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Two Medium duration funds side by side: returns, costs, size, risk and how much their portfolios overlap.
Kotak Medium Term Fund vs HSBC Medium Term Fund, as of 9 Nov 2026: Kotak Medium Term Fund NAV ₹27.69, 3Y CAGR 8.7%, expense ratio 0.67%; HSBC Medium Term Fund NAV ₹24.02, 3Y CAGR 7.7%, expense ratio 0.41%; about 12% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| Kotak Medium Term Fund Direct Growth | HSBC Medium Term Fund Direct Growth | |
|---|---|---|
| Category | Medium duration | Medium duration |
| Fund house | Kotak Mahindra Mutual Fund | HSBC Mutual Fund |
| Plan | Direct Plan · Growth | Direct Plan · Growth |
| NAV | ₹27.69 (9 Nov 2026) | ₹24.02 (9 Nov 2026) |
| 1Y return | 5.8% | 5.0% |
| 3Y CAGR | 8.7% | 7.7% |
| 5Y CAGR | 7.3% | — |
| Since launch (CAGR) | 8.4% | 7.6% |
| Expense ratio | 0.67% | 0.41% |
| AUM | ₹1,870 cr | ₹671 cr |
| Risk-o-meter | Moderately High | Moderately High |
| Benchmark | CRISIL Medium Duration Debt A-III Index | NIFTY Medium Duration Debt Index A-III |
| Exit load | For exit on or before 18 months from date of allotment ofunits: 2%? For exit after 18 months from the date of allotment of units,but before 24 months from the date of allotment of units:1. 5%? For exit after 24 months from the date of allotment of units:NilAny exit load charged (net off Service Tax, if any) shall… | NIL |
| Minimum SIP | ₹100 | ₹500 |
| Holdings | 63 | 29 |
| Top 10 holdings weight | 42.4% | 55.7% |
| Portfolio overlap | About 12% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →Kotak Medium Term Fund has the higher 3-year CAGR (as of 9 Nov 2026): Kotak Medium Term Fund 8.7% a year vs HSBC Medium Term Fund 7.7% a year. Past performance is not indicative of future results.
HSBC Medium Term Fund costs less: Kotak Medium Term Fund charges 0.67% a year and HSBC Medium Term Fund 0.41% a year.
Kotak Medium Term Fund is larger: Kotak Medium Term Fund manages ₹1,870 cr and HSBC Medium Term Fund ₹671 cr (as of 9 Nov 2026).
About 12% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Both are rated "Moderately High" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer