Star Health and Allied Insurance Company (STARHEALTH)₹548.25−3.57%General Insurance
In the Jun 2026 quarter (standalone), Star Health and Allied Insurance Company reported revenue of ₹5,524 Cr, up 13.1% from Jun 2025, and net profit of ₹549 Cr, up 25.5% year on year. For the year to Mar 2026, revenue were ₹17,822 Cr and net profit ₹556 Cr.
Company filings, standalone accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,459 | 3,577 | 3,688 | 3,815 | 4,057 | 4,146 | 4,079 | 4,883 | 4,381 | 4,565 | 4,647 | 5,524 |
| Expenses | 3,304 | 3,199 | 3,514 | 3,400 | 3,925 | 3,871 | 4,102 | 4,306 | 4,314 | 4,406 | 4,513 | 4,786 |
| Operating Profit | 165 | 387 | 186 | 425 | 147 | 284 | −6.99 | 587 | 74.85 | 172 | 148 | 748 |
| OPM % | 4.8% | 11.0% | 5.0% | 11.0% | 3.6% | 7.0% | −0.2% | 12.0% | 1.7% | 3.8% | 3.2% | 14.0% |
| Other Income | 2.01 | 0.99 | 2.99 | 0.99 | 1.99 | 1.99 | 6.01 | 0.00 | 2.99 | 1.99 | 4.01 | −8.01 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 167 | 388 | 190 | 426 | 149 | 287 | −0.99 | 588 | 78.03 | 173 | 151 | 742 |
| Tax % | 25.1% | 25.1% | 25.1% | 25.1% | 25.1% | 25.1% | −158.9% | 25.1% | 29.1% | 26.1% | 26.1% | 26.1% |
| Net Profit | 125 | 290 | 142 | 319 | 111 | 215 | 0.99 | 438 | 54.94 | 128 | 111 | 549 |
| EPS (Rs) | 2.16 | 4.96 | 2.44 | 5.46 | 1.90 | 3.67 | 0.02 | 7.47 | 0.94 | 2.19 | 1.90 | 9.37 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,596 | 2,012 | 2,889 | 3,778 | 4,985 | 5,049 | 10,595 | 12,087 | 14,022 | 16,093 | 17,822 | 19,117 |
| Expenses | 1,444 | 1,877 | 2,683 | 3,578 | 4,559 | 6,463 | 12,005 | 11,256 | 12,882 | 15,226 | 17,050 | 18,019 |
| Operating Profit | 156 | 141 | 215 | 210 | 443 | −1,395 | −1,359 | 872 | 1,181 | 919 | 823 | 1,143 |
| OPM % | 10.0% | 7.0% | 7.0% | 6.0% | 9.0% | −28.0% | −13.0% | 7.0% | 8.0% | 6.0% | 4.6% | 6.0% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | −3.01 | 6.99 | 4.99 | 5.99 | 12.01 | 9.01 | 0.98 |
| Interest | 2.01 | 3.01 | 20.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 17.97 | 19.96 | 22.96 | 27.96 | 28.96 | 45.92 | 42.97 | 51.92 | 58.93 | 70.96 | 78.88 | 0.00 |
| Profit before tax | 137 | 118 | 171 | 182 | 413 | −1,445 | −1,396 | 826 | 1,129 | 861 | 754 | 1,144 |
| Tax % | 0.0% | 0.0% | 1.0% | 30.1% | 35.1% | −24.9% | −24.9% | 25.1% | 25.1% | 25.1% | 26.1% | — |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | −2.99 | −0.99 | 0.00 | 7.99 | 0.00 | 0.00 | — |
| Net Profit | 137 | 118 | 170 | 128 | 268 | −1,084 | −1,039 | 618 | 843 | 645 | 556 | 843 |
| EPS (Rs) | 3.54 | 2.60 | 3.74 | 2.82 | 5.47 | −19.85 | −18.13 | 10.66 | 14.48 | 11.01 | 9.49 | 14.40 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 361 | 386 | 455 | 455 | 455 | 490 | 547 | 575 | 581 | 584 | 587 | 587 |
| Reserves | −220 | −26.98 | 334 | 503 | 772 | 1,151 | 2,945 | 4,040 | 4,860 | 5,791 | 6,468 | 6,983 |
| Borrowings | 0.00 | 0.00 | 0.00 | 250 | 250 | 249 | 249 | 718 | 469 | 469 | 469 | 469 |
| Other Liabilities | 956 | 1,014 | 1,426 | 2,145 | 3,401 | 4,243 | 6,772 | 8,203 | 9,321 | 10,932 | 13,289 | 16,052 |
| Total Liabilities | 1,097 | 1,373 | 2,215 | 3,351 | 4,876 | 6,133 | 10,513 | 13,535 | 15,230 | 17,775 | 20,814 | 24,091 |
| Fixed Assets | 46.01 | 62.03 | 76.96 | 91.97 | 84.97 | 90.01 | 183 | 113 | 217 | 159 | 357 | 404 |
| CWIP | 12.04 | 3.01 | 7.03 | 5.02 | 13.04 | 12.05 | 19.08 | 4.02 | 10.03 | 16.06 | 24.08 | 9.04 |
| Investments | 503 | 807 | 1,429 | 2,168 | 3,031 | 4,294 | 6,739 | 11,391 | 13,279 | 15,496 | 17,728 | 19,802 |
| Other Assets | 536 | 500 | 701 | 1,086 | 1,746 | 1,737 | 3,571 | 2,027 | 1,724 | 2,104 | 2,705 | 3,876 |
| Cash & equivalents | 328 | 272 | 331 | 502 | 894 | 611 | 1,881 | 564 | 309 | 445 | 668 | 1,444 |
| Total Assets | 1,097 | 1,373 | 2,215 | 3,351 | 4,876 | 6,133 | 10,513 | 13,535 | 15,230 | 17,775 | 20,814 | 24,091 |
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | 320 | 555 | 773 | 645 | 888 | 55.86 | 1,271 | 1,305 | 1,375 | 1,867 |
| Cash from investing activity | −495 | −661 | −729 | −1,002 | −2,410 | −3,772 | −1,092 | −1,173 | −1,147 | −1,063 |
| Cash from financing activity | 311 | 250 | 334 | 122 | 2,622 | 2,516 | −269 | 23.05 | −4.01 | −31.09 |
| Net cash flow | 134 | 143 | 380 | −237 | 1,086 | −1,223 | −89.11 | 156 | 224 | 776 |
| Capex | 38.87 | 35.89 | 38.88 | 33.88 | 45.83 | 62.73 | 46.82 | 122 | 82.70 | 77.74 |
| Free cash flow | 283 | 521 | 745 | 614 | 843 | −7.01 | 1,228 | 1,187 | 1,296 | 1,796 |
| CFO / OP % | 228.0% | 260.0% | 397.0% | 167.9% | −70.0% | −4.0% | 145.0% | 119.0% | 170.0% | 250.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash conversion cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working capital days | −256 | −180 | −192 | −197 | −261 | −239 | −398 | −259 | −256 | −250 | −262 | −287 |
| ROCE % | — | 55.1% | 21.1% | 19.0% | 14.0% | 25.1% | −50.9% | −31.0% | 15.1% | 18.1% | 12.1% | 10.1% |
For the Jun 2026 quarter, Star Health and Allied Insurance Company reported revenue of ₹5,524 Cr, up 13.1% year on year and net profit of ₹549 Cr, up 25.5% year on year. The operating margin was 14.0%.
Star Health and Allied Insurance Company's revenue for the year to Mar 2026 were ₹17,822 Cr; over the last twelve months they were ₹19,117 Cr.
Net profit for the year to Mar 2026 was ₹556 Cr, and ₹843 Cr over the last twelve months. Earnings per share over the same trailing period were ₹14.40.
Star Health and Allied Insurance Company reported borrowings of ₹469 Cr at Mar 2026, against cash and equivalents of ₹1,444 Cr.
Cash from operations was ₹1,867 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹1,796 Cr.