.01 | 8.01 | 8.00 | 9.00 | 1,077 | 1,776 | 2,401 | 4,167 |
| Fixed Assets | 0.00 | 0.00 | 2.01 | 2.01 | 2.01 | 1.01 | 1.01 | 1.01 | 0.00 | 2.01 | 2.01 | 2.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | 0.00 | 0.00 | 0.00 |
| Investments | 2.01 | 2.01 | 1.01 | 1.01 | 1.01 | 2.01 | 1.01 | 2.01 | 0.00 | 0.00 | 80.24 | 0.00 |
| Other Assets | 5.99 | 4.98 | 4.99 | 5.99 | 4.99 | 4.99 | 5.98 | 5.98 | 1,076 | 1,775 | 2,319 | 4,165 |
| Inventories | 1.01 | 1.01 | 2.01 | 2.01 | 2.01 | 1.01 | 3.01 | 5.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Trade receivables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & equivalents | 3.01 | 1.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 91.10 | 77.04 | 62.09 | 204 |
| Total Assets | 8.00 | 6.99 | 7.01 | 8.01 | 8.01 | 8.01 | 8.00 | 9.00 | 1,077 | 1,776 | 2,401 | 4,167 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | 0.00 | −0.99 | — | −0.99 | −0.99 | 0.00 | — | −937 | −627 | −490 | −1,567 |
| Cash from investing activity | −0.99 | −0.99 | — | 0.99 | 0.99 | 0.99 | — | 1.99 | −3.99 | −55.92 | 60.93 |
| Cash from financing activity | 0.00 | 0.00 | — | 0.00 | 0.00 | −1.01 | — | 1,034 | 619 | 556 | 1,637 |
| Net cash flow | −0.99 | −1.99 | — | 0.00 | 0.00 | 0.00 | — | 90.75 | −17.95 | 5.98 | 121 |
| Capex | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.01 | 1.01 | 1.01 | 1.01 |
| Free cash flow | 0.00 | −1.01 | — | −1.01 | 0.00 | 0.00 | — | −943 | −632 | −493 | −1,577 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 4.0% | 1.0% | 3.0% | 8.1% | −4.0% | −13.9% | 22.1% | 10.1% | 6.0% | 11.1% | 9.0% | 10.1% |
For the Sep 2026 quarter, SG Finserve reported revenue of ₹161 Cr, up 114.9% year on year and net profit of ₹58.99 Cr, up 110.8% year on year.
SG Finserve's revenue for the year to Mar 2026 were ₹334 Cr; over the last twelve months they were ₹489 Cr.
Net profit for the year to Mar 2026 was ₹128 Cr, and ₹187 Cr over the last twelve months. Earnings per share over the same trailing period were ₹29.44.
Cash from operations was −₹1,567 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹1,577 Cr.