The South Indian Bank quarterly results and financials

The South Indian Bank (SOUTHBANK)₹58.68+1.12%(9 Nov 2026 close)Private Sector Bank

Key facts

In the Sep 2026 quarter (consolidated), The South Indian Bank reported revenue of ₹2,793 Cr, up 16.2% from Sep 2025, and net profit of ₹425 Cr, up 21.1% year on year. For the year to Mar 2026, revenue were ₹9,827 Cr and net profit ₹1,453 Cr.

Revenue (Sep 2026): ₹2,793 Cr
Net profit (Sep 2026): ₹425 Cr
Revenue (FY Mar 2026): ₹9,827 Cr
Net profit (FY Mar 2026): ₹1,453 Cr
EPS (Sep 2026): ₹1.64
Borrowings (Mar 2026): ₹3,943 Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

The South Indian Bank quarterly results

₹ crore unless stated; each column is a quarter.

The South Indian Bank Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	2,181	2,270	2,309	2,353	2,369	2,371	2,357	2,403	2,512	2,554	2,626	2,793
Interest	1,368	1,403	1,451	1,476	1,506	1,508	1,535	1,601	1,641	1,647	1,606	1,684
Net interest income	813	866	857	876	863	863	822	802	871	907	1,020	1,109
Expenses	835	827	892	851	814	980	1,020	851	861	754	897	1,008
Financing Profit	−16.98	46.95	−26.96	29.95	53.95	−113	−188	−42.95	17.97	161	128	106
Financing Margin %	−1.0%	2.0%	−1.0%	1.0%	2.0%	−5.0%	−8.0%	−2.0%	1.0%	6.0%	5.0%	4.0%
Other Income	452	346	422	409	409	572	622	516	486	385	380	467
Profit before tax	436	394	395	441	464	460	434	474	505	548	510	576
Tax %	30.0%	27.0%	26.1%	26.1%	26.0%	25.1%	26.0%	26.1%	26.0%	25.0%	26.0%	26.0%
Net Profit	305	286	293	324	341	341	322	351	373	406	377	425
EPS (Rs)	1.18	1.11	1.13	1.25	1.32	1.32	1.24	1.35	1.44	1.57	1.45	1.64
Gross NPA %	4.7%	4.5%	4.5%	4.4%	4.3%	3.2%	3.2%	2.9%	2.7%	1.4%	1.4%	1.2%
Net NPA %	1.6%	1.5%	1.4%	1.3%	1.3%	0.9%	0.7%	0.6%	0.5%	0.3%	0.3%	0.1%
Provision coverage (approx., excl. write-offs) %	66.0%	67.6%	68.0%	70.2%	70.9%	71.3%	78.4%	80.9%	83.2%	79.7%	81.2%	92.7%

The South Indian Bank profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

The South Indian Bank Profit and loss
	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	7,294	6,573	7,222	8,593	9,404	9,827	10,485
Interest	4,909	4,360	4,230	5,294	5,939	6,420	6,578
Net interest income	2,385	2,213	2,992	3,299	3,465	3,407	3,907
Expenses	3,543	3,277	2,624	3,223	3,437	3,372	3,521
Financing Profit	−1,141	−1,041	384	105	45.94	62.93	412
Financing Margin %	−16.1%	−16.1%	5.0%	1.0%	0.0%	1.0%	3.9%
Other Income	1,228	1,034	811	1,515	1,812	2,006	1,718
Depreciation	0.00	83.66	86.66	89.66	102	115	0.00
Profit before tax	87.22	−92.18	1,110	1,532	1,761	1,962	2,139
Tax %	29.1%	−149.0%	30.0%	30.0%	26.1%	26.0%	—
Exceptional items	0.00	0.00	0.00	0.00	−2.01	1.01	—
Net Profit	61.88	44.89	773	1,068	1,300	1,453	1,582
EPS (Rs)	0.25	0.18	2.97	4.10	5.00	5.58	6.10
Dividend payout %	0.0%	0.0%	8.0%	7.0%	8.0%	8.0%	—

The South Indian Bank balance sheet

₹ crore, at each year end.

The South Indian Bank Balance sheet
	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	210	210	263	263	263
Reserves	5,669	6,494	8,600	9,887	11,205
Deposits	89,388	91,983	1,02,146	1,07,867	1,23,784
Borrowings	3,307	7,023	3,926	4,318	3,943
Other Liabilities	1,769	2,390	2,768	2,737	3,087
Total Liabilities	1,00,344	1,08,101	1,17,702	1,25,073	1,42,282
Fixed Assets	749	751	818	1,014	1,038
CWIP	59.27	125	146	0.00	0.00
Investments	21,454	24,688	24,002	21,791	27,369
Other Assets	78,083	82,537	92,736	1,02,268	1,13,875
Cash & equivalents	7,282	4,646	6,665	5,103	6,186
Total Assets	1,00,344	1,08,101	1,17,702	1,25,073	1,42,282

The South Indian Bank cash flow

₹ crore, for each year.

The South Indian Bank Cash flow
	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	5,167	−7,264	7,076	−2,355	3,911
Cash from investing activity	−1,748	−387	−1,992	4,446	−5,482
Cash from financing activity	−990	3,530	−2,150	157	−562
Net cash flow	2,430	−4,115	2,935	2,234	−2,115
Capex	102	113	182	158	141
Free cash flow	5,144	−7,395	6,924	−2,519	3,781

The South Indian Bank ratios

Working-capital days and returns, by year.

The South Indian Bank Ratios
	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	1.0%	12.0%	14.0%	13.9%	14.0%

The South Indian Bank: frequently asked questions

What are the latest quarterly results of The South Indian Bank?

For the Sep 2026 quarter, The South Indian Bank reported revenue of ₹2,793 Cr, up 16.2% year on year and net profit of ₹425 Cr, up 21.1% year on year.

What is the annual revenue of The South Indian Bank?

The South Indian Bank's revenue for the year to Mar 2026 were ₹9,827 Cr; over the last twelve months they were ₹10,485 Cr.

What is the net profit of The South Indian Bank?

Net profit for the year to Mar 2026 was ₹1,453 Cr, and ₹1,582 Cr over the last twelve months. Earnings per share over the same trailing period were ₹6.10.

What is the free cash flow of The South Indian Bank?

Cash from operations was ₹3,911 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹3,781 Cr.

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