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Two Liquid funds side by side: returns, costs, size, risk and how much their portfolios overlap.
Kotak Liquid Fund vs ICICI Prudential Liquid Fund, as of 9 Nov 2026: Kotak Liquid Fund NAV ₹5,793.40, 3Y CAGR 6.9%, expense ratio 0.15%; ICICI Prudential Liquid Fund NAV ₹424.29, 3Y CAGR 6.9%, expense ratio 0.20%; about 21% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| Kotak Liquid Fund Direct Growth | ICICI Prudential Liquid Fund Direct Growth | |
|---|---|---|
| Category | Liquid | Liquid |
| Fund house | Kotak Mahindra Mutual Fund | ICICI Prudential Mutual Fund |
| Plan | Direct Plan · Growth | Direct Plan · Growth |
| NAV | ₹5,793.40 (9 Nov 2026) | ₹424.29 (9 Nov 2026) |
| 1Y return | 6.5% | 6.5% |
| 3Y CAGR | 6.9% | 6.9% |
| 5Y CAGR | 6.4% | 6.4% |
| Since launch (CAGR) | 6.8% | 6.8% |
| Expense ratio | 0.15% | 0.20% |
| AUM | ₹50,746 cr | ₹65,176 cr |
| Risk-o-meter | Moderate | Moderate |
| Benchmark | NIFTY Liquid Index A-I | CRISIL Liquid Debt A-I Index |
| Exit load | Up to 0.01% of the amount redeemed, for early redemptions. | Up to 0.01% of the amount redeemed, for early redemptions. |
| Minimum SIP | ₹500 | — |
| Holdings | 135 | 142 |
| Top 10 holdings weight | 23.0% | 29.2% |
| Portfolio overlap | About 21% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →Kotak Liquid Fund has the higher 5-year CAGR (as of 9 Nov 2026): Kotak Liquid Fund 6.4% a year vs ICICI Prudential Liquid Fund 6.4% a year. Past performance is not indicative of future results.
Kotak Liquid Fund costs less: Kotak Liquid Fund charges 0.15% a year and ICICI Prudential Liquid Fund 0.20% a year.
ICICI Prudential Liquid Fund is larger: Kotak Liquid Fund manages ₹50,746 cr and ICICI Prudential Liquid Fund ₹65,176 cr (as of 9 Nov 2026).
About 21% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Both are rated "Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer