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Two Ultra short duration funds side by side: returns, costs, size, risk and how much their portfolios overlap.
Nippon India Ultra Short Term Fund vs HDFC Ultra Short Term Fund, as of 9 Nov 2026: Nippon India Ultra Short Term Fund NAV ₹4,865.27, 3Y CAGR 7.5%, expense ratio 0.33%; HDFC Ultra Short Term Fund NAV ₹16.84, 3Y CAGR 7.2%, expense ratio 0.39%; about 0% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| Nippon India Ultra Short Term Fund Direct Growth | HDFC Ultra Short Term Fund Direct Growth | |
|---|---|---|
| Category | Ultra short duration | Ultra short duration |
| Fund house | Nippon India Mutual Fund | HDFC Mutual Fund |
| Plan | Direct Plan · Growth Option | Direct Plan · Growth Option |
| NAV | ₹4,865.27 (9 Nov 2026) | ₹16.84 (9 Nov 2026) |
| 1Y return | 6.9% | 6.2% |
| 3Y CAGR | 7.5% | 7.2% |
| 5Y CAGR | 7.0% | 6.6% |
| Since launch (CAGR) | 6.6% | 6.6% |
| Expense ratio | 0.33% | 0.39% |
| AUM | ₹12,042 cr | ₹14,870 cr |
| Risk-o-meter | Moderate | Low to Moderate |
| Benchmark | CRISIL Ultra Short Duration Debt A-I Index | CRISIL Ultra Short Duration Debt A-I Index |
| Exit load | Entry & Exit Load: Nil | Nil: there is no exit load. |
| Minimum SIP | ₹100 | ₹100 |
| Holdings | 116 | 119 |
| Top 10 holdings weight | 25.9% | 32.0% |
| Portfolio overlap | About 0% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →Nippon India Ultra Short Term Fund has the higher 5-year CAGR (as of 9 Nov 2026): Nippon India Ultra Short Term Fund 7.0% a year vs HDFC Ultra Short Term Fund 6.6% a year. Past performance is not indicative of future results.
Nippon India Ultra Short Term Fund costs less: Nippon India Ultra Short Term Fund charges 0.33% a year and HDFC Ultra Short Term Fund 0.39% a year.
HDFC Ultra Short Term Fund is larger: Nippon India Ultra Short Term Fund manages ₹12,042 cr and HDFC Ultra Short Term Fund ₹14,870 cr (as of 9 Nov 2026).
About 0% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Nippon India Ultra Short Term Fund is rated "Moderate" and HDFC Ultra Short Term Fund "Low to Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer