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Two Equity savings funds side by side: returns, costs, size, risk and how much their portfolios overlap.
Kotak Equity Savings Fund vs HSBC Equity Savings Fund, as of 9 Nov 2026: Kotak Equity Savings Fund NAV ₹30.81, 3Y CAGR 10.1%, expense ratio 1.09%; HSBC Equity Savings Fund NAV ₹41.84, 3Y CAGR 13.3%, expense ratio 1.38%; about 23% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| Kotak Equity Savings Fund Direct Growth | HSBC Equity Savings Fund Direct Growth | |
|---|---|---|
| Category | Equity savings | Equity savings |
| Fund house | Kotak Mahindra Mutual Fund | HSBC Mutual Fund |
| Plan | Direct Plan · Growth | Direct Plan · Growth |
| NAV | ₹30.81 (9 Nov 2026) | ₹41.84 (9 Nov 2026) |
| 1Y return | 4.0% | 9.5% |
| 3Y CAGR | 10.1% | 13.3% |
| 5Y CAGR | 9.6% | — |
| Since launch (CAGR) | 9.8% | 13.4% |
| Expense ratio | 1.09% | 1.38% |
| AUM | ₹10,336 cr | ₹1,653 cr |
| Risk-o-meter | Moderately High | Moderate |
| Benchmark | Nifty Equity Savings Index | Nifty Equity Savings Index |
| Exit load | • For exit within 1 year from date of allotment of units: 1% • For exit after 1year from the date of allotment of units: Nil Any exit load charged (net off Service Tax, if any) shall be credited back to the Scheme. Bonus units and units issued on reinvestment of dividends shall not be subject to entry and exit load. | If the units redeemed or switched out are upto 10% of the units purchased or switched in (??the limit??) within 1 year from the date of allotment - Nil If units redeemed or switched out are over and above the limit within 1 year from the date of allotment - 1 % of applicable NAV If units are redeemed or switched out… |
| Minimum SIP | ₹100 | ₹500 |
| Holdings | 166 | 113 |
| Top 10 holdings weight | 36.7% | 31.3% |
| Portfolio overlap | About 23% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →HSBC Equity Savings Fund has the higher 3-year CAGR (as of 9 Nov 2026): Kotak Equity Savings Fund 10.1% a year vs HSBC Equity Savings Fund 13.3% a year. Past performance is not indicative of future results.
Kotak Equity Savings Fund costs less: Kotak Equity Savings Fund charges 1.09% a year and HSBC Equity Savings Fund 1.38% a year.
Kotak Equity Savings Fund is larger: Kotak Equity Savings Fund manages ₹10,336 cr and HSBC Equity Savings Fund ₹1,653 cr (as of 9 Nov 2026).
About 23% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Kotak Equity Savings Fund is rated "Moderately High" and HSBC Equity Savings Fund "Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer