Loading…
Two Banking & PSU funds side by side: returns, costs, size, risk and how much their portfolios overlap.
ICICI Prudential Banking and PSU Debt Fund vs Nippon India Banking and PSU Debt Fund, as of 9 Nov 2026: ICICI Prudential Banking and PSU Debt Fund NAV ₹36.67, 3Y CAGR 7.1%, expense ratio 0.40%; Nippon India Banking and PSU Debt Fund NAV ₹23.03, 3Y CAGR 7.0%, expense ratio 0.39%; about 1% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| ICICI Prudential Banking and PSU Debt Fund Direct Growth | Nippon India Banking and PSU Debt Fund Direct Growth | |
|---|---|---|
| Category | Banking & PSU | Banking & PSU |
| Fund house | ICICI Prudential Mutual Fund | Nippon India Mutual Fund |
| Plan | Direct Plan · Growth | Direct Plan · Growth Option |
| NAV | ₹36.67 (9 Nov 2026) | ₹23.03 (9 Nov 2026) |
| 1Y return | 4.9% | 4.3% |
| 3Y CAGR | 7.1% | 7.0% |
| 5Y CAGR | 6.6% | 6.2% |
| Since launch (CAGR) | 8.0% | 7.5% |
| Expense ratio | 0.40% | 0.39% |
| AUM | ₹8,078 cr | ₹4,892 cr |
| Risk-o-meter | Moderate | Moderate |
| Benchmark | NIFTY Banking & PSU Debt Index A-II | CRISIL Banking and PSU Debt A-II Index |
| Exit load | Nil | Entry & Exit Load: Nil |
| Minimum SIP | — | ₹100 |
| Holdings | 96 | 104 |
| Top 10 holdings weight | 30.9% | 26.5% |
| Portfolio overlap | About 1% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →ICICI Prudential Banking and PSU Debt Fund has the higher 5-year CAGR (as of 9 Nov 2026): ICICI Prudential Banking and PSU Debt Fund 6.6% a year vs Nippon India Banking and PSU Debt Fund 6.2% a year. Past performance is not indicative of future results.
Nippon India Banking and PSU Debt Fund costs less: ICICI Prudential Banking and PSU Debt Fund charges 0.40% a year and Nippon India Banking and PSU Debt Fund 0.39% a year.
ICICI Prudential Banking and PSU Debt Fund is larger: ICICI Prudential Banking and PSU Debt Fund manages ₹8,078 cr and Nippon India Banking and PSU Debt Fund ₹4,892 cr (as of 9 Nov 2026).
About 1% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Both are rated "Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer