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Two Ultra short duration funds side by side: returns, costs, size, risk and how much their portfolios overlap.
ICICI Prudential Ultra Short Term Fund vs Kotak Ultra Short to Short Term Fund, as of 9 Nov 2026: ICICI Prudential Ultra Short Term Fund NAV ₹32.69, 3Y CAGR 7.3%, expense ratio 0.40%; Kotak Ultra Short to Short Term Fund NAV ₹3,960.64, 3Y CAGR 7.4%, expense ratio 0.41%; about 9% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| ICICI Prudential Ultra Short Term Fund Direct Growth | Kotak Ultra Short to Short Term Fund Direct Growth | |
|---|---|---|
| Category | Ultra short duration | Ultra short duration |
| Fund house | ICICI Prudential Mutual Fund | Kotak Mahindra Mutual Fund |
| Plan | Direct Plan · Growth | Direct Plan · Growth Option |
| NAV | ₹32.69 (9 Nov 2026) | ₹3,960.64 (9 Nov 2026) |
| 1Y return | 6.5% | 5.9% |
| 3Y CAGR | 7.3% | 7.4% |
| 5Y CAGR | 6.8% | 6.7% |
| Since launch (CAGR) | 7.9% | 7.6% |
| Expense ratio | 0.40% | 0.41% |
| AUM | ₹14,582 cr | ₹11,909 cr |
| Risk-o-meter | Moderate | Moderate |
| Benchmark | NIFTY Ultra Short Duration Debt Index A-I | NIFTY Low Duration Debt Index A-I |
| Exit load | (a) If the amount, sought to be redeemed or switched out, is invested for a period of upto one year – 1% of the applicable NAV; (b) If the amount, sought to be redeemed or switched out, is invested for a period of more than one year from the date of allotment - Nil. | In terms of SEBI Circular No. SEBI/IMD/CIR No. 4/168230/09 dated June 30, 2009, no entry load will be charged on purchase / additional purchase / switch-in. The upfront commission, if any, on investment made by the investor shall be paid by the investor directly to the Distributor, based on his assessment of various… |
| Minimum SIP | ₹20 | ₹100 |
| Holdings | 109 | 102 |
| Top 10 holdings weight | 24.8% | 30.3% |
| Portfolio overlap | About 9% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →ICICI Prudential Ultra Short Term Fund has the higher 5-year CAGR (as of 9 Nov 2026): ICICI Prudential Ultra Short Term Fund 6.8% a year vs Kotak Ultra Short to Short Term Fund 6.7% a year. Past performance is not indicative of future results.
ICICI Prudential Ultra Short Term Fund costs less: ICICI Prudential Ultra Short Term Fund charges 0.40% a year and Kotak Ultra Short to Short Term Fund 0.41% a year.
ICICI Prudential Ultra Short Term Fund is larger: ICICI Prudential Ultra Short Term Fund manages ₹14,582 cr and Kotak Ultra Short to Short Term Fund ₹11,909 cr (as of 9 Nov 2026).
About 9% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Both are rated "Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer