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Two Equity savings funds side by side: returns, costs, size, risk and how much their portfolios overlap.
Kotak Equity Savings Fund vs ICICI Prudential Equity Savings Fund, as of 9 Nov 2026: Kotak Equity Savings Fund NAV ₹30.81, 3Y CAGR 10.1%, expense ratio 1.09%; ICICI Prudential Equity Savings Fund NAV ₹25.68, 3Y CAGR 7.4%, expense ratio 1.12%; about 30% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| Kotak Equity Savings Fund Direct Growth | ICICI Prudential Equity Savings Fund Direct Growth | |
|---|---|---|
| Category | Equity savings | Equity savings |
| Fund house | Kotak Mahindra Mutual Fund | ICICI Prudential Mutual Fund |
| Plan | Direct Plan · Growth | Direct Plan · Cumulative |
| NAV | ₹30.81 (9 Nov 2026) | ₹25.68 (9 Nov 2026) |
| 1Y return | 4.0% | 3.9% |
| 3Y CAGR | 10.1% | 7.4% |
| 5Y CAGR | 9.6% | 7.7% |
| Since launch (CAGR) | 9.8% | 8.2% |
| Expense ratio | 1.09% | 1.12% |
| AUM | ₹10,336 cr | ₹14,322 cr |
| Risk-o-meter | Moderately High | Low to Moderate |
| Benchmark | Nifty Equity Savings Index | Nifty Equity Savings TRI |
| Exit load | • For exit within 1 year from date of allotment of units: 1% • For exit after 1year from the date of allotment of units: Nil Any exit load charged (net off Service Tax, if any) shall be credited back to the Scheme. Bonus units and units issued on reinvestment of dividends shall not be subject to entry and exit load. | Entry Load – Not Applicable Exit Load - a) If the amount is sought to be redeemed/switched-out upto 18 months from the date of allotment - 1% of the applicable NAV b) If the amount is sought to be redeemed/switched-out more than 18 months from the date of allotment – Nil |
| Minimum SIP | ₹100 | ₹100 |
| Holdings | 166 | 126 |
| Top 10 holdings weight | 36.7% | 46.6% |
| Portfolio overlap | About 30% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →Kotak Equity Savings Fund has the higher 5-year CAGR (as of 9 Nov 2026): Kotak Equity Savings Fund 9.6% a year vs ICICI Prudential Equity Savings Fund 7.7% a year. Past performance is not indicative of future results.
Kotak Equity Savings Fund costs less: Kotak Equity Savings Fund charges 1.09% a year and ICICI Prudential Equity Savings Fund 1.12% a year.
ICICI Prudential Equity Savings Fund is larger: Kotak Equity Savings Fund manages ₹10,336 cr and ICICI Prudential Equity Savings Fund ₹14,322 cr (as of 9 Nov 2026).
About 30% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Kotak Equity Savings Fund is rated "Moderately High" and ICICI Prudential Equity Savings Fund "Low to Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer