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Two Liquid funds side by side: returns, costs, size, risk and how much their portfolios overlap.
Aditya Birla Sun Life Liquid Fund vs Kotak Liquid Fund, as of 9 Nov 2026: Aditya Birla Sun Life Liquid Fund NAV ₹463.44, 3Y CAGR 7.0%, expense ratio 0.21%; Kotak Liquid Fund NAV ₹5,793.40, 3Y CAGR 6.9%, expense ratio 0.15%; about 20% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| Aditya Birla Sun Life Liquid Fund Direct Growth | Kotak Liquid Fund Direct Growth | |
|---|---|---|
| Category | Liquid | Liquid |
| Fund house | Aditya Birla Sun Life Mutual Fund | Kotak Mahindra Mutual Fund |
| Plan | Direct Plan · GROWTH | Direct Plan · Growth |
| NAV | ₹463.44 (9 Nov 2026) | ₹5,793.40 (9 Nov 2026) |
| 1Y return | 6.6% | 6.5% |
| 3Y CAGR | 7.0% | 6.9% |
| 5Y CAGR | 6.5% | 6.4% |
| Since launch (CAGR) | 6.9% | 6.8% |
| Expense ratio | 0.21% | 0.15% |
| AUM | ₹69,953 cr | ₹50,746 cr |
| Risk-o-meter | Moderate | Moderate |
| Benchmark | NIFTY Liquid Index A-I | NIFTY Liquid Index A-I |
| Exit load | Up to 0.01% of the amount redeemed, for early redemptions. | Up to 0.01% of the amount redeemed, for early redemptions. |
| Minimum SIP | ₹100 | ₹500 |
| Holdings | 210 | 135 |
| Top 10 holdings weight | 18.0% | 23.0% |
| Portfolio overlap | About 20% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →Aditya Birla Sun Life Liquid Fund has the higher 5-year CAGR (as of 9 Nov 2026): Aditya Birla Sun Life Liquid Fund 6.5% a year vs Kotak Liquid Fund 6.4% a year. Past performance is not indicative of future results.
Kotak Liquid Fund costs less: Aditya Birla Sun Life Liquid Fund charges 0.21% a year and Kotak Liquid Fund 0.15% a year.
Aditya Birla Sun Life Liquid Fund is larger: Aditya Birla Sun Life Liquid Fund manages ₹69,953 cr and Kotak Liquid Fund ₹50,746 cr (as of 9 Nov 2026).
About 20% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Both are rated "Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer