Suryoday Small Finance Bank quarterly results and financials

Suryoday Small Finance Bank (SURYODAY)₹145.24−2.23%(9 Nov 2026 close)Other Bank

Key facts

In the Jun 2026 quarter (standalone), Suryoday Small Finance Bank reported revenue of ₹624 Cr, up 25.7% from Jun 2025, and net profit of ₹75.05 Cr, up 114.2% year on year. For the year to Mar 2026, revenue were ₹2,165 Cr and net profit ₹152 Cr.

Revenue (Jun 2026): ₹624 Cr
Net profit (Jun 2026): ₹75.05 Cr
Revenue (FY Mar 2026): ₹2,165 Cr
Net profit (FY Mar 2026): ₹152 Cr
EPS (Jun 2026): ₹7.05
Borrowings (Mar 2026): ₹3,115 Cr

Company filings, standalone accounts; latest reported quarter Jun 2026

Suryoday Small Finance Bank quarterly results

₹ crore unless stated; each column is a quarter.

Suryoday Small Finance Bank Quarterly results
	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	376	412	446	490	508	489	472	496	521	546	603	624
Interest	154	165	174	195	207	220	226	248	262	267	285	308
Net interest income	222	247	272	295	301	269	246	248	260	278	318	316
Expenses	205	222	256	272	288	270	353	310	300	311	342	363
Financing Profit	16.03	24.01	15.02	23.05	13.01	−2.01	−107	−62.10	−41.04	−33.02	−25.02	−46.06
Financing Margin %	4.0%	6.0%	3.0%	5.0%	2.0%	0.0%	−23.0%	−12.0%	−8.1%	−6.0%	−4.0%	−7.1%
Other Income	52.11	52.04	65.06	70.11	47.03	40.03	60.13	109	80.09	81.13	90.15	148
Profit before tax	68.26	76.29	80.37	93.37	60.27	38.12	−47.21	47.21	39.13	48.17	66.28	102
Tax %	26.1%	25.0%	24.1%	24.0%	25.0%	12.1%	−27.9%	25.1%	23.0%	24.1%	24.1%	26.1%
Net Profit	50.03	57.05	61.05	70.13	45.09	33.04	−34.04	35.04	30.04	37.05	50.03	75.05
EPS (Rs)	4.73	5.38	5.72	6.58	4.26	3.12	−3.17	3.31	2.85	3.43	4.67	7.05
Gross NPA %	2.9%	3.1%	2.9%	2.8%	3.0%	5.5%	7.2%	8.5%	5.9%	6.7%	6.6%	6.6%
Net NPA %	1.5%	1.4%	0.9%	0.5%	0.8%	3.1%	4.6%	5.6%	3.8%	4.4%	4.2%	1.3%
Provision coverage (approx., excl. write-offs) %	49.7%	53.6%	70.8%	83.5%	73.6%	43.4%	36.0%	33.3%	35.9%	35.0%	35.7%	80.8%

Suryoday Small Finance Bank profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Suryoday Small Finance Bank Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	200	245	288	532	769	778	945	1,187	1,593	1,959	2,165	2,294
Interest	95.11	115	123	190	276	367	358	438	627	849	1,063	1,122
Net interest income	104	130	165	342	493	412	587	749	966	1,110	1,101	1,172
Expenses	76.19	114	181	260	415	461	788	702	845	1,126	1,193	1,314
Financing Profit	28.03	15.02	−18.03	81.09	77.08	−49.05	−201	47.08	120	−18.01	−93.08	−145
Financing Margin %	13.9%	6.0%	−6.0%	14.9%	9.9%	−6.0%	−21.1%	4.0%	8.0%	−1.0%	−4.0%	−6.3%
Other Income	1.01	11.02	38.06	67.13	87.07	76.05	94.19	97.09	219	217	361	400
Depreciation	0.99	1.99	4.98	5.98	9.96	14.94	18.93	42.85	50.83	55.79	67.79	0.00
Profit before tax	27.11	24.08	16.07	144	155	12.05	−127	101	289	145	201	256
Tax %	0.0%	37.1%	36.1%	37.1%	28.0%	2.0%	−26.9%	23.1%	25.1%	20.1%	24.1%	—
Net Profit	27.05	15.03	10.01	90.08	111	12.02	−93.15	78.08	216	115	152	192
EPS (Rs)	7.14	2.35	1.49	11.05	12.81	1.11	−8.74	7.30	20.29	10.79	14.26	18.00
Dividend payout %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	10.0%	—

Suryoday Small Finance Bank balance sheet

₹ crore, at each year end.

Suryoday Small Finance Bank Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	32.98	37.92	63.95	68.06	81.93	87.15	106	106	106	106	106	106
Reserves	98.63	158	435	470	796	977	1,485	1,394	1,473	1,692	1,814	1,964
Deposits	—	—	21.92	943	1,587	2,842	3,247	3,844	5,147	7,754	10,553	13,949
Borrowings	592	953	1,019	522	1,121	1,263	1,664	2,543	2,756	2,435	2,706	3,115
Other Liabilities	30.86	38.81	59.71	157	162	184	192	269	342	350	398	686
Total Liabilities	755	1,189	1,599	2,159	3,748	5,351	6,694	8,157	9,825	12,339	15,578	19,821
Fixed Assets	2.01	2.01	6.02	13.04	18.06	30.07	35.12	66.18	163	152	156	294
CWIP	0.00	0.00	2.01	1.01	1.01	8.02	8.02	49.11	1.01	17.05	135	5.01
Investments	0.99	0.00	592	310	662	806	1,867	2,050	2,559	2,589	3,126	3,680
Other Assets	752	1,186	999	1,835	3,067	4,507	4,784	5,992	7,102	9,580	12,161	15,842
Cash & equivalents	168	173	25.01	28.02	43.01	54.04	90.95	599	777	800	1,455	1,700
Total Assets	755	1,189	1,599	2,159	3,748	5,351	6,694	8,157	9,825	12,339	15,578	19,821

Suryoday Small Finance Bank cash flow

₹ crore, for each year.

Suryoday Small Finance Bank Cash flow
	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	−545	526	−875	−347	−97.94	934	1,320	651
Cash from investing activity	−13.99	−167	−280	−158	−266	−263	−1,059	−792
Cash from financing activity	653	209	913	882	212	−321	267	411
Net cash flow	97.05	569	−241	381	−150	349	529	273
Capex	10.03	23.06	19.03	91.20	93.28	56.13	177	76.18
Free cash flow	−558	498	−899	−439	−191	883	1,147	579
CFO / OP %	−176.9%	169.1%	−267.0%	−212.0%	−19.9%	127.1%	166.0%	73.1%

Suryoday Small Finance Bank ratios

Working-capital days and returns, by year.

Suryoday Small Finance Bank Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	15.0%	17.0%	4.0%	2.0%	13.0%	11.0%	1.0%	−6.0%	5.0%	13.0%	6.0%	8.0%

Suryoday Small Finance Bank: frequently asked questions

What are the latest quarterly results of Suryoday Small Finance Bank?

For the Jun 2026 quarter, Suryoday Small Finance Bank reported revenue of ₹624 Cr, up 25.7% year on year and net profit of ₹75.05 Cr, up 114.2% year on year.

What is the annual revenue of Suryoday Small Finance Bank?

Suryoday Small Finance Bank's revenue for the year to Mar 2026 were ₹2,165 Cr; over the last twelve months they were ₹2,294 Cr.

What is the net profit of Suryoday Small Finance Bank?

Net profit for the year to Mar 2026 was ₹152 Cr, and ₹192 Cr over the last twelve months. Earnings per share over the same trailing period were ₹18.00.

What is the free cash flow of Suryoday Small Finance Bank?

Cash from operations was ₹651 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹579 Cr.

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