UCO Bank quarterly results and financials

UCO Bank (UCOBANK)₹24.19+0.92%(9 Nov 2026 close)Public Sector Bank

Key facts

In the Jun 2026 quarter (standalone), UCO Bank reported revenue of ₹6,990 Cr, up 8.8% from Jun 2025, and net profit of ₹658 Cr, up 8.0% year on year. For the year to Mar 2026, revenue were ₹26,249 Cr and net profit ₹2,777 Cr.

Revenue (Jun 2026): ₹6,990 Cr
Net profit (Jun 2026): ₹658 Cr
Revenue (FY Mar 2026): ₹26,249 Cr
Net profit (FY Mar 2026): ₹2,777 Cr
EPS (Jun 2026): ₹0.53
Borrowings (Mar 2026): ₹23,268 Cr

Company filings, standalone accounts; latest reported quarter Jun 2026

UCO Bank quarterly results

₹ crore unless stated; each column is a quarter.

UCO Bank Quarterly results
	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	5,217	5,544	5,855	6,015	6,075	6,216	6,741	6,427	6,530	6,643	6,648	6,990
Interest	3,297	3,554	3,661	3,761	3,771	3,831	4,034	4,022	3,995	4,000	4,033	4,176
Net interest income	1,920	1,990	2,194	2,254	2,304	2,384	2,707	2,405	2,535	2,644	2,615	2,814
Expenses	1,918	2,065	2,499	2,221	2,348	2,559	3,045	2,446	2,385	2,352	2,069	1,914
Financing Profit	−7.03	−84.29	−320	27.11	−54.25	−191	−357	−51.17	142	287	540	893
Financing Margin %	0.0%	−2.0%	−5.0%	0.0%	−1.0%	−3.0%	−5.0%	−1.0%	2.0%	4.0%	8.0%	13.0%
Other Income	647	861	1,126	836	994	1,187	1,393	997	884	869	709	1,686
Profit before tax	638	776	805	860	938	994	1,034	944	1,024	1,153	1,244	2,571
Tax %	37.0%	35.1%	35.0%	36.1%	36.0%	36.0%	37.0%	36.0%	40.1%	36.0%	36.0%	75.0%
Net Profit	403	504	527	552	604	641	653	609	622	743	804	658
EPS (Rs)	0.35	0.43	0.45	0.47	0.51	0.54	0.53	0.49	0.50	0.60	0.65	0.53
Gross NPA %	4.1%	3.9%	3.5%	3.3%	3.2%	2.9%	2.7%	2.6%	2.6%	2.4%	2.2%	2.1%
Net NPA %	1.1%	1.0%	0.9%	0.8%	0.7%	0.6%	0.5%	0.5%	0.4%	0.4%	0.3%	0.3%
Provision coverage (approx., excl. write-offs) %	73.2%	74.6%	74.3%	76.5%	77.0%	78.4%	81.4%	82.9%	83.2%	85.1%	87.6%	88.0%

UCO Bank profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

UCO Bank Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	18,547	16,311	13,998	14,325	15,108	14,420	14,970	17,630	21,836	25,050	26,249	26,811
Interest	13,687	12,484	10,879	9,992	10,018	8,948	8,492	10,290	13,714	15,390	16,048	16,203
Net interest income	4,860	3,828	3,119	4,333	5,090	5,472	6,478	7,340	8,121	9,660	10,202	10,608
Expenses	10,737	6,764	8,497	12,704	11,501	8,823	7,636	6,707	8,490	9,859	8,881	8,721
Financing Profit	−5,943	−2,984	−5,417	−8,469	−6,473	−3,379	−1,190	616	−418	−263	1,292	1,862
Financing Margin %	−32.0%	−18.0%	−38.0%	−59.0%	−43.0%	−23.0%	−8.0%	3.0%	−2.0%	−1.0%	5.0%	6.9%
Other Income	1,597	2,116	1,122	1,516	2,874	3,423	3,101	2,510	3,270	4,411	3,461	4,148
Depreciation	138	154	153	137	138	134	166	219	282	312	373	0.00
Profit before tax	−4,450	−1,009	−4,419	−7,047	−3,703	−74.86	1,746	2,899	2,566	3,827	4,362	5,991
Tax %	−37.0%	83.1%	0.0%	−38.9%	−34.0%	−320.9%	47.0%	36.0%	36.0%	36.0%	37.0%	—
Exceptional items	1.01	0.00	0.00	9.03	0.00	99.31	0.00	0.00	0.00	1.01	0.00	—
Net Profit	−2,809	−1,858	−4,450	−4,335	−2,442	167	932	1,866	1,657	2,450	2,777	2,826
EPS (Rs)	−26.08	−11.91	−19.28	−7.99	−2.47	0.18	0.79	1.57	1.39	1.96	2.22	2.28
Dividend payout %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	20.1%	20.1%	20.1%	—

UCO Bank balance sheet

₹ crore, at each year end.

UCO Bank Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	1,073	1,072	1,556	2,300	5,404	9,883	9,881	11,914	11,924	11,913	12,503	12,507
Reserves	11,429	11,399	11,152	12,603	11,923	9,258	12,636	11,593	13,757	15,340	18,406	20,638
Deposits	2,15,562	2,06,532	2,00,951	1,81,386	1,97,419	1,92,717	2,05,356	2,23,632	2,48,799	2,62,486	2,93,004	3,26,938
Borrowings	8,613	17,187	9,510	12,406	8,302	15,643	15,328	13,471	20,441	25,251	28,598	23,268
Other Liabilities	8,737	7,964	7,730	6,767	6,830	7,763	9,383	6,577	5,235	7,835	9,203	11,681
Total Liabilities	2,45,413	2,44,155	2,30,897	2,15,464	2,29,877	2,35,265	2,52,584	2,67,187	3,00,155	3,22,826	3,61,714	3,95,029
Fixed Assets	1,065	2,874	2,840	2,863	2,811	2,828	3,145	3,282	3,440	3,714	3,787	4,121
CWIP	48.10	6.01	6.02	8.02	8.02	8.03	67.19	48.12	65.19	65.13	61.15	74.19
Investments	64,054	83,702	73,834	70,808	81,997	90,730	93,465	96,541	94,972	92,727	93,958	98,584
Other Assets	1,80,246	1,57,572	1,54,217	1,41,785	1,45,061	1,41,698	1,55,907	1,67,315	2,01,677	2,26,321	2,63,909	2,92,250
Cash & equivalents	7,730	7,360	8,155	7,485	8,235	5,854	8,629	9,362	9,385	9,478	9,768	9,666
Total Assets	2,45,413	2,44,155	2,30,897	2,15,464	2,29,877	2,35,265	2,52,584	2,67,187	3,00,155	3,22,826	3,61,714	3,95,029

UCO Bank cash flow

₹ crore, for each year.

UCO Bank Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	7,837	−2,973	−3,844	−9,055	4,177	−10,634	2,415	4,390	2,977	1,000	1,909	−10,561
Cash from investing activity	−151	−51.98	−217	−23.99	44.01	−250	106	−214	−67.03	−275	−680	−681
Cash from financing activity	−554	−580	3,615	5,767	5,456	4,292	3,270	−1,639	−336	−430	5,884	−978
Net cash flow	7,186	−3,623	−460	−3,364	9,714	−6,651	5,811	2,556	2,587	298	7,125	−12,274
Capex	177	150	141	109	76.22	143	165	217	289	355	373	595
Free cash flow	7,700	−3,124	−3,996	−9,200	4,143	−10,799	2,262	4,196	2,703	704	1,579	−11,036
CFO / OP %	58.0%	−37.9%	−39.9%	−165.0%	266.0%	−295.9%	43.1%	60.1%	27.1%	8.1%	13.1%	−60.9%

UCO Bank ratios

Working-capital days and returns, by year.

UCO Bank Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	10.0%	−22.0%	−15.0%	−32.0%	−27.0%	−13.0%	0.0%	4.0%	8.0%	6.0%	8.0%	9.0%

UCO Bank: frequently asked questions

What are the latest quarterly results of UCO Bank?

For the Jun 2026 quarter, UCO Bank reported revenue of ₹6,990 Cr, up 8.8% year on year and net profit of ₹658 Cr, up 8.0% year on year.

What is the annual revenue of UCO Bank?

UCO Bank's revenue for the year to Mar 2026 were ₹26,249 Cr; over the last twelve months they were ₹26,811 Cr.

What is the net profit of UCO Bank?

Net profit for the year to Mar 2026 was ₹2,777 Cr, and ₹2,826 Cr over the last twelve months. Earnings per share over the same trailing period were ₹2.28.

What is the free cash flow of UCO Bank?

Cash from operations was −₹10,561 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹11,036 Cr.

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