Sundaram Finance (SUNDARMFIN)₹4,228−0.28%Non Banking Financial Company (NBFC)
In the Jun 2026 quarter (consolidated), Sundaram Finance reported revenue of ₹2,646 Cr, up 12.4% from Jun 2025, and net profit of ₹637 Cr, up 33.8% year on year. For the year to Mar 2026, revenue were ₹9,858 Cr and net profit ₹2,063 Cr.
Company filings, consolidated accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,709 | 1,824 | 2,160 | 1,953 | 2,087 | 2,193 | 2,261 | 2,354 | 2,389 | 2,517 | 2,562 | 2,646 |
| Interest | 819 | 907 | 945 | 982 | 1,047 | 1,084 | 1,100 | 1,158 | 1,173 | 1,204 | 1,193 | 1,242 |
| Net interest income | 891 | 916 | 1,215 | 971 | 1,040 | 1,109 | 1,160 | 1,195 | 1,217 | 1,313 | 1,369 | 1,404 |
| Expenses | 374 | 350 | 522 | 401 | 435 | 460 | 367 | 557 | 514 | 507 | 542 | 578 |
| Financing Profit | 511 | 560 | 682 | 563 | 598 | 641 | 785 | 625 | 694 | 793 | 817 | 816 |
| Financing Margin % | 30.0% | 31.0% | 32.0% | 29.0% | 29.0% | 29.0% | 35.0% | 27.0% | 29.0% | 32.0% | 32.0% | 30.9% |
| Other Income | 1.99 | 6.98 | −89.68 | 7.98 | 10.97 | 16.94 | 40.85 | 3.99 | 14.96 | −50.81 | 19.93 | 8.98 |
| Depreciation | 44.08 | 48.05 | 53.04 | 48.08 | 53.06 | 58.08 | 63.06 | 56.03 | 60.04 | 63.13 | 67.09 | 60.04 |
| Profit before tax | 469 | 518 | 539 | 523 | 555 | 599 | 762 | 573 | 648 | 679 | 771 | 765 |
| Tax % | 30.0% | 23.0% | 27.9% | 23.0% | 27.0% | 24.9% | 28.0% | 28.0% | 23.9% | 22.9% | 25.0% | 25.9% |
| Exceptional items | 0.00 | 0.00 | −64.77 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | −50.79 | −6.98 | 0.00 |
| Net Profit | 436 | 507 | 474 | 436 | 437 | 456 | 554 | 476 | 489 | 542 | 555 | 637 |
| EPS (Rs) | 32.79 | 38.34 | 24.04 | 39.00 | 39.18 | 40.90 | 49.61 | 42.66 | 43.82 | 48.56 | 49.72 | 57.06 |
| Gross NPA % | 2.9% | 2.6% | 2.0% | 2.2% | 2.4% | 2.5% | 2.2% | 2.7% | 2.0% | 2.7% | 2.1% | — |
| Net NPA % | 2.1% | 1.8% | 1.3% | 1.4% | 1.6% | 1.6% | 1.4% | 1.7% | 1.1% | 1.7% | 1.3% | — |
| Provision coverage (approx., excl. write-offs) % | 28.7% | 30.3% | 36.9% | 36.2% | 35.2% | 34.2% | 36.4% | 35.7% | 44.3% | 35.7% | 40.7% | — |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,033 | 5,599 | 6,339 | 3,702 | 4,712 | 5,302 | 5,118 | 5,512 | 7,286 | 8,519 | 9,858 | 10,114 |
| Interest | 1,808 | 1,731 | 1,339 | 1,766 | 2,420 | 2,652 | 2,230 | 2,400 | 3,408 | 4,211 | 4,729 | 4,812 |
| Net interest income | 3,225 | 3,869 | 4,999 | 1,936 | 2,292 | 2,650 | 2,888 | 3,111 | 3,879 | 4,308 | 5,129 | 5,302 |
| Expenses | 2,213 | 2,726 | 3,892 | 929 | 1,219 | 1,231 | 1,388 | 1,280 | 1,626 | 1,661 | 2,119 | 2,141 |
| Financing Profit | 990 | 1,114 | 1,078 | 992 | 1,054 | 1,395 | 1,478 | 1,800 | 2,219 | 2,613 | 2,970 | 3,120 |
| Financing Margin % | 20.0% | 20.0% | 17.0% | 27.0% | 22.0% | 26.0% | 29.0% | 33.0% | 31.0% | 31.0% | 30.0% | 30.9% |
| Other Income | 6.98 | 7.98 | 12.97 | 481 | 47.85 | 23.92 | 34.88 | 42.83 | −79.71 | 49.82 | −53.80 | −6.94 |
| Depreciation | 106 | 104 | 79.11 | 58.04 | 90.13 | 93.07 | 101 | 139 | 183 | 223 | 246 | 250 |
| Profit before tax | 891 | 1,019 | 1,011 | 1,414 | 1,013 | 1,326 | 1,412 | 1,705 | 1,954 | 2,438 | 2,675 | 2,863 |
| Tax % | 33.9% | 34.0% | 33.9% | 26.9% | 21.0% | 25.0% | 25.0% | 25.0% | 26.9% | 26.0% | 25.0% | — |
| Exceptional items | 0.00 | 0.99 | 0.00 | 328 | 12.94 | 4.98 | 7.98 | 2.99 | −64.77 | 25.89 | −49.86 | −57.77 |
| Net Profit | 664 | 770 | 846 | 1,262 | 848 | 1,227 | 1,299 | 1,514 | 1,848 | 1,883 | 2,063 | 2,224 |
| EPS (Rs) | 52.35 | 61.38 | 65.57 | 104.21 | 71.05 | 104.58 | 105.24 | 119.14 | 128.89 | 168.63 | 184.71 | 199.16 |
| Dividend payout % | 21.0% | 19.0% | 18.0% | 17.0% | 18.0% | 17.0% | 19.0% | 22.0% | 23.0% | 21.0% | 21.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 111 | 111 | 111 | 110 | 110 | 110 | 110 | 110 | 110 | 110 | 110 | 110 |
| Reserves | 3,651 | 4,099 | 4,716 | 5,557 | 6,172 | 6,596 | 7,647 | 8,724 | 9,849 | 11,012 | 13,135 | 14,830 |
| Borrowings | 18,757 | 18,705 | 20,160 | 21,009 | 24,956 | 35,843 | 36,397 | 36,252 | 42,600 | 52,196 | 60,973 | 69,483 |
| Other Liabilities | 3,257 | 5,119 | 5,751 | 7,303 | 2,399 | 2,115 | 2,380 | 3,017 | 3,479 | 868 | 1,061 | 1,271 |
| Total Liabilities | 25,775 | 28,034 | 30,738 | 33,978 | 33,638 | 44,664 | 46,534 | 48,103 | 56,038 | 64,187 | 75,279 | 85,695 |
| Fixed Assets | 516 | 819 | 864 | 823 | 452 | 905 | 868 | 1,120 | 1,298 | 1,393 | 1,453 | 1,461 |
| CWIP | 1.99 | 3.99 | 2.99 | 2.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | 4.99 | 0.99 | 4.99 |
| Investments | 2,738 | 4,035 | 4,828 | 8,719 | 4,552 | 5,108 | 6,072 | 8,110 | 8,103 | 5,742 | 6,499 | 9,049 |
| Other Assets | 22,519 | 23,176 | 25,044 | 24,433 | 28,634 | 38,651 | 39,595 | 38,873 | 46,635 | 57,047 | 67,326 | 75,181 |
| Trade receivables | 0.00 | 0.00 | 0.00 | 45.18 | 44.17 | 42.15 | 57.17 | 44.14 | 75.27 | 87.30 | 89.38 | 99.34 |
| Cash & equivalents | 1,085 | 958 | 1,011 | 1,072 | 857 | 783 | 787 | 713 | 1,143 | 1,500 | 2,128 | 1,518 |
| Total Assets | 25,775 | 28,034 | 30,738 | 33,978 | 33,638 | 44,664 | 46,534 | 48,103 | 56,038 | 64,187 | 75,279 | 85,695 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −1,434 | 311 | −968 | −5,560 | −4,210 | 9.02 | 452 | 1,786 | −6,524 | −8,507 | −9,008 | −5,912 |
| Cash from investing activity | 447 | −83.17 | −554 | −1,183 | 1,001 | −1,986 | −243 | −1,600 | 670 | 89.18 | 933 | −1,373 |
| Cash from financing activity | 756 | −261 | 1,392 | 6,742 | 3,210 | 1,859 | −122 | −200 | 5,880 | 8,742 | 7,815 | 7,472 |
| Net cash flow | −227 | −33.02 | −124 | 26.99 | 11.99 | −111 | 85.02 | −15.99 | 54.01 | 356 | −233 | 215 |
| Capex | 29.88 | 48.80 | 49.83 | 33.86 | 37.89 | 49.85 | 14.94 | 275 | 24.89 | 82.69 | 56.76 | 61.75 |
| Free cash flow | −1,463 | 262 | −1,017 | −5,593 | −4,242 | −34.10 | 454 | 1,520 | −6,524 | −8,573 | −9,024 | −5,932 |
| CFO / OP % | −41.0% | 21.0% | −23.0% | −214.0% | −137.9% | 9.0% | 19.0% | 55.1% | −145.0% | −144.0% | −128.9% | −72.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 16.9% | 15.0% | 14.9% | 13.9% | 13.9% | 11.9% | 16.0% | 14.0% | 13.9% | 14.0% | 14.9% | 14.9% |
For the Jun 2026 quarter, Sundaram Finance reported revenue of ₹2,646 Cr, up 12.4% year on year and net profit of ₹637 Cr, up 33.8% year on year.
Sundaram Finance's revenue for the year to Mar 2026 were ₹9,858 Cr; over the last twelve months they were ₹10,114 Cr.
Net profit for the year to Mar 2026 was ₹2,063 Cr, and ₹2,224 Cr over the last twelve months. Earnings per share over the same trailing period were ₹199.16.
Cash from operations was −₹5,912 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹5,932 Cr.