U. Y. Fincorp (UYFINCORP)₹30.38−2.82%Non Banking Financial Company (NBFC)
In the Jun 2026 quarter (standalone), U. Y. Fincorp reported revenue of ₹72.91 Cr, up 232.0% from Jun 2025, and net profit of ₹20.01 Cr, up 232.9% year on year. For the year to Mar 2026, revenue were ₹162 Cr and net profit ₹48.05 Cr.
Company filings, standalone accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 28.95 | 32.96 | 38.95 | 35.93 | 44.91 | 14.98 | 14.98 | 21.96 | 26.96 | 41.95 | 69.92 | 72.91 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net interest income | 28.95 | 32.96 | 38.95 | 35.93 | 43.92 | 14.98 | 14.98 | 21.96 | 26.96 | 41.95 | 69.92 | 72.91 |
| Expenses | 34.08 | 27.08 | 36.08 | 29.08 | 39.12 | 13.04 | 13.03 | 14.04 | 16.05 | 20.04 | 46.15 | 46.10 |
| Financing Profit | −5.01 | 6.01 | 3.01 | 6.01 | 5.01 | 2.01 | 2.01 | 8.01 | 11.02 | 22.02 | 25.04 | 26.03 |
| Financing Margin % | −16.0% | 17.0% | 8.0% | 17.0% | 12.0% | 15.0% | 14.0% | 37.0% | 40.0% | 53.0% | 35.0% | 36.0% |
| Other Income | 73.72 | 0.99 | 0.00 | 0.00 | 0.00 | 0.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | 0.00 |
| Profit before tax | 68.95 | 5.99 | 3.99 | 5.99 | 5.99 | 2.99 | 1.99 | 7.99 | 10.99 | 21.96 | 24.95 | 25.95 |
| Tax % | 26.0% | 25.1% | −34.0% | 22.1% | 40.0% | 19.1% | 47.0% | 26.0% | 26.0% | 25.0% | 31.0% | 24.0% |
| Net Profit | 51.07 | 5.01 | 5.01 | 5.01 | 3.01 | 2.01 | 0.99 | 6.01 | 8.01 | 17.01 | 17.02 | 20.01 |
| EPS (Rs) | 2.70 | 0.26 | 0.26 | 0.28 | 0.19 | 0.12 | 0.07 | 0.32 | 0.44 | 0.89 | 0.93 | 1.04 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 24.97 | 25.98 | 23.95 | 19.97 | 17.97 | 14.99 | 84.93 | 56.94 | 197 | 113 | 162 | 212 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 1.01 | 1.01 | 1.01 | 0.00 | 0.00 | 1.01 | 1.01 | 0.00 |
| Net interest income | 24.97 | 25.98 | 23.95 | 19.97 | 16.96 | 13.98 | 83.92 | 56.94 | 197 | 112 | 161 | 212 |
| Expenses | 9.02 | 8.02 | 7.01 | 3.01 | 13.04 | 2.01 | 79.23 | 45.14 | 112 | 94.25 | 94.30 | 128 |
| Financing Profit | 16.03 | 18.02 | 17.04 | 17.01 | 5.01 | 13.02 | 4.01 | 11.02 | 85.19 | 18.02 | 67.12 | 84.11 |
| Financing Margin % | 64.0% | 70.0% | 70.0% | 83.0% | 26.0% | 84.0% | 5.0% | 20.0% | 43.0% | 16.0% | 42.0% | 39.7% |
| Other Income | −2.99 | 0.00 | 0.00 | −9.97 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | 0.99 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | 1.99 | 0.00 |
| Profit before tax | 12.98 | 17.98 | 15.98 | 5.99 | 4.99 | 12.99 | 3.99 | 10.99 | 83.91 | 16.98 | 66.87 | 83.85 |
| Tax % | 43.0% | 37.1% | 30.0% | 33.1% | 40.0% | 24.0% | 24.0% | 30.1% | 23.1% | 31.0% | 28.0% | — |
| Exceptional items | −1.99 | 0.00 | 0.00 | −1.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
| Net Profit | 6.99 | 11.01 | 12.02 | 4.01 | 3.01 | 9.01 | 3.01 | 8.01 | 65.06 | 11.99 | 48.05 | 62.05 |
| EPS (Rs) | 0.39 | 0.61 | 0.62 | 0.22 | 0.15 | 0.51 | 0.18 | 0.42 | 3.42 | 0.63 | 2.55 | 3.30 |
| Dividend payout % | 0.0% | 0.0% | 8.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 94.95 | 94.86 | 94.81 | 94.93 | 94.85 | 94.94 | 94.97 | 94.91 | 94.88 | 94.95 | 94.85 | 94.87 |
| Reserves | 119 | 127 | 138 | 149 | 150 | 137 | 147 | 150 | 158 | 223 | 235 | 294 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 8.00 | 13.99 | 13.98 | 1.00 | 1.01 | 5.99 | 3.00 |
| Other Liabilities | 2.00 | 1.99 | 1.99 | 2.98 | 14.93 | 27.87 | 27.86 | 43.79 | 40.81 | 7.96 | 9.95 | 30.85 |
| Total Liabilities | 216 | 224 | 235 | 248 | 260 | 269 | 284 | 304 | 295 | 327 | 345 | 422 |
| Fixed Assets | 0.00 | 0.00 | 0.99 | 0.99 | 0.99 | 0.99 | 0.99 | 0.99 | 0.99 | 0.99 | 5.99 | 3.99 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 41.98 | 38.97 | 36.95 | 33.98 | 35.95 | 45.96 | 46.94 | 48.94 | 34.99 | 18.99 | 21.01 | 16.98 |
| Other Assets | 174 | 184 | 197 | 212 | 223 | 221 | 236 | 254 | 259 | 307 | 319 | 402 |
| Inventories | 3.99 | 1.99 | 2.99 | 0.00 | 0.00 | 0.00 | 0.00 | 16.94 | 14.95 | 13.96 | 13.96 | 10.96 |
| Trade receivables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 4.99 | 53.84 | 0.00 | 0.00 |
| Cash & equivalents | 4.01 | 7.02 | 10.03 | 3.01 | 2.01 | 1.01 | 10.04 | 4.01 | 0.00 | 0.00 | 8.03 | 1.01 |
| Total Assets | 216 | 224 | 235 | 248 | 260 | 269 | 284 | 304 | 295 | 327 | 345 | 422 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −56.16 | 3.01 | 1.01 | −9.03 | 3.01 | 15.05 | 5.01 | −5.02 | −3.01 | −18.04 | 7.02 | −5.01 |
| Cash from investing activity | −4.01 | 4.01 | 1.99 | 1.99 | −3.01 | −24.01 | 0.00 | 0.00 | 0.00 | 18.99 | 5.99 | 1.01 |
| Cash from financing activity | 57.81 | 0.00 | 0.00 | 0.00 | −0.99 | 7.98 | 4.98 | −0.99 | 0.00 | 0.00 | −4.98 | −2.99 |
| Net cash flow | −2.99 | 6.97 | 2.99 | −6.98 | −0.99 | −1.99 | 8.97 | −5.98 | −3.99 | 0.00 | 6.98 | −6.97 |
| Capex | 0.06 | 0.04 | 0.86 | 0.40 | 0.02 | 0.23 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Free cash flow | −57.05 | 3.01 | 0.00 | −9.02 | 3.01 | 16.01 | 5.01 | −5.01 | −3.01 | −18.02 | 13.02 | −4.01 |
| CFO / OP % | −464.0% | 65.0% | 33.0% | −18.0% | 52.0% | 297.0% | 59.0% | −18.0% | −14.0% | −9.0% | 81.0% | −13.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 4.0% | 4.0% | 5.0% | 5.0% | 2.0% | 1.0% | 4.0% | 1.0% | 3.0% | 23.0% | 4.0% | 13.0% |
For the Jun 2026 quarter, U. Y. Fincorp reported revenue of ₹72.91 Cr, up 232.0% year on year and net profit of ₹20.01 Cr, up 232.9% year on year.
U. Y. Fincorp's revenue for the year to Mar 2026 were ₹162 Cr; over the last twelve months they were ₹212 Cr.
Net profit for the year to Mar 2026 was ₹48.05 Cr, and ₹62.05 Cr over the last twelve months. Earnings per share over the same trailing period were ₹3.30.
Cash from operations was −₹5.01 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹4.01 Cr.