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Saraswati Commercial India (ZSARACOM)₹9,611−0.96%Non Banking Financial Company (NBFC)
In the Jun 2026 quarter (consolidated), Saraswati Commercial India reported revenue of ₹75.83 Cr, up 145.2% from Jun 2025, and net profit of ₹64.09 Cr, up 166.7% year on year. For the year to Mar 2026, revenue were ₹121 Cr and net profit ₹92.12 Cr.
Company filings, consolidated accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 28.92 | 39.93 | 29.92 | 67.88 | 77.84 | −44.92 | −25.96 | 30.93 | 72.82 | 32.92 | −15.97 | 75.83 |
| Interest | 0.00 | 0.00 | 1.01 | 0.00 | 0.00 | 1.01 | 1.01 | 0.00 | 1.01 | 1.01 | 1.01 | 0.00 |
| Net interest income | 28.92 | 39.93 | 28.91 | 67.88 | 77.84 | −45.93 | −26.97 | 30.93 | 71.81 | 31.91 | −16.98 | 75.83 |
| Expenses | 1.01 | 0.99 | 1.01 | 1.01 | 1.99 | 1.01 | 0.99 | 2.01 | 1.01 | 1.01 | 1.99 | 0.99 |
| Financing Profit | 28.11 | 39.15 | 29.10 | 67.24 | 77.29 | −46.12 | −28.11 | 29.10 | 72.28 | 30.12 | −19.06 | 74.22 |
| Financing Margin % | 96.0% | 97.0% | 95.0% | 98.0% | 98.0% | 103.0% | 108.0% | 93.0% | 98.0% | 92.0% | 113.0% | 98.0% |
| Profit before tax | 28.10 | 39.12 | 29.12 | 67.25 | 77.25 | −46.18 | −28.09 | 29.12 | 72.24 | 30.09 | −19.06 | 74.29 |
| Tax % | 14.1% | 14.1% | 22.1% | 22.1% | 17.0% | −15.0% | −19.0% | 19.0% | 16.0% | 18.1% | −12.9% | 15.0% |
| Net Profit | 24.03 | 33.01 | 22.02 | 52.06 | 63.09 | −39.06 | −23.04 | 24.03 | 60.10 | 25.05 | −16.02 | 64.09 |
| EPS (Rs) | 230.49 | 322.59 | 216.87 | 508.21 | 613.18 | −381.76 | −208.81 | 214.64 | 549.43 | 225.31 | −148.50 | 578.65 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18.95 | 10.97 | 15.95 | 8.98 | 0.99 | 27.94 | 86.77 | 23.95 | 128 | 74.87 | 121 | 166 |
| Interest | 4.01 | 3.01 | 0.00 | 0.00 | 0.00 | 2.01 | 1.01 | 2.01 | 2.01 | 2.01 | 3.01 | 3.03 |
| Net interest income | 14.94 | 7.96 | 15.95 | 8.98 | 0.99 | 25.93 | 85.76 | 21.94 | 126 | 72.86 | 118 | 163 |
| Expenses | 0.99 | 3.01 | 2.01 | 2.01 | 14.02 | 2.01 | 2.01 | 3.01 | 3.01 | 4.99 | 5.99 | 5.00 |
| Financing Profit | 14.04 | 5.01 | 14.06 | 8.02 | −13.04 | 25.10 | 84.30 | 19.06 | 123 | 69.27 | 112 | 158 |
| Financing Margin % | 72.0% | 48.0% | 84.0% | 81.0% | −959.0% | 89.0% | 96.0% | 80.0% | 96.0% | 91.0% | 93.0% | 95.1% |
| Profit before tax | 14.04 | 5.02 | 14.05 | 8.02 | −13.04 | 25.07 | 84.28 | 19.07 | 124 | 69.22 | 112 | 158 |
| Tax % | 0.0% | −2.0% | −17.0% | 10.1% | −26.0% | 14.1% | 22.0% | 39.1% | 16.1% | 22.0% | 18.1% | — |
| Net Profit | 14.02 | 5.01 | 16.02 | 7.01 | −10.02 | 21.02 | 65.02 | 12.01 | 104 | 53.09 | 92.12 | 133 |
| EPS (Rs) | — | — | 159.06 | 67.32 | −95.84 | 212.77 | 628.75 | 113.25 | 1,007.28 | 486.03 | 840.43 | 1,204.89 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 0.65 | 0.65 | 1.01 | 1.01 | 1.01 | 1.01 | 1.00 | 1.00 | 1.00 | 1.01 | 1.01 |
| Reserves | 34.93 | 115 | 128 | 135 | 156 | 278 | 425 | 436 | 694 | 964 | 1,097 |
| Borrowings | 41.94 | 7.98 | 31.95 | 0.00 | 9.98 | 4.99 | 27.92 | 21.95 | 0.00 | 42.90 | 0.00 |
| Other Liabilities | 5.00 | 8.96 | 1.00 | 0.99 | 0.99 | 14.92 | 33.84 | 29.85 | 72.65 | 97.53 | 117 |
| Total Liabilities | 81.88 | 133 | 162 | 137 | 168 | 298 | 486 | 488 | 768 | 1,106 | 1,215 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 50.87 | 96.68 | 119 | 117 | 137 | 291 | 472 | 487 | 760 | 1,081 | 1,094 |
| Other Assets | 32.01 | 36.01 | 42.03 | 20.01 | 31.02 | 7.01 | 14.02 | 2.01 | 8.01 | 25.01 | 121 |
| Inventories | 19.08 | 1.01 | 7.02 | 7.03 | 14.06 | 4.02 | 10.04 | 0.00 | 0.00 | 0.00 | 0.00 |
| Trade receivables | 5.99 | 2.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | 0.00 | 0.99 | 0.00 | 1.99 |
| Cash & equivalents | 0.00 | 2.01 | 0.00 | 0.00 | 8.02 | 0.00 | 2.01 | 0.00 | 3.01 | 23.06 | 2.01 |
| Total Assets | 81.88 | 133 | 162 | 137 | 168 | 298 | 486 | 488 | 768 | 1,106 | 1,215 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −15.98 | −22.98 | −5.99 | −15.98 | −17.99 | −4.99 | 49.95 | 26.96 | 32.98 | 8.99 | −114 |
| Cash from investing activity | 19.97 | 26.93 | 7.98 | 15.98 | 15.97 | 3.99 | −80.90 | −21.98 | −6.99 | −108 | 139 |
| Cash from financing activity | −4.02 | −3.01 | −3.01 | 0.00 | 9.04 | −7.03 | 33.09 | −7.03 | −24.10 | 120 | −45.16 |
| Net cash flow | 0.00 | 2.01 | −1.01 | 0.00 | 7.01 | −7.01 | 2.01 | −2.01 | 2.01 | 20.01 | −21.01 |
| Capex | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Free cash flow | −15.99 | −22.97 | −5.99 | −15.99 | −17.98 | −4.99 | 49.95 | 26.96 | 32.97 | 8.99 | −114 |
| CFO / OP % | −80.0% | −283.1% | −35.1% | −195.1% | 135.9% | −19.1% | 68.0% | 185.0% | 35.9% | 32.9% | −86.1% |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 39.0% | 7.0% | 13.0% | 5.0% | −7.0% | 10.0% | 18.0% | 3.0% | 18.0% | 6.0% | 9.0% |
For the Jun 2026 quarter, Saraswati Commercial India reported revenue of ₹75.83 Cr, up 145.2% year on year and net profit of ₹64.09 Cr, up 166.7% year on year.
Saraswati Commercial India's revenue for the year to Mar 2026 were ₹121 Cr; over the last twelve months they were ₹166 Cr.
Net profit for the year to Mar 2026 was ₹92.12 Cr, and ₹133 Cr over the last twelve months. Earnings per share over the same trailing period were ₹1,204.89.
Cash from operations was −₹114 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹114 Cr.