Transwarranty Finance quarterly results and financials

Transwarranty Finance (TFL)₹11.40−2.40%(9 Nov 2026 close)Non Banking Financial Company (NBFC)

Key facts

In the Sep 2026 quarter (consolidated), Transwarranty Finance reported revenue of ₹2.57 Cr, down 22.6% from Sep 2025, and net profit of −₹0.10 Cr. For the year to Mar 2026, revenue were ₹14.45 Cr and net profit −₹4.43 Cr.

Revenue (Sep 2026): ₹2.57 Cr
Net profit (Sep 2026): −₹0.10 Cr
Revenue (FY Mar 2026): ₹14.45 Cr
Net profit (FY Mar 2026): −₹4.43 Cr
EPS (Sep 2026): ₹−0.01
Borrowings (Mar 2026): ₹30.67 Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

Transwarranty Finance quarterly results

₹ crore unless stated; each column is a quarter.

Transwarranty Finance Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	3.04	5.13	4.03	3.87	3.54	3.50	3.96	3.32	3.14	4.06	2.56	2.57
Interest	1.20	1.19	1.12	0.84	1.09	0.62	1.14	0.91	0.68	0.72	0.87	0.89
Net interest income	1.84	3.94	2.91	3.03	2.45	2.88	2.82	2.41	2.46	3.34	1.69	1.68
Expenses	2.96	2.31	3.44	3.71	3.91	3.25	3.72	3.66	3.75	5.18	2.03	2.01
Financing Profit	−1.10	1.63	−0.51	−0.66	−1.44	−0.35	−0.88	−1.23	−1.27	−1.82	−0.32	−0.31
Financing Margin %	−36.6%	32.1%	−12.9%	−17.3%	−41.1%	−10.3%	−22.5%	−37.4%	−40.8%	−45.1%	−12.9%	−12.5%
Other Income	0.86	1.20	0.21	1.29	−0.75	0.02	0.16	0.09	0.50	0.31	0.26	0.26
Depreciation	0.13	0.14	0.10	0.17	0.14	0.14	0.13	0.14	0.14	−0.16	0.07	0.07
Profit before tax	−0.37	2.73	−0.40	0.48	−2.35	−0.47	−0.85	−1.28	−0.91	−1.37	−0.13	−0.12
Tax %	0.0%	−0.4%	0.0%	0.0%	0.0%	0.0%	0.0%	−0.8%	1.1%	2.9%	0.0%	0.0%
Exceptional items	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	−1.01	0.00	0.00
Net Profit	−0.37	2.72	−0.40	0.46	−2.33	−0.47	−0.83	−1.27	−0.90	−1.41	−0.13	−0.10
EPS (Rs)	−0.06	0.55	−0.07	0.08	−0.43	−0.08	−0.15	−0.22	−0.16	−0.24	−0.01	−0.01

Transwarranty Finance profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Transwarranty Finance Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	15.85	19.32	17.26	17.94	7.57	15.34	15.76	11.74	14.64	15.44	14.45	12.33
Interest	0.73	0.74	0.95	2.31	2.75	3.38	4.73	5.61	4.74	3.64	3.42	3.16
Net interest income	15.12	18.58	16.31	15.63	4.82	11.96	11.03	6.13	9.90	11.80	11.03	9.17
Expenses	15.61	17.41	14.95	15.46	13.45	15.09	13.42	15.25	11.39	14.29	16.27	12.97
Financing Profit	−0.49	1.16	1.35	0.13	−8.59	−3.12	−2.40	−9.10	−1.48	−2.49	−5.22	−3.72
Financing Margin %	−3.1%	6.1%	7.9%	0.8%	−114.0%	−20.4%	−15.3%	−77.9%	−10.2%	−16.2%	−36.2%	−30.2%
Other Income	0.44	0.52	0.36	0.79	0.55	0.85	0.83	0.31	2.75	−1.76	1.09	1.33
Depreciation	0.42	0.35	0.87	0.46	0.65	0.60	0.58	0.50	0.48	0.51	0.24	0.12
Profit before tax	−0.47	1.37	0.88	0.50	−8.74	−2.87	−2.15	−9.32	0.81	−4.78	−4.38	−2.53
Tax %	0.0%	10.2%	5.7%	8.1%	−1.5%	−1.8%	0.0%	−0.1%	−1.3%	13.3%	0.9%	—
Exceptional items	0.06	0.00	−0.18	0.00	0.00	0.00	0.00	0.03	0.00	−2.11	−0.71	−1.01
Net Profit	−0.47	1.23	0.81	0.44	−8.58	−2.79	−2.14	−9.28	0.79	−5.42	−4.43	−2.54
EPS (Rs)	−0.08	0.24	0.16	0.05	−1.34	−0.63	−0.46	−1.83	0.11	−0.93	−0.59	−0.42
Dividend payout %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—

Transwarranty Finance balance sheet

₹ crore, at each year end.

Transwarranty Finance Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	24.53	24.52	24.53	24.54	24.55	24.54	24.53	24.54	48.60	49.03	54.16	55.28
Reserves	30.64	30.47	31.53	6.90	1.81	−4.81	−7.97	−10.23	−19.24	−18.66	−22.87	−26.43
Borrowings	3.78	3.11	8.35	16.11	19.39	23.01	43.25	42.91	40.41	38.56	41.18	30.67
Other Liabilities	15.80	15.90	20.66	20.12	22.26	19.31	34.90	45.82	36.74	30.42	27.95	4.64
Total Liabilities	74.75	74.00	85.07	67.67	68.01	62.05	94.71	103	107	99.35	100	64.16
Fixed Assets	7.30	7.06	6.78	16.66	16.32	16.89	16.33	15.83	15.28	15.20	14.91	7.66
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	23.20	24.11	19.98	0.88	0.67	0.69	0.12	0.13	0.14	0.05	0.09	13.46
Other Assets	44.25	42.83	58.31	50.13	51.02	44.47	78.26	87.08	91.09	84.10	85.42	43.04
Inventories	0.00	0.00	0.07	0.19	0.08	0.08	0.00	0.00	0.00	0.00	0.00	0.00
Trade receivables	4.69	4.62	6.82	7.39	12.96	6.42	10.27	11.74	14.23	9.25	5.50	0.13
Cash & equivalents	3.16	2.27	3.14	4.72	5.73	6.34	14.38	25.26	29.37	8.36	8.46	1.68
Total Assets	74.75	74.00	85.07	67.67	68.01	62.05	94.71	103	107	99.35	100	64.16

Transwarranty Finance cash flow

₹ crore, for each year.

Transwarranty Finance Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	1.64	−0.25	0.60	0.42	−0.91	0.81	−9.59	15.84	−12.21	−14.74	−4.56	14.88
Cash from investing activity	−0.34	−0.78	1.12	−0.47	−0.28	0.23	−5.15	−7.68	1.73	6.90	−0.22	−2.90
Cash from financing activity	−0.83	0.14	−0.86	1.62	1.95	0.38	17.12	−4.85	16.46	−6.23	4.86	−8.56
Net cash flow	0.47	−0.88	0.86	1.57	0.73	1.45	2.37	3.28	6.00	−14.07	0.07	3.40
Capex	0.04	0.18	0.08	0.38	0.41	0.60	0.11	0.11	0.16	0.23	0.23	0.03
Free cash flow	1.62	−0.41	0.53	0.07	−1.31	0.24	−9.67	15.75	−12.31	−14.98	−4.73	15.03

Transwarranty Finance ratios

Working-capital days and returns, by year.

Transwarranty Finance Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	−0.8%	−0.9%	2.2%	2.3%	1.0%	−28.7%	−17.3%	−14.9%	−41.6%	1.9%	−10.2%	−9.4%

Transwarranty Finance: frequently asked questions

What are the latest quarterly results of Transwarranty Finance?

For the Sep 2026 quarter, Transwarranty Finance reported revenue of ₹2.57 Cr, down 22.6% year on year and net profit of −₹0.10 Cr.

What is the annual revenue of Transwarranty Finance?

Transwarranty Finance's revenue for the year to Mar 2026 were ₹14.45 Cr; over the last twelve months they were ₹12.33 Cr.

What is the net profit of Transwarranty Finance?

Net profit for the year to Mar 2026 was −₹4.43 Cr, and −₹2.54 Cr over the last twelve months. Earnings per share over the same trailing period were ₹−0.42.

What is the free cash flow of Transwarranty Finance?

Cash from operations was ₹14.88 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹15.03 Cr.

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