SRG Housing Finance (SRGHFL)₹103.80+1.21%Housing Finance Company
In the Jun 2026 quarter (standalone), SRG Housing Finance reported revenue of ₹54.12 Cr, up 26.5% from Jun 2025, and net profit of ₹8.50 Cr, up 24.8% year on year. For the year to Mar 2026, revenue were ₹200 Cr and net profit ₹32.09 Cr.
Company filings, standalone accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 30.32 | 31.82 | 36.29 | 33.87 | 36.17 | 39.07 | 42.90 | 42.77 | 47.98 | 50.63 | 57.41 | 54.12 |
| Interest | 13.17 | 13.12 | 13.74 | 14.08 | 14.98 | 16.58 | 16.66 | 16.82 | 18.15 | 20.18 | 22.78 | 23.97 |
| Net interest income | 17.15 | 18.70 | 22.55 | 19.79 | 21.19 | 22.49 | 26.24 | 25.95 | 29.83 | 30.45 | 34.63 | 30.15 |
| Expenses | 10.17 | 10.85 | 13.53 | 11.53 | 11.93 | 14.82 | 17.39 | 16.62 | 18.49 | 19.18 | 21.57 | 18.86 |
| Financing Profit | 6.93 | 7.84 | 8.94 | 8.22 | 9.21 | 7.60 | 8.76 | 9.26 | 11.23 | 11.16 | 12.95 | 11.20 |
| Financing Margin % | 22.9% | 24.6% | 24.7% | 24.2% | 25.5% | 19.5% | 20.4% | 21.7% | 23.4% | 22.0% | 22.6% | 20.7% |
| Other Income | 0.97 | 0.46 | 0.40 | 0.20 | 0.77 | 1.29 | 0.73 | 0.06 | 0.63 | 0.79 | 0.09 | 0.07 |
| Depreciation | 1.30 | 1.57 | 1.70 | 1.51 | 1.61 | 1.70 | 1.78 | 1.43 | 1.50 | 1.52 | 1.42 | 1.22 |
| Profit before tax | 6.56 | 6.68 | 7.59 | 6.86 | 8.32 | 7.15 | 7.66 | 7.83 | 10.30 | 10.37 | 11.56 | 9.98 |
| Tax % | 20.3% | 20.6% | 20.0% | 14.9% | 20.7% | 19.8% | 19.4% | 13.5% | 20.1% | 21.0% | 20.2% | 15.4% |
| Net Profit | 5.28 | 5.33 | 6.11 | 5.88 | 6.62 | 5.76 | 6.21 | 6.81 | 8.28 | 8.24 | 9.28 | 8.50 |
| EPS (Rs) | 4.06 | 4.08 | 4.57 | 4.33 | 4.61 | 4.02 | 3.94 | 4.31 | 5.25 | 5.22 | 5.88 | 5.38 |
| Gross NPA % | 2.4% | 2.4% | 2.3% | 2.2% | 2.0% | 2.0% | 1.8% | 1.9% | 1.9% | 1.8% | 1.8% | — |
| Net NPA % | 0.6% | 0.6% | 0.7% | 0.7% | 0.6% | 0.6% | 0.6% | 0.6% | 0.6% | 0.7% | 0.7% | — |
| Provision coverage (approx., excl. write-offs) % | 76.7% | 73.8% | 69.9% | 69.4% | 69.9% | 69.2% | 66.9% | 66.5% | 66.0% | 62.8% | 63.3% | — |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 10.04 | 15.06 | 34.13 | 58.21 | 73.24 | 77.28 | 80.19 | 94.27 | 127 | 156 | 200 | 210 |
| Interest | 4.02 | 6.02 | 11.04 | 23.09 | 30.12 | 31.10 | 31.10 | 37.15 | 51.20 | 62.23 | 78.30 | 85.08 |
| Net interest income | 6.02 | 9.04 | 23.09 | 35.12 | 43.12 | 46.18 | 49.09 | 57.12 | 76.28 | 93.32 | 121 | 125 |
| Expenses | 2.99 | 3.99 | 10.98 | 14.96 | 17.96 | 19.95 | 21.95 | 31.94 | 43.94 | 55.90 | 75.81 | 78.10 |
| Financing Profit | 3.01 | 4.01 | 11.04 | 20.07 | 25.08 | 26.10 | 28.07 | 24.09 | 32.11 | 37.13 | 46.11 | 46.54 |
| Financing Margin % | 28.0% | 30.0% | 34.0% | 34.0% | 34.0% | 34.0% | 34.0% | 26.0% | 25.0% | 24.0% | 23.0% | 22.2% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.58 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.99 | 1.99 | 1.99 | 1.99 | 2.99 | 5.98 | 6.98 | 5.98 | 5.66 |
| Profit before tax | 2.99 | 3.99 | 10.98 | 18.96 | 21.94 | 23.94 | 25.93 | 20.93 | 25.93 | 29.94 | 39.88 | 42.21 |
| Tax % | 32.0% | 33.0% | 27.0% | 25.0% | 20.0% | 21.0% | 20.0% | 19.0% | 19.0% | 19.0% | 19.0% | — |
| Net Profit | 2.01 | 3.01 | 8.03 | 15.04 | 18.07 | 19.07 | 20.08 | 17.05 | 21.06 | 24.07 | 32.09 | 34.30 |
| EPS (Rs) | 1.66 | 2.09 | 6.23 | 11.27 | 13.81 | 14.47 | 15.62 | 13.11 | 15.82 | 15.56 | 20.67 | 21.73 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.97 | 10.99 | 12.97 | 12.98 | 12.98 | 12.98 | 12.97 | 12.98 | 12.98 | 12.98 | 15.96 | 15.98 |
| Reserves | 2.99 | 4.99 | 20.94 | 28.93 | 43.92 | 61.86 | 80.79 | 101 | 120 | 146 | 247 | 280 |
| Borrowings | 24.92 | 40.91 | 74.79 | 167 | 254 | 245 | 285 | 286 | 356 | 490 | 583 | 855 |
| Other Liabilities | 1.00 | 1.99 | 2.98 | 8.95 | 9.95 | 9.95 | 13.94 | 17.91 | 16.92 | 18.90 | 20.91 | 20.90 |
| Total Liabilities | 40.88 | 58.88 | 112 | 217 | 321 | 330 | 392 | 417 | 507 | 668 | 867 | 1,173 |
| Fixed Assets | 0.00 | 1.01 | 1.01 | 0.99 | 1.99 | 4.01 | 3.01 | 6.99 | 24.01 | 27.01 | 24.01 | 20.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.99 | 4.99 | 0.99 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.99 | 0.00 | 0.00 | 0.99 | 9.01 | 25.97 | 26.97 | 12.01 | 8.99 | 35.97 | 73.01 |
| Other Assets | 40.88 | 57.88 | 111 | 216 | 318 | 316 | 362 | 377 | 470 | 633 | 807 | 1,080 |
| Cash & equivalents | 0.00 | 1.99 | 21.91 | 5.98 | 27.91 | 32.90 | 26.92 | 24.94 | 22.94 | 20.93 | 30.89 | 17.94 |
| Total Assets | 40.88 | 58.88 | 112 | 217 | 321 | 330 | 392 | 417 | 507 | 668 | 867 | 1,173 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −10.02 | −13.01 | −24.06 | −90.20 | −66.13 | 23.04 | −27.06 | 3.01 | −83.20 | −140 | −131 | −247 |
| Cash from investing activity | 0.00 | −2.01 | 0.00 | −1.01 | −1.01 | −9.03 | −19.08 | −6.03 | 9.04 | −1.01 | −31.11 | −39.13 |
| Cash from financing activity | 8.97 | 15.94 | 43.89 | 73.72 | 88.73 | −8.97 | 39.90 | 0.99 | 72.82 | 138 | 173 | 272 |
| Net cash flow | −1.01 | 2.01 | 20.04 | −16.06 | 21.04 | 5.01 | −6.02 | −2.01 | −1.01 | −2.01 | 10.03 | −13.04 |
| Capex | 0.07 | 0.80 | 0.24 | 0.84 | 1.07 | 0.88 | 2.47 | 4.89 | 6.55 | 3.78 | 3.97 | 2.04 |
| Free cash flow | −9.99 | −13.98 | −24.99 | −90.97 | −67.93 | 22.99 | −28.98 | −0.99 | −89.98 | −144 | −135 | −249 |
| CFO / OP % | −187.1% | −175.1% | −229.1% | −382.1% | −140.1% | 52.0% | −38.0% | 15.0% | −127.1% | −163.1% | −126.0% | −194.1% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 10.9% | 11.9% | 10.9% | 21.0% | 30.0% | 27.0% | 22.0% | 20.0% | 14.0% | 13.9% | 12.0% | 12.0% |
For the Jun 2026 quarter, SRG Housing Finance reported revenue of ₹54.12 Cr, up 26.5% year on year and net profit of ₹8.50 Cr, up 24.8% year on year.
SRG Housing Finance's revenue for the year to Mar 2026 were ₹200 Cr; over the last twelve months they were ₹210 Cr.
Net profit for the year to Mar 2026 was ₹32.09 Cr, and ₹34.30 Cr over the last twelve months. Earnings per share over the same trailing period were ₹21.73.
Cash from operations was −₹247 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹249 Cr.