Shriram Finance quarterly results and financials

Shriram Finance (SHRIRAMFIN)₹965.00+0.52%(9 Nov 2026 close)Non Banking Financial Company (NBFC)

Key facts

In the Sep 2026 quarter (consolidated), Shriram Finance reported revenue of ₹13,804 Cr, up 15.8% from Sep 2025, and net profit of ₹3,692 Cr, up 59.1% year on year. For the year to Mar 2026, revenue were ₹48,143 Cr and net profit ₹10,048 Cr.

Revenue (Sep 2026): ₹13,804 Cr
Net profit (Sep 2026): ₹3,692 Cr
Revenue (FY Mar 2026): ₹48,143 Cr
Net profit (FY Mar 2026): ₹10,048 Cr
EPS (Sep 2026): ₹15.67
Borrowings (Mar 2026): ₹2.50 L Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

Shriram Finance quarterly results

₹ crore unless stated; each column is a quarter.

Shriram Finance Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	8,919	9,492	9,605	10,093	10,699	11,463	11,538	11,916	12,174	12,515	13,412	13,804
Interest	3,702	3,985	4,124	4,343	4,742	5,218	5,389	5,519	5,253	5,328	5,196	4,961
Net interest income	5,217	5,507	5,481	5,750	5,957	6,244	6,148	6,397	6,921	7,187	8,216	8,843
Expenses	2,628	2,708	2,656	2,829	3,025	3,285	3,057	3,106	3,391	3,097	3,398	3,721
Financing Profit	2,585	2,786	2,819	2,906	2,917	2,942	3,074	3,281	3,519	4,075	4,796	5,111
Financing Margin %	29.0%	29.0%	29.0%	29.0%	27.0%	26.0%	26.9%	28.0%	29.0%	32.9%	35.9%	37.0%
Other Income	58.99	86.98	53.96	86.04	1,573	6.01	6.01	8.99	26.01	18.01	18.01	9.01
Depreciation	147	153	153	159	162	171	173	174	177	175	183	180
Profit before tax	2,497	2,720	2,718	2,830	4,331	2,775	2,907	3,115	3,362	3,917	4,630	4,938
Tax %	25.1%	26.1%	25.1%	24.0%	25.1%	23.1%	26.1%	26.0%	25.1%	23.1%	25.1%	25.1%
Exceptional items	54.17	72.22	49.21	79.28	1,108	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Profit	1,878	2,024	2,036	2,160	3,256	2,150	2,162	2,320	2,535	3,028	3,463	3,692
EPS (Rs)	9.95	10.70	10.77	11.41	17.30	11.42	11.50	12.32	13.48	16.07	14.69	15.67
Gross NPA %	5.7%	5.5%	5.4%	5.3%	5.4%	4.6%	4.5%	4.6%	4.5%	4.6%	4.6%	4.7%
Net NPA %	2.7%	2.7%	2.7%	2.6%	2.7%	2.6%	2.6%	2.5%	2.4%	2.3%	2.3%	2.3%
Provision coverage (approx., excl. write-offs) %	51.9%	50.5%	49.7%	50.4%	50.2%	42.0%	43.3%	45.5%	47.6%	49.1%	49.8%	50.3%

Shriram Finance profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Shriram Finance Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	10,359	10,900	13,503	15,546	16,576	17,412	19,274	30,479	36,418	43,975	48,143	51,905
Interest	5,084	5,211	6,399	7,546	8,305	9,079	9,754	12,969	15,575	18,509	21,555	20,739
Net interest income	5,275	5,689	7,104	8,000	8,271	8,333	9,519	17,510	20,843	25,466	26,588	31,166
Expenses	3,443	3,705	3,283	4,166	4,676	4,927	5,809	8,695	10,261	12,249	12,575	13,607
Financing Profit	1,826	1,976	3,810	3,803	3,567	3,408	3,671	8,806	10,534	13,153	13,955	17,501
Financing Margin %	17.9%	18.0%	28.0%	24.0%	22.0%	19.9%	19.0%	29.0%	29.0%	30.0%	28.9%	33.7%
Other Income	2.99	1.01	127	20.01	13.99	14.01	18.01	15.99	24.99	157	52.04	71.04
Depreciation	37.97	34.99	37.02	43.01	141	137	135	601	588	645	699	715
Profit before tax	1,789	1,938	3,897	3,783	3,441	3,282	3,551	8,213	9,970	12,659	13,301	16,848
Tax %	34.0%	35.1%	35.1%	32.1%	27.1%	24.1%	24.1%	27.0%	26.1%	24.1%	25.1%	—
Exceptional items	0.00	0.00	81.30	0.00	1.01	0.00	−1.01	−1.01	1.01	1,312	−4.02	0.00
Net Profit	1,187	1,268	2,556	2,583	2,517	2,506	2,727	6,033	7,411	9,603	10,048	12,718
EPS (Rs)	9.36	10.01	20.16	20.39	19.87	17.72	20.16	32.13	39.25	50.88	53.33	59.91
Dividend payout %	19.1%	7.0%	10.0%	11.1%	5.0%	18.0%	20.1%	22.1%	23.1%	19.0%	20.0%	—

Shriram Finance balance sheet

₹ crore, at each year end.

Shriram Finance Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	226	226	226	226	226	226	252	270	373	375	375	375
Reserves	9,018	9,922	11,079	13,426	15,703	17,860	21,410	25,749	43,038	48,463	55,984	65,413
Borrowings	46,641	49,704	53,011	81,958	87,813	94,518	1,06,338	1,14,586	1,63,977	1,95,152	2,33,959	2,50,288
Other Liabilities	6,163	8,009	9,986	1,532	1,535	1,382	1,639	1,322	2,844	3,805	3,314	4,741
Total Liabilities	62,048	67,861	74,302	97,141	1,05,276	1,13,987	1,29,639	1,41,926	2,10,233	2,47,794	2,93,633	3,20,818
Fixed Assets	154	152	136	122	147	490	438	419	3,717	3,723	2,916	2,637
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	66.12	0.00	0.00	0.00
Investments	3,050	1,346	1,523	2,467	4,140	2,947	3,359	6,992	7,459	9,507	15,843	15,037
Other Assets	58,842	66,364	72,642	94,553	1,00,989	1,10,550	1,25,843	1,34,515	1,98,991	2,34,564	2,74,873	3,03,142
Trade receivables	2.99	9.96	8.97	13.94	7.98	9.97	8.98	4.98	16.94	51.80	50.82	51.80
Cash & equivalents	4,750	2,361	4,436	3,670	3,972	7,305	16,408	16,321	16,280	11,145	21,309	7,925
Total Assets	62,048	67,861	74,302	97,141	1,05,276	1,13,987	1,29,639	1,41,926	2,10,233	2,47,794	2,93,633	3,20,818

Shriram Finance cash flow

₹ crore, for each year.

Shriram Finance Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	−9,648	−5,527	−2,689	−13,192	−5,555	−2,472	−4,252	−8,891	−17,699	−31,232	−43,834	−13,324
Cash from investing activity	−45.04	−36.07	−2.01	86.11	−76.06	−55.07	−25.02	−34.04	5,078	−258	3,634	−241
Cash from financing activity	7,841	2,822	3,016	13,015	5,551	4,580	12,220	8,507	11,819	27,623	44,534	8,589
Net cash flow	−1,824	−2,728	339	−42.09	−62.17	2,065	7,989	−389	−732	−3,761	4,509	−4,945
Capex	44.98	36.99	17.99	66.05	77.97	58.04	26.02	36.01	197	265	255	196
Free cash flow	−9,664	−5,555	−2,698	−13,220	−5,620	−2,523	−4,270	−8,906	−17,837	−31,391	−43,963	−13,488

Shriram Finance ratios

Working-capital days and returns, by year.

Shriram Finance Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	12.0%	12.0%	12.0%	20.0%	17.0%	15.0%	13.0%	11.0%	17.0%	16.0%	16.0%	16.0%

Shriram Finance: frequently asked questions

What are the latest quarterly results of Shriram Finance?

For the Sep 2026 quarter, Shriram Finance reported revenue of ₹13,804 Cr, up 15.8% year on year and net profit of ₹3,692 Cr, up 59.1% year on year.

What is the annual revenue of Shriram Finance?

Shriram Finance's revenue for the year to Mar 2026 were ₹48,143 Cr; over the last twelve months they were ₹51,905 Cr.

What is the net profit of Shriram Finance?

Net profit for the year to Mar 2026 was ₹10,048 Cr, and ₹12,718 Cr over the last twelve months. Earnings per share over the same trailing period were ₹59.91.

What is the free cash flow of Shriram Finance?

Cash from operations was −₹13,324 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹13,488 Cr.

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